Buy Cheap Franklin, TN Auto Insurance (2021)

Franklin, TN auto insurance rates average $262 a month. Minimum auto insurance requirements in Franklin, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Franklin, TN, compare Franklin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Franklin after a DUI is Liberty Mutual
  • Average auto insurance rates in Franklin, TN are $262/month
  • Average auto insurance rates in Franklin, TN for teens drivers are $6,407/year

Finding affordable Franklin, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Franklin, TN auto insurance with confidence is right here. Auto insurance rates in Franklin are affected by local factors as well as personal ones like your driving record.

See how Franklin, TN car insurance rates compare to Jackson auto insurance rates, Clarksville auto insurance rates, and Johnson City auto insurance rates before you read more about the cost of auto insurance in Franklin.

Don’t buy Franklin, TN auto insurance until you’ve compared rates. Get free Franklin, Tennessee auto insurance quotes when you enter your ZIP code above.

Franklin, TN Minimum Auto Insurance Requirements

The required auto insurance in Franklin, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Franklin, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Franklin, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Franklin, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Franklin, TN. Take a look at Franklin, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Franklin, Tennessee

Insurance Company Poor Fair Good
Allstate $5,719 $4,396 $3,361
Farmers $3,091 $2,435 $2,305
GEICO $3,425 $2,941 $2,706
Liberty Mutual $8,577 $5,284 $4,133
Nationwide $4,094 $3,259 $2,892
Progressive $4,048 $3,514 $3,293
State Farm $3,901 $2,340 $1,817
Travelers $3,474 $2,742 $1,998
USAA $3,656 $2,150 $1,776

Buy Cheap Franklin, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Franklin, Tennessee auto insurance rates? Find out how car insurance rates in Franklin, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Franklin, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,585 $2,480 $2,334 $2,422 $9,820 $10,718 $2,746 $2,834
Farmers $1,380 $1,404 $1,232 $1,351 $5,634 $6,001 $1,877 $2,002
GEICO $1,966 $1,978 $1,803 $1,803 $6,231 $6,319 $2,014 $2,079
Nationwide $2,179 $2,195 $1,954 $1,983 $6,026 $7,761 $2,507 $2,717
Progressive $1,806 $1,691 $1,479 $1,544 $8,416 $9,456 $2,179 $2,379
State Farm $1,618 $1,618 $1,468 $1,468 $5,047 $6,312 $1,831 $2,126
Travelers $1,748 $1,840 $1,599 $1,702 $4,984 $6,217 $1,859 $1,955
USAA $1,423 $1,444 $1,287 $1,283 $5,099 $5,862 $1,855 $1,968

Buy Cheap Franklin, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Franklin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Franklin, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Franklin, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,820 $10,718
Farmers $5,634 $6,001
GEICO $6,231 $6,319
Nationwide $6,026 $7,761
Progressive $8,416 $9,456
State Farm $5,047 $6,312
Travelers $4,984 $6,217
USAA $5,099 $5,862

Buy Cheap Franklin, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Franklin, Tennessee by comparing Franklin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Franklin, TN here.

Annual Auto Insurance Rates for Senior Drivers in Franklin, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,334 $2,422
Farmers $1,232 $1,351
GEICO $1,803 $1,803
Nationwide $1,954 $1,983
Progressive $1,479 $1,544
State Farm $1,468 $1,468
Travelers $1,599 $1,702
USAA $1,287 $1,283

Find Cheap Auto Insurance Rates in Franklin, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Franklin, Tennessee auto insurance. Compare Franklin, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Franklin, Tennessee

Insurance Company Low Medium High
Allstate $4,332 $4,482 $4,663
Farmers $2,486 $2,603 $2,741
GEICO $2,877 $3,022 $3,174
Liberty Mutual $5,756 $6,001 $6,238
Nationwide $3,438 $3,344 $3,464
Progressive $3,377 $3,626 $3,853
State Farm $2,519 $2,700 $2,839
Travelers $2,566 $2,736 $2,911
USAA $2,449 $2,520 $2,614

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Find Cheap Franklin, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Franklin. Compare auto insurance rates in Franklin, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Franklin, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,492 $4,492
Farmers $2,610 $2,610
GEICO $3,002 $3,047
Liberty Mutual $5,998 $5,998
Nationwide $3,415 $3,415
Progressive $3,619 $3,619
State Farm $2,621 $2,751
Travelers $2,630 $2,845
USAA $2,458 $2,597

Find Cheap Franklin, TN Auto Insurance Rates by ZIP Code

Auto insurance rates in Franklin, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Franklin, TN to see how much where you live in Franklin affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Franklin, Tennessee

ZIP Code Average Annual Rates
37064 $3,522
37067 $3,473
37069 $3,548

Find Cheap Franklin, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Franklin, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Franklin, TN, take a look at the average cost for various violations versus rates for a clean driving record in Franklin.

Annual Franklin, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,759 $4,484 $5,424 $4,303
Farmers $2,237 $2,755 $2,805 $2,643
GEICO $2,211 $2,947 $4,727 $2,211
Liberty Mutual $4,858 $7,022 $6,526 $5,588
Nationwide $2,956 $2,956 $4,435 $3,313
Progressive $3,185 $4,152 $3,391 $3,746
State Farm $2,442 $2,930 $2,686 $2,686
Travelers $2,218 $2,852 $3,155 $2,726
USAA $1,839 $2,756 $3,233 $2,282

Find Cheap Franklin, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Franklin, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Franklin for less when you shop around and compare rates from multiple Franklin, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Franklin, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,424
Farmers $2,805
GEICO $4,727
Liberty Mutual $6,526
Nationwide $4,435
Progressive $3,391
State Farm $2,686
Travelers $3,155
USAA $3,233

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Winners by Category: Where to Buy Cheap Auto Insurance in Franklin, TN

Compare rates from the cheapest auto insurance companies in Franklin, TN for your needs. Take a look at how Franklin, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Franklin, Tennessee

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Farmers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Franklin, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Franklin, TN auto insurance companies overall, you can compare them here. Find the best price for Franklin, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Franklin, Tennessee

Insurance Company Average Annual Rates
Allstate $4,492
Farmers $2,610
GEICO $3,024
Nationwide $3,415
Progressive $3,619
State Farm $2,686
Travelers $2,738
USAA $2,528

What affects Franklin, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Franklin, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Franklin auto insurance rates.

Commute Times in Franklin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Franklin, TN is 25.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Franklin, TN

You can buy cheap Franklin, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Franklin, Tennessee auto insurance quotes from top companies.

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