Buy Cheap Franklin, AL Auto Insurance (2021)

Franklin, AL auto insurance rates average $298 a month. Minimum auto insurance requirements in Franklin, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Franklin, AL, compare Franklin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Franklin after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Franklin is Liberty Mutual
  • Average auto insurance rates in Franklin, AL are $298/month

Finding affordable Franklin, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Franklin, AL auto insurance with confidence is right here. Auto insurance rates in Franklin are affected by local factors as well as personal ones like your driving record.

See how Franklin, AL car insurance rates compare to Mobile auto insurance rates, Huntsville auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Franklin.

Don’t buy Franklin, AL auto insurance until you’ve compared rates. Get free Franklin, Alabama auto insurance quotes when you enter your ZIP code above.

Franklin, AL Minimum Auto Insurance Requirements

The required auto insurance in Franklin, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Franklin, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Franklin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Franklin, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Franklin, AL. Take a look at Franklin, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Franklin, Alabama

Insurance Company Poor Fair Good
Allstate $4,160 $3,255 $2,663
Farmers $4,501 $3,867 $3,663
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,141 $4,361 $3,429
Nationwide $3,171 $2,467 $2,229
Progressive $4,686 $3,995 $3,721
State Farm $7,416 $3,761 $2,559
Travelers $3,759 $3,256 $3,316
USAA $2,937 $1,908 $1,703

Buy Cheap Franklin, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Franklin, Alabama auto insurance rates? Find out how car insurance rates in Franklin, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Franklin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,067 $1,982 $1,849 $1,888 $6,895 $7,399 $2,361 $2,432
Farmers $2,305 $2,286 $2,062 $2,180 $8,782 $9,036 $2,649 $2,785
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,966 $3,209 $2,438 $2,727 $10,375 $11,541 $3,170 $3,389
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,286 $2,156 $1,870 $1,994 $9,087 $10,157 $2,676 $2,844
State Farm $2,944 $2,944 $2,613 $2,613 $8,152 $10,277 $3,308 $3,780
Travelers $1,431 $1,454 $1,337 $1,333 $7,438 $11,625 $1,359 $1,571
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Buy Cheap Franklin, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Franklin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Franklin, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Franklin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $7,399
Farmers $8,782 $9,036
GEICO $5,380 $5,307
Liberty Mutual $10,375 $11,541
Nationwide $4,418 $5,752
Progressive $9,087 $10,157
State Farm $8,152 $10,277
Travelers $7,438 $11,625
USAA $4,020 $4,464

Buy Cheap Franklin, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Franklin, Alabama by comparing Franklin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Franklin, AL here.

Annual Auto Insurance Rates for Senior Drivers in Franklin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,888
Farmers $2,062 $2,180
GEICO $1,968 $1,996
Liberty Mutual $2,438 $2,727
Nationwide $1,577 $1,642
Progressive $1,870 $1,994
State Farm $2,613 $2,613
Travelers $1,337 $1,333
USAA $1,271 $1,252

Find Cheap Auto Insurance Rates in Franklin, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Franklin, Alabama auto insurance. Compare Franklin, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Franklin, Alabama

Insurance Company Low Medium High
Allstate $3,268 $3,355 $3,455
Farmers $3,825 $3,967 $4,239
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,761 $4,954 $5,215
Nationwide $2,624 $2,595 $2,649
Progressive $3,721 $4,110 $4,570
State Farm $4,366 $4,570 $4,800
Travelers $3,290 $3,512 $3,528
USAA $2,105 $2,171 $2,271

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Find Cheap Franklin, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Franklin. Compare auto insurance rates in Franklin, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Franklin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,359 $3,359
Farmers $4,010 $4,010
GEICO $2,842 $2,954
Liberty Mutual $4,977 $4,977
Nationwide $2,623 $2,623
Progressive $4,134 $4,134
State Farm $4,470 $4,687
Travelers $3,443 $3,443
USAA $2,082 $2,282

Find Cheap Franklin, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Franklin, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Franklin, AL, take a look at the average cost for various violations versus rates for a clean driving record in Franklin.

Annual Franklin, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,877 $3,374 $3,956 $3,230
Farmers $3,365 $4,357 $4,248 $4,072
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,908 $5,421 $5,323 $5,255
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,743 $4,679 $4,001 $4,112
State Farm $4,185 $5,061 $4,535 $4,535
Travelers $2,870 $3,013 $4,392 $3,498
USAA $1,678 $2,102 $3,133 $1,816

Find Cheap Franklin, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Franklin, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Franklin for less when you shop around and compare rates from multiple Franklin, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Franklin, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,956
Farmers $4,248
GEICO $3,808
Liberty Mutual $5,323
Nationwide $3,353
Progressive $4,001
State Farm $4,535
Travelers $4,392
USAA $3,133

Winners by Category: Where to Buy Cheap Auto Insurance in Franklin, AL

Compare rates from the cheapest auto insurance companies in Franklin, AL for your needs. Take a look at how Franklin, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Franklin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Franklin, Alabama Auto Insurance Companies

If you’re looking for the cheapest Franklin, AL auto insurance companies overall, you can compare them here. Find the best price for Franklin, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Franklin, Alabama

Insurance Company Average Annual Rates
Allstate $3,359
Farmers $4,010
GEICO $2,898
Liberty Mutual $4,977
Nationwide $2,623
Progressive $4,134
State Farm $4,579
Travelers $3,443
USAA $2,182

What affects Franklin, Alabama auto insurance rates?

Local factors affect auto insurance rates in Franklin, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Franklin auto insurance rates.

Commute Times in Franklin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Franklin, AL is 22.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Franklin, AL

You can buy cheap Franklin, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Franklin, Alabama auto insurance quotes from top companies.

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