Buy Cheap Fraser, CO Auto Insurance (2021)

Fraser, CO auto insurance rates average $311 a month. Minimum auto insurance requirements in Fraser, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fraser, CO, compare Fraser auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fraser, CO are $311/month
  • The most expensive auto insurance company in Fraser after a DUI is Allstate
  • The most expensive auto insurance company in Fraser is Allstate

Finding affordable Fraser, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fraser, CO auto insurance with confidence is right here. Auto insurance rates in Fraser are affected by local factors as well as personal ones like your driving record.

See how Fraser, CO car insurance rates compare to Boulder auto insurance rates, Greeley auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Fraser.

Don’t buy Fraser, CO auto insurance until you’ve compared rates. Get free Fraser, Colorado auto insurance quotes when you enter your ZIP code above.

Fraser, CO Minimum Auto Insurance Requirements

The required auto insurance in Fraser, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fraser, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fraser, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fraser, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fraser, CO. Take a look at Fraser, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fraser, Colorado

Insurance Company Poor Fair Good
Allstate $6,626 $5,112 $3,859
American Family $4,840 $3,435 $2,874
Farmers $5,524 $4,482 $4,261
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,434 $1,942
Nationwide $4,245 $3,363 $2,929
Progressive $4,552 $3,892 $3,581
State Farm $4,512 $2,902 $2,341
USAA $4,786 $2,717 $2,174

Buy Cheap Fraser, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fraser, Colorado auto insurance rates? Find out how car insurance rates in Fraser, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fraser, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,154 $2,946 $2,851 $2,879 $11,138 $11,709 $3,453 $3,461
American Family $2,537 $2,537 $2,289 $2,289 $6,163 $8,255 $2,537 $3,124
Farmers $2,801 $2,784 $2,538 $2,728 $10,440 $10,547 $3,080 $3,127
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,877 $1,861 $1,571 $1,724 $5,460 $5,977 $1,907 $1,962
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,435 $2,274 $2,112 $2,106 $8,360 $9,352 $2,751 $2,676
State Farm $2,041 $2,041 $1,832 $1,832 $5,864 $7,401 $2,283 $2,719
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Buy Cheap Fraser, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fraser can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fraser, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fraser, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,138 $11,709
American Family $6,163 $8,255
Farmers $10,440 $10,547
GEICO $6,178 $6,577
Liberty Mutual $5,460 $5,977
Nationwide $5,929 $7,587
Progressive $8,360 $9,352
State Farm $5,864 $7,401
USAA $5,365 $6,151

Buy Cheap Fraser, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fraser, Colorado by comparing Fraser senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fraser, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fraser, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,851 $2,879
American Family $2,289 $2,289
Farmers $2,538 $2,728
GEICO $2,090 $2,332
Liberty Mutual $1,571 $1,724
Nationwide $2,085 $2,204
Progressive $2,112 $2,106
State Farm $1,832 $1,832
USAA $2,054 $2,068

Find Cheap Auto Insurance Rates in Fraser, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fraser, Colorado auto insurance. Compare Fraser, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fraser, Colorado

Insurance Company Low Medium High
Allstate $4,900 $5,181 $5,516
American Family $3,563 $3,793 $3,793
Farmers $4,182 $4,688 $5,396
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,666 $2,785 $2,926
Nationwide $3,535 $3,511 $3,491
Progressive $3,736 $4,020 $4,269
State Farm $3,054 $3,251 $3,449
USAA $3,096 $3,225 $3,356

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Find Cheap Fraser, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fraser. Compare auto insurance rates in Fraser, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fraser, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,199 $5,199
American Family $3,637 $3,795
Farmers $4,756 $4,756
GEICO $3,075 $3,212
Liberty Mutual $2,792 $2,792
Nationwide $3,512 $3,512
Progressive $4,008 $4,008
State Farm $3,174 $3,329
USAA $3,134 $3,317

Find Cheap Fraser, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fraser, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fraser, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fraser.

Annual Fraser, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,419 $5,097 $6,259 $5,020
American Family $2,748 $3,898 $5,103 $3,116
Farmers $4,023 $5,157 $5,086 $4,757
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,440 $2,857 $2,985 $2,888
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,474 $4,844 $3,666 $4,049
State Farm $2,992 $3,511 $3,252 $3,252
USAA $2,359 $2,868 $5,018 $2,659

Find Cheap Fraser, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fraser, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fraser for less when you shop around and compare rates from multiple Fraser, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fraser, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,259
American Family $5,103
Farmers $5,086
GEICO $3,949
Liberty Mutual $2,985
Nationwide $4,685
Progressive $3,666
State Farm $3,252
USAA $5,018

Winners by Category: Where to Buy Cheap Auto Insurance in Fraser, CO

Compare rates from the cheapest auto insurance companies in Fraser, CO for your needs. Take a look at how Fraser, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fraser, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Fraser, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fraser, CO auto insurance companies overall, you can compare them here. Find the best price for Fraser, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fraser, Colorado

Insurance Company Average Annual Rates
Allstate $5,199
American Family $3,716
Farmers $4,756
GEICO $3,143
Liberty Mutual $2,792
Nationwide $3,512
Progressive $4,008
State Farm $3,252
USAA $3,226

What affects Fraser, Colorado auto insurance rates?

Local factors affect auto insurance rates in Fraser, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Fraser auto insurance rates.

Commute Times in Fraser

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fraser, CO is 17.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Fraser, CO

You can buy cheap Fraser, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fraser, Colorado auto insurance quotes from top companies.

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