Buy Cheap Fountain, CO Auto Insurance (2021)

Fountain, CO auto insurance rates average $344 a month. Minimum auto insurance requirements in Fountain, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fountain, CO, compare Fountain auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fountain, CO are $344/month
  • The most expensive auto insurance company in Fountain after a DUI is Allstate
  • The most expensive auto insurance company in Fountain is Farmers

Finding affordable Fountain, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fountain, CO auto insurance with confidence is right here. Auto insurance rates in Fountain are affected by local factors as well as personal ones like your driving record.

See how Fountain, CO car insurance rates compare to Aurora auto insurance rates, Boulder auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Fountain.

Don’t buy Fountain, CO auto insurance until you’ve compared rates. Get free Fountain, Colorado auto insurance quotes when you enter your ZIP code above.

Fountain, CO Minimum Auto Insurance Requirements

The required auto insurance in Fountain, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fountain, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fountain, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fountain, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fountain, CO. Take a look at Fountain, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fountain, Colorado

Insurance Company Poor Fair Good
Allstate $7,360 $5,650 $4,256
American Family $5,075 $3,615 $3,035
Farmers $6,836 $5,512 $5,231
GEICO $4,554 $3,782 $3,009
Liberty Mutual $4,074 $2,509 $1,992
Nationwide $4,729 $3,746 $3,260
Progressive $4,737 $4,044 $3,708
State Farm $4,689 $3,023 $2,442
USAA $5,138 $2,947 $2,367

Buy Cheap Fountain, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fountain, Colorado auto insurance rates? Find out how car insurance rates in Fountain, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fountain, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,546 $3,325 $3,205 $3,236 $12,157 $12,762 $3,899 $3,912
American Family $2,670 $2,670 $2,407 $2,407 $6,476 $8,699 $2,670 $3,267
Farmers $3,454 $3,406 $3,140 $3,415 $13,000 $12,942 $3,765 $3,755
GEICO $2,369 $2,605 $2,562 $2,953 $7,524 $7,914 $2,156 $2,170
Liberty Mutual $1,837 $1,751 $1,571 $1,734 $5,872 $6,399 $1,852 $1,851
Nationwide $2,599 $2,643 $2,329 $2,457 $6,607 $8,433 $2,995 $3,230
Progressive $2,509 $2,347 $2,227 $2,211 $8,729 $9,742 $2,812 $2,727
State Farm $2,093 $2,093 $1,902 $1,902 $6,173 $7,792 $2,347 $2,775
USAA $2,315 $2,301 $2,222 $2,220 $5,870 $6,730 $2,978 $3,233

Buy Cheap Fountain, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fountain can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fountain, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fountain, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,157 $12,762
American Family $6,476 $8,699
Farmers $13,000 $12,942
GEICO $7,524 $7,914
Liberty Mutual $5,872 $6,399
Nationwide $6,607 $8,433
Progressive $8,729 $9,742
State Farm $6,173 $7,792
USAA $5,870 $6,730

Buy Cheap Fountain, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fountain, Colorado by comparing Fountain senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fountain, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fountain, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,205 $3,236
American Family $2,407 $2,407
Farmers $3,140 $3,415
GEICO $2,562 $2,953
Liberty Mutual $1,571 $1,734
Nationwide $2,329 $2,457
Progressive $2,227 $2,211
State Farm $1,902 $1,902
USAA $2,222 $2,220

Find Cheap Auto Insurance Rates in Fountain, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fountain, Colorado auto insurance. Compare Fountain, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fountain, Colorado

Insurance Company Low Medium High
Allstate $5,378 $5,731 $6,157
American Family $3,693 $3,989 $4,043
Farmers $5,077 $5,771 $6,730
GEICO $3,302 $3,689 $4,355
Liberty Mutual $2,670 $2,846 $3,060
Nationwide $3,882 $3,912 $3,941
Progressive $3,746 $4,178 $4,565
State Farm $3,120 $3,386 $3,649
USAA $3,304 $3,484 $3,664

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Find Cheap Fountain, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fountain. Compare auto insurance rates in Fountain, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fountain, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,755 $5,755
American Family $3,824 $3,993
Farmers $5,860 $5,860
GEICO $3,701 $3,862
Liberty Mutual $2,858 $2,858
Nationwide $3,912 $3,912
Progressive $4,163 $4,163
State Farm $3,300 $3,469
USAA $3,384 $3,583

Find Cheap Fountain, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fountain, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fountain, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fountain.

Annual Fountain, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,921 $5,655 $6,882 $5,562
American Family $2,893 $4,092 $5,368 $3,280
Farmers $4,940 $6,370 $6,290 $5,838
GEICO $2,641 $4,157 $4,879 $3,449
Liberty Mutual $2,515 $2,938 $3,029 $2,953
Nationwide $3,015 $4,111 $5,206 $3,314
Progressive $3,589 $5,097 $3,787 $4,179
State Farm $3,102 $3,668 $3,385 $3,385
USAA $2,542 $3,112 $5,413 $2,867

Find Cheap Fountain, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fountain, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fountain for less when you shop around and compare rates from multiple Fountain, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fountain, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,882
American Family $5,368
Farmers $6,290
GEICO $4,879
Liberty Mutual $3,029
Nationwide $5,206
Progressive $3,787
State Farm $3,385
USAA $5,413

Winners by Category: Where to Buy Cheap Auto Insurance in Fountain, CO

Compare rates from the cheapest auto insurance companies in Fountain, CO for your needs. Take a look at how Fountain, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fountain, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Fountain, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fountain, CO auto insurance companies overall, you can compare them here. Find the best price for Fountain, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fountain, Colorado

Insurance Company Average Annual Rates
Allstate $5,755
American Family $3,908
Farmers $5,860
GEICO $3,782
Liberty Mutual $2,858
Nationwide $3,912
Progressive $4,163
State Farm $3,385
USAA $3,484

What affects Fountain, Colorado auto insurance rates?

Local factors affect auto insurance rates in Fountain, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Fountain auto insurance rates.

Commute Times in Fountain

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fountain, CO is 25.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Fountain, CO

You can buy cheap Fountain, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fountain, Colorado auto insurance quotes from top companies.

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