Buy Cheap Fred, TX Auto Insurance (2021)

Fred, TX auto insurance rates average $342 a month. Minimum auto insurance requirements in Fred, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fred, TX, compare Fred auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fred, TX after a DUI are $4,659/year
  • Average auto insurance rates in Fred, TX are $342/month
  • The most expensive auto insurance company in Fred is Progressive

Finding affordable Fred, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fred, TX auto insurance with confidence is right here. Auto insurance rates in Fred are affected by local factors as well as personal ones like your driving record.

See how Fred, TX car insurance rates compare to Arlington auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Fred.

Don’t buy Fred, TX auto insurance until you’ve compared rates. Get free Fred, Texas auto insurance quotes when you enter your ZIP code above.

Fred, TX Minimum Auto Insurance Requirements

The required auto insurance in Fred, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fred, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fred, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fred, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fred, TX. Take a look at Fred, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fred, Texas

Insurance Company Poor Fair Good
Allstate $6,829 $5,012 $4,293
American Family $6,717 $4,300 $3,743
GEICO $4,822 $2,734 $1,827
Nationwide $4,973 $3,992 $3,464
Progressive $6,524 $5,670 $5,265
State Farm $3,979 $2,472 $1,968
USAA $3,779 $2,174 $1,746

Buy Cheap Fred, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fred, Texas auto insurance rates? Find out how car insurance rates in Fred, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fred, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,498 $3,426 $3,426 $9,269 $11,174 $4,293 $4,465
American Family $2,875 $3,217 $2,727 $3,139 $7,976 $10,429 $4,200 $4,796
GEICO $2,329 $2,512 $2,245 $2,543 $5,081 $5,278 $2,519 $2,515
Nationwide $2,574 $2,616 $2,270 $2,404 $7,425 $9,534 $3,036 $3,286
Progressive $3,039 $2,858 $2,717 $2,765 $13,254 $14,743 $3,588 $3,593
State Farm $1,995 $1,995 $1,767 $1,767 $4,643 $5,893 $2,160 $2,230
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

Buy Cheap Fred, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fred can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fred, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fred, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,269 $11,174
American Family $7,976 $10,429
GEICO $5,081 $5,278
Nationwide $7,425 $9,534
Progressive $13,254 $14,743
State Farm $4,643 $5,893
USAA $4,581 $5,001

Buy Cheap Fred, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fred, Texas by comparing Fred senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fred, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fred, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,426 $3,426
American Family $2,727 $3,139
GEICO $2,245 $2,543
Nationwide $2,270 $2,404
Progressive $2,717 $2,765
State Farm $1,767 $1,767
USAA $1,563 $1,555

Find Cheap Auto Insurance Rates in Fred, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fred, Texas auto insurance. Compare Fred, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fred, Texas

Insurance Company Low Medium High
Allstate $5,255 $5,332 $5,547
American Family $4,569 $4,720 $5,470
GEICO $2,963 $3,089 $3,332
Nationwide $4,461 $3,963 $4,006
Progressive $5,466 $5,787 $6,206
State Farm $2,668 $2,795 $2,956
USAA $2,483 $2,556 $2,660

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Find Cheap Fred, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fred. Compare auto insurance rates in Fred, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fred, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,508
American Family $4,920 $4,920
GEICO $3,069 $3,186
Nationwide $4,143 $4,143
Progressive $5,819 $5,819
State Farm $2,806 $2,806
USAA $2,534 $2,599

Find Cheap Fred, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fred, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fred, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fred.

Annual Fred, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,155 $6,455 $6,746 $4,155
American Family $4,458 $5,749 $5,014 $4,458
GEICO $2,656 $3,505 $2,932 $3,419
Nationwide $3,590 $3,590 $5,334 $4,059
Progressive $5,059 $6,610 $5,911 $5,699
State Farm $2,508 $2,858 $3,351 $2,508
USAA $1,915 $2,823 $3,329 $2,199

Find Cheap Fred, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fred, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fred for less when you shop around and compare rates from multiple Fred, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fred, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,746
American Family $5,014
GEICO $2,932
Nationwide $5,334
Progressive $5,911
State Farm $3,351
USAA $3,329

Winners by Category: Where to Buy Cheap Auto Insurance in Fred, TX

Compare rates from the cheapest auto insurance companies in Fred, TX for your needs. Take a look at how Fred, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fred, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Fred, Texas Auto Insurance Companies

If you’re looking for the cheapest Fred, TX auto insurance companies overall, you can compare them here. Find the best price for Fred, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fred, Texas

Insurance Company Average Annual Rates
Allstate $5,378
American Family $4,920
GEICO $3,128
Nationwide $4,143
Progressive $5,819
State Farm $2,806
USAA $2,567

What affects Fred, Texas auto insurance rates?

Local factors affect auto insurance rates in Fred, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fred auto insurance rates.

Commute Times in Fred

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fred, TX is 16.0 minutes according to City-Data.

Traffic in Fred

How is traffic in Fred, Texas? Inrix data shows that Fred, TX traffic makes it the 723rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fred, TX

You can buy cheap Fred, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fred, Texas auto insurance quotes from top companies.

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