Buy Cheap Fraser, MI Auto Insurance (2022)

Fraser, MI auto insurance rates average $1,107 a month. Minimum auto insurance requirements in Fraser, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Fraser, MI, compare Fraser auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fraser, MI for teens drivers are $25,096/year
  • The most expensive auto insurance company in Fraser after a DUI is Allstate
  • The most expensive auto insurance company in Fraser is Allstate

Finding affordable Fraser, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Fraser, MI auto insurance with confidence is right here. Auto insurance rates in Fraser are affected by local factors as well as personal ones like your driving record.

See how Fraser, MI car insurance rates compare to Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Ann Arbor auto insurance rates before you read more about the cost of auto insurance in Fraser.

Don’t buy Fraser, MI auto insurance until you’ve compared rates. Get free Fraser, Michigan auto insurance quotes when you enter your ZIP code above.

Fraser, MI Minimum Auto Insurance Requirements

The required auto insurance in Fraser, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Fraser, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Fraser, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fraser, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fraser, MI. Take a look at Fraser, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fraser, Michigan

Insurance Company Poor Fair Good
Allstate $40,773 $22,617 $17,373
Farmers $23,709 $12,667 $11,756
GEICO $11,647 $8,531 $6,920
Liberty Mutual $35,761 $20,638 $11,377
Nationwide $9,141 $6,857 $5,806
Progressive $7,626 $6,393 $5,719
State Farm $25,434 $12,830 $8,688
Travelers $11,437 $11,087 $10,945
USAA $6,485 $3,681 $2,779

Buy Cheap Fraser, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fraser, Michigan auto insurance rates? Find out how car insurance rates in Fraser, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fraser, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,513 $19,513 $18,093 $18,093 $49,506 $49,506 $20,573 $20,573
Farmers $11,987 $11,987 $11,060 $11,060 $27,524 $27,524 $13,607 $13,607
GEICO $6,378 $6,378 $6,532 $6,532 $17,157 $17,157 $6,063 $6,063
Liberty Mutual $17,000 $17,000 $16,835 $16,835 $39,533 $39,533 $17,000 $17,000
Nationwide $5,136 $5,136 $4,564 $4,564 $13,729 $13,729 $5,644 $5,644
Progressive $3,863 $3,538 $3,405 $3,858 $14,317 $15,110 $4,495 $4,050
State Farm $9,329 $9,329 $8,709 $8,709 $33,584 $33,584 $10,981 $10,981
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,132 $2,938 $2,948 $2,759 $7,873 $7,427 $3,819 $3,627

Buy Cheap Fraser, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fraser can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fraser, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fraser, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $49,506 $49,506
Farmers $27,524 $27,524
GEICO $17,157 $17,157
Liberty Mutual $39,533 $39,533
Nationwide $13,729 $13,729
Progressive $14,317 $15,110
State Farm $33,584 $33,584
Travelers $22,645 $22,645
USAA $7,873 $7,427

Buy Cheap Fraser, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Fraser, Michigan by comparing Fraser senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fraser, MI here.

Annual Auto Insurance Rates for Senior Drivers in Fraser, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,093 $18,093
Farmers $11,060 $11,060
GEICO $6,532 $6,532
Liberty Mutual $16,835 $16,835
Nationwide $4,564 $4,564
Progressive $3,405 $3,858
State Farm $8,709 $8,709
Travelers $6,400 $6,400
USAA $2,948 $2,759

Find Cheap Auto Insurance Rates in Fraser, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fraser, Michigan auto insurance. Compare Fraser, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fraser, Michigan

Insurance Company Low Medium High
Allstate $26,217 $26,983 $27,563
Farmers $15,495 $15,987 $16,651
GEICO $8,430 $8,944 $9,723
Liberty Mutual $22,138 $22,548 $23,090
Nationwide $7,598 $7,148 $7,058
Progressive $6,352 $6,588 $6,798
State Farm $14,808 $15,755 $16,390
Travelers $11,055 $11,166 $11,247
USAA $4,186 $4,327 $4,434

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Find Cheap Fraser, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fraser. Compare auto insurance rates in Fraser, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fraser, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $26,921 $26,921
Farmers $16,044 $16,044
GEICO $8,826 $9,239
Liberty Mutual $21,826 $23,358
Nationwide $7,268 $7,268
Progressive $6,579 $6,579
State Farm $15,220 $16,082
Travelers $11,092 $11,221
USAA $4,266 $4,365

Find Cheap Fraser, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Fraser, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fraser, MI, take a look at the average cost for various violations versus rates for a clean driving record in Fraser.

Annual Fraser, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,906 $17,276 $59,255 $18,248
Farmers $13,341 $17,298 $16,986 $16,552
GEICO $3,117 $6,698 $20,491 $5,824
Liberty Mutual $15,417 $18,912 $36,042 $19,996
Nationwide $6,197 $8,337 $7,546 $6,993
Progressive $5,528 $7,363 $6,600 $6,827
State Farm $9,775 $11,819 $26,124 $14,884
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,456 $4,345 $5,689 $3,772

Find Cheap Fraser, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fraser, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Fraser for less when you shop around and compare rates from multiple Fraser, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fraser, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $59,255
Farmers $16,986
GEICO $20,491
Liberty Mutual $36,042
Nationwide $7,546
Progressive $6,600
State Farm $26,124
Travelers $17,326
USAA $5,689

Winners by Category: Where to Buy Cheap Auto Insurance in Fraser, MI

Compare rates from the cheapest auto insurance companies in Fraser, MI for your needs. Take a look at how Fraser, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fraser, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fraser, Michigan Auto Insurance Companies

If you’re looking for the cheapest Fraser, MI auto insurance companies overall, you can compare them here. Find the best price for Fraser, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Fraser, Michigan

Insurance Company Average Annual Rates
Allstate $26,921
Farmers $16,044
GEICO $9,032
Liberty Mutual $22,592
Nationwide $7,268
Progressive $6,579
State Farm $15,651
Travelers $11,156
USAA $4,315

What affects Fraser, Michigan auto insurance rates?

Local factors affect auto insurance rates in Fraser, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Fraser auto insurance rates.

Auto Theft in Fraser

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fraser, MI auto theft show a total of 22 vehicle thefts annually.

Commute Times in Fraser

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fraser, MI is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Fraser, MI

You can buy cheap Fraser, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fraser, Michigan auto insurance quotes from top companies.

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