Buy Cheap Foster City, CA Auto Insurance (2021)

Foster City, CA auto insurance rates average $285 a month. Minimum auto insurance requirements in Foster City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Foster City, CA, compare Foster City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Foster City, CA after a DUI are $4,790/year
  • Average auto insurance rates in Foster City, CA for teens drivers are $5,772/year
  • The most expensive auto insurance company in Foster City is Farmers

Finding affordable Foster City, California auto insurance can be challenging, but everything you need to know to buy cheap Foster City, CA auto insurance with confidence is right here. Auto insurance rates in Foster City are affected by local factors as well as personal ones like your driving record.

See how Foster City, CA car insurance rates compare to San Jose auto insurance rates, Bakersfield auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Foster City.

Don’t buy Foster City, CA auto insurance until you’ve compared rates. Get free Foster City, California auto insurance quotes when you enter your ZIP code above.

Foster City, CA Minimum Auto Insurance Requirements

The required auto insurance in Foster City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Foster City, California is outlined here.

Minimum Required Auto Insurance Coverage in Foster City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Foster City, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Foster City, California auto insurance rates? Find out how car insurance rates in Foster City, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Foster City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,671 $2,677 $1,963 $1,980 $7,498 $9,455 $3,424 $3,768
Farmers $2,506 $2,506 $2,265 $2,265 $8,095 $13,319 $2,981 $3,329
GEICO $1,501 $1,502 $1,412 $1,412 $4,587 $4,662 $2,158 $2,203
Liberty Mutual $2,247 $2,131 $2,095 $2,032 $5,009 $5,304 $2,541 $2,549
Nationwide $2,973 $2,837 $2,604 $2,454 $7,586 $8,363 $3,552 $3,507
Progressive $1,593 $1,638 $1,367 $1,614 $4,272 $5,128 $2,296 $2,465
State Farm $3,027 $3,027 $2,707 $2,707 $5,599 $6,937 $3,355 $3,460
Travelers $2,406 $2,327 $2,132 $2,110 $5,009 $5,714 $3,129 $3,060
USAA $1,880 $1,781 $1,832 $1,839 $4,293 $4,324 $2,604 $2,461

Buy Cheap Foster City, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Foster City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Foster City, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Foster City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,498 $9,455
Farmers $8,095 $13,319
GEICO $4,587 $4,662
Liberty Mutual $5,009 $5,304
Nationwide $7,586 $8,363
Progressive $4,272 $5,128
State Farm $5,599 $6,937
Travelers $5,009 $5,714
USAA $4,293 $4,324

Buy Cheap Foster City, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Foster City, California by comparing Foster City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Foster City, CA here.

Annual Auto Insurance Rates for Senior Drivers in Foster City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $1,980
Farmers $2,265 $2,265
GEICO $1,412 $1,412
Liberty Mutual $2,095 $2,032
Nationwide $2,604 $2,454
Progressive $1,367 $1,614
State Farm $2,707 $2,707
Travelers $2,132 $2,110
USAA $1,832 $1,839

Find Cheap Auto Insurance Rates in Foster City, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Foster City, California auto insurance. Compare Foster City, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Foster City, California

Insurance Company Low Medium High
Allstate $3,987 $4,212 $4,339
Farmers $4,362 $4,695 $4,918
GEICO $2,233 $2,457 $2,599
Liberty Mutual $2,804 $3,016 $3,146
Nationwide $3,813 $4,310 $4,580
Progressive $2,258 $2,631 $2,751
State Farm $3,478 $3,919 $4,160
Travelers $2,820 $3,329 $3,559
USAA $2,387 $2,677 $2,816

Find Cheap Foster City, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Foster City. Compare auto insurance rates in Foster City, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Foster City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,774 $4,585
Farmers $4,227 $5,090
GEICO $2,207 $2,652
Liberty Mutual $2,747 $3,230
Nationwide $3,739 $4,730
Progressive $2,310 $2,783
State Farm $3,714 $3,991
Travelers $2,911 $3,561
USAA $2,422 $2,832

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Find Cheap Foster City, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Foster City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Foster City, CA, take a look at the average cost for various violations versus rates for a clean driving record in Foster City.

Annual Foster City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,525 $4,240 $6,639 $3,313
Farmers $3,441 $4,688 $5,844 $4,660
GEICO $1,698 $2,627 $3,288 $2,106
Liberty Mutual $2,595 $3,476 $3,133 $2,749
Nationwide $2,958 $3,789 $6,402 $3,789
Progressive $1,668 $2,838 $3,280 $2,402
State Farm $2,751 $3,280 $6,188 $3,191
Travelers $2,161 $3,515 $4,087 $3,181
USAA $1,745 $2,601 $4,248 $1,912

Find Cheap Foster City, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Foster City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Foster City for less when you shop around and compare rates from multiple Foster City, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Foster City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,639
Farmers $5,844
GEICO $3,288
Liberty Mutual $3,133
Nationwide $6,402
Progressive $3,280
State Farm $6,188
Travelers $4,087
USAA $4,248

Winners by Category: Where to Buy Cheap Auto Insurance in Foster City, CA

Compare rates from the cheapest auto insurance companies in Foster City, CA for your needs. Take a look at how Foster City, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Foster City, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Foster City, California Auto Insurance Companies

If you’re looking for the cheapest Foster City, CA auto insurance companies overall, you can compare them here. Find the best price for Foster City, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Foster City, California

Insurance Company Average Annual Rates
Allstate $4,179
Farmers $4,658
GEICO $2,430
Liberty Mutual $2,988
Nationwide $4,234
Progressive $2,547
State Farm $3,852
Travelers $3,236
USAA $2,627

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What affects Foster City, California auto insurance rates?

Local factors affect auto insurance rates in Foster City, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Foster City auto insurance rates.

Auto Theft in Foster City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Foster City, CA auto theft show a total of 17 vehicle thefts annually.

Commute Times in Foster City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Foster City, CA is 33.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Foster City, CA

You can buy cheap Foster City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Foster City, California auto insurance quotes from top companies.

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