Buy Cheap Fostoria, IA Auto Insurance (2021)

Fostoria, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Fostoria, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Fostoria, IA, compare Fostoria auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fostoria is Travelers
  • The most expensive auto insurance company in Fostoria after a DUI is Travelers
  • Average auto insurance rates in Fostoria, IA after a DUI are $3,502/year

Finding affordable Fostoria, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Fostoria, IA auto insurance with confidence is right here. Auto insurance rates in Fostoria are affected by local factors as well as personal ones like your driving record.

See how Fostoria, IA car insurance rates compare to Council Bluffs auto insurance rates, Waterloo auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Fostoria.

Don’t buy Fostoria, IA auto insurance until you’ve compared rates. Get free Fostoria, Iowa auto insurance quotes when you enter your ZIP code above.

Fostoria, IA Minimum Auto Insurance Requirements

The required auto insurance in Fostoria, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Fostoria, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Fostoria, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fostoria, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fostoria, IA. Take a look at Fostoria, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fostoria, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,637 $2,673 $2,252
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $3,083 $2,417 $2,118
Progressive $2,456 $1,992 $1,808
State Farm $3,157 $1,953 $1,541
Travelers $5,840 $4,985 $4,752
USAA $2,427 $1,667 $1,444

Buy Cheap Fostoria, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fostoria, Iowa auto insurance rates? Find out how car insurance rates in Fostoria, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fostoria, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,833 $1,833 $1,643 $1,643 $4,944 $6,901 $1,833 $2,202
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,761 $1,806 $1,569 $1,674 $4,073 $5,265 $1,996 $2,169
Progressive $1,450 $1,391 $1,197 $1,242 $3,653 $4,118 $1,743 $1,887
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,349 $2,400 $2,265 $2,279 $10,349 $16,559 $2,440 $2,897
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Fostoria, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fostoria can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fostoria, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fostoria, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $4,944 $6,901
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $4,073 $5,265
Progressive $3,653 $4,118
State Farm $3,891 $4,937
Travelers $10,349 $16,559
USAA $3,318 $3,528

Buy Cheap Fostoria, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fostoria, Iowa by comparing Fostoria senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fostoria, IA here.

Annual Auto Insurance Rates for Senior Drivers in Fostoria, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,643 $1,643
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,569 $1,674
Progressive $1,197 $1,242
State Farm $1,269 $1,269
Travelers $2,265 $2,279
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Fostoria, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fostoria, Iowa auto insurance. Compare Fostoria, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fostoria, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,853 $3,014 $2,695
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,642 $2,529 $2,447
Progressive $1,963 $2,093 $2,200
State Farm $2,111 $2,229 $2,311
Travelers $4,888 $5,271 $5,418
USAA $1,748 $1,852 $1,938

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Find Cheap Fostoria, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fostoria. Compare auto insurance rates in Fostoria, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fostoria, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,821 $2,887
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,539 $2,539
Progressive $2,085 $2,085
State Farm $2,164 $2,270
Travelers $5,192 $5,192
USAA $1,779 $1,913

Find Cheap Fostoria, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Fostoria, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fostoria, IA, take a look at the average cost for various violations versus rates for a clean driving record in Fostoria.

Annual Fostoria, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,060 $3,024 $3,912 $2,420
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,839 $2,640 $3,598 $2,080
Progressive $1,675 $2,755 $1,818 $2,094
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,800 $5,049 $6,743 $5,177
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Fostoria, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fostoria, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Fostoria for less when you shop around and compare rates from multiple Fostoria, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fostoria, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $3,912
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,598
Progressive $1,818
State Farm $2,217
Travelers $6,743
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Fostoria, IA

Compare rates from the cheapest auto insurance companies in Fostoria, IA for your needs. Take a look at how Fostoria, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fostoria, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Fostoria, Iowa Auto Insurance Companies

If you’re looking for the cheapest Fostoria, IA auto insurance companies overall, you can compare them here. Find the best price for Fostoria, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Fostoria, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,854
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,539
Progressive $2,085
State Farm $2,217
Travelers $5,192
USAA $1,846

What affects Fostoria, Iowa auto insurance rates?

Local factors affect auto insurance rates in Fostoria, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fostoria auto insurance rates.

Commute Times in Fostoria

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fostoria, IA is 17.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Fostoria, IA

You can buy cheap Fostoria, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fostoria, Iowa auto insurance quotes from top companies.

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