Buy Cheap Foster, RI Auto Insurance (2022)

Foster, RI auto insurance rates average $414 a month. Minimum auto insurance requirements in Foster, Rhode Island are 25/50/25 to comply with Rhode Island laws. To buy cheap auto insurance in Foster, RI, compare Foster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Foster, RI after a DUI are $6,049/year
  • Average auto insurance rates in Foster, RI for teens drivers are $9,659/year
  • Average auto insurance rates in Foster, RI are $414/month

Finding affordable Foster, Rhode Island auto insurance can be challenging, but everything you need to know to buy cheap Foster, RI auto insurance with confidence is right here. Auto insurance rates in Foster are affected by local factors as well as personal ones like your driving record.

See how Foster, RI car insurance rates compare to Saunderstown auto insurance rates, Hope Valley auto insurance rates, and Slatersville auto insurance rates before you read more about the cost of auto insurance in Foster.

Don’t buy Foster, RI auto insurance until you’ve compared rates. Get free Foster, Rhode Island auto insurance quotes when you enter your ZIP code above.

Foster, RI Minimum Auto Insurance Requirements

The required auto insurance in Foster, RI is 25/50/25 according to the auto insurance laws in Rhode Island. The minimum auto insurance in Foster, Rhode Island is outlined here.

Minimum Required Auto Insurance Coverage in Foster, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Foster, RI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Foster, RI. Take a look at Foster, Rhode Island auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Foster, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,265 $4,814 $3,916
GEICO $6,887 $5,974 $5,575
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $4,952 $4,077 $3,777
Progressive $6,021 $5,242 $4,879
State Farm $2,799 $1,893 $1,562
Travelers $7,105 $6,619 $6,596
USAA $6,427 $3,654 $2,918

Buy Cheap Foster, RI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Foster, Rhode Island auto insurance rates? Find out how car insurance rates in Foster, RI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Foster, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,997 $3,929 $3,974 $4,147 $7,028 $8,358 $4,199 $4,354
GEICO $3,675 $3,767 $3,767 $3,683 $11,467 $15,016 $3,809 $3,978
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,787 $2,833 $2,452 $2,600 $7,253 $9,326 $3,308 $3,592
Progressive $2,725 $2,586 $2,500 $2,487 $12,245 $13,770 $3,334 $3,400
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,658 $1,678 $1,687 $1,675 $17,034 $26,855 $1,701 $1,897
USAA $2,080 $2,056 $1,994 $1,952 $9,689 $11,070 $2,842 $2,981

Buy Cheap Foster, RI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Foster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Foster, RI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Foster, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,028 $8,358
GEICO $11,467 $15,016
Liberty Mutual $8,914 $13,893
Nationwide $7,253 $9,326
Progressive $12,245 $13,770
State Farm $3,641 $4,851
Travelers $17,034 $26,855
USAA $9,689 $11,070

Buy Cheap Foster, RI Auto Insurance for Seniors

You can save on senior auto insurance rates in Foster, Rhode Island by comparing Foster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Foster, RI here.

Annual Auto Insurance Rates for Senior Drivers in Foster, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,974 $4,147
GEICO $3,767 $3,683
Liberty Mutual $3,530 $3,530
Nationwide $2,452 $2,600
Progressive $2,500 $2,487
State Farm $1,171 $1,171
Travelers $1,687 $1,675
USAA $1,994 $1,952

Find Cheap Auto Insurance Rates in Foster, RI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Foster, Rhode Island auto insurance. Compare Foster, RI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Foster, Rhode Island

Insurance Company Low Medium High
Allstate $4,759 $4,986 $5,249
GEICO $5,891 $6,133 $6,413
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $4,407 $4,294 $4,105
Progressive $5,071 $5,348 $5,723
State Farm $1,975 $2,081 $2,198
Travelers $6,909 $6,895 $6,515
USAA $4,136 $4,336 $4,527

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Find Cheap Foster, RI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Foster. Compare auto insurance rates in Foster, RI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Foster, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,966 $5,030
GEICO $6,020 $6,271
Liberty Mutual $5,564 $5,935
Nationwide $4,269 $4,269
Progressive $5,381 $5,381
State Farm $2,022 $2,147
Travelers $6,773 $6,773
USAA $4,292 $4,374

Find Cheap Foster, RI Auto Insurance Rates by Driving Record

Auto insurance rates in Foster, Rhode Island are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Foster, RI, take a look at the average cost for various violations versus rates for a clean driving record in Foster.

Annual Foster, Rhode Island Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,292 $5,089 $5,791 $4,821
GEICO $3,975 $5,229 $10,389 $4,989
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $3,936 $4,340 $4,714 $4,085
Progressive $4,388 $6,972 $4,929 $5,234
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $6,069 $6,276 $7,834 $6,914
USAA $3,146 $4,275 $6,571 $3,340

Find Cheap Foster, RI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Foster, Rhode Island is higher than for a clean driving record. You can buy auto insurance after a DUI in Foster for less when you shop around and compare rates from multiple Foster, RI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Foster, Rhode Island

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,791
GEICO $10,389
Liberty Mutual $6,231
Nationwide $4,714
Progressive $4,929
State Farm $1,933
Travelers $7,834
USAA $6,571

Winners by Category: Where to Buy Cheap Auto Insurance in Foster, RI

Compare rates from the cheapest auto insurance companies in Foster, RI for your needs. Take a look at how Foster, Rhode Island auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Foster, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Foster, Rhode Island Auto Insurance Companies

If you’re looking for the cheapest Foster, RI auto insurance companies overall, you can compare them here. Find the best price for Foster, Rhode Island car insurance by company.

Average Annual Auto Insurance Rates by Company in Foster, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,998
GEICO $6,145
Liberty Mutual $5,750
Nationwide $4,269
Progressive $5,381
State Farm $2,085
Travelers $6,773
USAA $4,333

What affects Foster, Rhode Island auto insurance rates?

Local factors affect auto insurance rates in Foster, RI, including traffic, theft statistics, and commute length. Take a look at the things that impact Foster auto insurance rates.

Auto Theft in Foster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Foster, RI auto theft show a total of 4 vehicle thefts annually.

Commute Times in Foster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Foster, RI is 45.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Foster, RI

You can buy cheap Foster, RI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Foster, Rhode Island auto insurance quotes from top companies.

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