Buy Cheap Fort Wayne, IN Auto Insurance (2022)

Fort Wayne, IN auto insurance rates average $275 a month. Minimum auto insurance requirements in Fort Wayne, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Fort Wayne, IN, compare Fort Wayne auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fort Wayne, IN after a DUI are $3,937/year
  • The most expensive auto insurance company in Fort Wayne after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Fort Wayne is Liberty Mutual

Finding affordable Fort Wayne, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Fort Wayne, IN auto insurance with confidence is right here. Auto insurance rates in Fort Wayne are affected by local factors as well as personal ones like your driving record.

See how Fort Wayne, IN car insurance rates compare to Fishers auto insurance rates, Evansville auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Fort Wayne.

Don’t buy Fort Wayne, IN auto insurance until you’ve compared rates. Get free Fort Wayne, Indiana auto insurance quotes when you enter your ZIP code above.

Fort Wayne, IN Minimum Auto Insurance Requirements

The required auto insurance in Fort Wayne, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Fort Wayne, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Fort Wayne, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fort Wayne, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Wayne, IN. Take a look at Fort Wayne, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Wayne, Indiana

Insurance Company Poor Fair Good
Allstate $4,854 $3,626 $3,294
American Family $4,889 $3,165 $2,648
Farmers $3,934 $3,209 $2,974
GEICO $2,789 $2,318 $1,846
Liberty Mutual $7,888 $5,134 $4,748
Nationwide $2,839 $2,400 $2,248
Progressive $4,425 $3,933 $3,714
State Farm $3,571 $2,130 $1,651
Travelers $3,671 $3,114 $3,113
USAA $2,242 $1,494 $1,285

Buy Cheap Fort Wayne, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Wayne, Indiana auto insurance rates? Find out how car insurance rates in Fort Wayne, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Wayne, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,391 $2,442 $2,109 $2,306 $7,559 $9,557 $2,412 $2,621
American Family $2,213 $2,213 $1,996 $1,996 $6,229 $8,972 $2,213 $2,707
Farmers $1,514 $1,493 $1,296 $1,461 $8,246 $8,812 $2,002 $2,154
GEICO $1,565 $1,565 $1,475 $1,539 $4,684 $4,342 $1,797 $1,574
Liberty Mutual $4,067 $4,067 $3,743 $3,743 $8,834 $13,310 $4,067 $5,554
Nationwide $1,540 $1,573 $1,354 $1,443 $4,477 $5,798 $1,807 $1,972
Progressive $1,687 $1,590 $1,535 $1,542 $10,151 $11,414 $2,118 $2,154
State Farm $1,476 $1,476 $1,325 $1,325 $4,625 $5,911 $1,639 $1,827
Travelers $1,177 $1,197 $1,106 $1,105 $7,398 $11,734 $1,247 $1,434
USAA $1,057 $1,037 $993 $993 $3,018 $3,350 $1,427 $1,516

Buy Cheap Fort Wayne, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Wayne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Wayne, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Wayne, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,559 $9,557
American Family $6,229 $8,972
Farmers $8,246 $8,812
GEICO $4,684 $4,342
Liberty Mutual $8,834 $13,310
Nationwide $4,477 $5,798
Progressive $10,151 $11,414
State Farm $4,625 $5,911
Travelers $7,398 $11,734
USAA $3,018 $3,350

Buy Cheap Fort Wayne, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Wayne, Indiana by comparing Fort Wayne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Wayne, IN here.

Annual Auto Insurance Rates for Senior Drivers in Fort Wayne, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,306
American Family $1,996 $1,996
Farmers $1,296 $1,461
GEICO $1,475 $1,539
Liberty Mutual $3,743 $3,743
Nationwide $1,354 $1,443
Progressive $1,535 $1,542
State Farm $1,325 $1,325
Travelers $1,106 $1,105
USAA $993 $993

Find Cheap Auto Insurance Rates in Fort Wayne, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Wayne, Indiana auto insurance. Compare Fort Wayne, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Wayne, Indiana

Insurance Company Low Medium High
Allstate $3,725 $3,910 $4,139
American Family $3,519 $3,685 $3,498
Farmers $3,241 $3,364 $3,512
GEICO $2,165 $2,311 $2,477
Liberty Mutual $5,715 $5,907 $6,147
Nationwide $2,527 $2,476 $2,483
Progressive $3,785 $3,957 $4,330
State Farm $2,327 $2,450 $2,574
Travelers $3,227 $3,330 $3,341
USAA $1,604 $1,669 $1,749

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Find Cheap Fort Wayne, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Wayne. Compare auto insurance rates in Fort Wayne, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Wayne, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,925 $3,925
American Family $3,524 $3,611
Farmers $3,372 $3,372
GEICO $2,278 $2,357
Liberty Mutual $5,767 $6,079
Nationwide $2,496 $2,496
Progressive $4,024 $4,024
State Farm $2,381 $2,519
Travelers $3,300 $3,300
USAA $1,652 $1,696

Find Cheap Fort Wayne, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Fort Wayne, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fort Wayne, IN to see how much where you live in Fort Wayne affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fort Wayne, Indiana

ZIP Code Average Annual Rates
46802 $3,267
46803 $3,361
46804 $3,105
46805 $3,224
46806 $3,405
46807 $3,338
46808 $3,290
46809 $3,248
46814 $3,203
46815 $3,138
46816 $3,272
46818 $3,158
46819 $3,200
46825 $3,050
46835 $3,124
46845 $3,199

Find Cheap Fort Wayne, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Wayne, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Wayne, IN, take a look at the average cost for various violations versus rates for a clean driving record in Fort Wayne.

Annual Fort Wayne, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,117 $4,606 $4,253 $3,722
American Family $2,458 $3,921 $4,962 $2,929
Farmers $3,018 $3,514 $3,626 $3,331
GEICO $1,511 $2,394 $3,272 $2,094
Liberty Mutual $4,571 $5,426 $8,639 $5,056
Nationwide $2,151 $2,763 $2,651 $2,418
Progressive $3,004 $5,317 $3,588 $4,187
State Farm $2,390 $2,632 $2,390 $2,390
Travelers $2,805 $3,463 $3,923 $3,008
USAA $1,259 $1,804 $2,069 $1,564

Find Cheap Fort Wayne, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Wayne, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Wayne for less when you shop around and compare rates from multiple Fort Wayne, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Wayne, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,253
American Family $4,962
Farmers $3,626
GEICO $3,272
Liberty Mutual $8,639
Nationwide $2,651
Progressive $3,588
State Farm $2,390
Travelers $3,923
USAA $2,069

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Winners by Category: Where to Buy Cheap Auto Insurance in Fort Wayne, IN

Compare rates from the cheapest auto insurance companies in Fort Wayne, IN for your needs. Take a look at how Fort Wayne, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Wayne, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Fort Wayne, Indiana Auto Insurance Companies

If you’re looking for the cheapest Fort Wayne, IN auto insurance companies overall, you can compare them here. Find the best price for Fort Wayne, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Wayne, Indiana

Insurance Company Average Annual Rates
Allstate $3,925
American Family $3,567
Farmers $3,372
GEICO $2,318
Liberty Mutual $5,923
Nationwide $2,496
Progressive $4,024
State Farm $2,450
Travelers $3,300
USAA $1,674

What affects Fort Wayne, Indiana auto insurance rates?

Local factors affect auto insurance rates in Fort Wayne, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Wayne auto insurance rates.

Auto Theft in Fort Wayne

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fort Wayne, IN auto theft show a total of 548 vehicle thefts annually.

Commute Times in Fort Wayne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Wayne, IN is 21.2 minutes according to City-Data.

Traffic in Fort Wayne

How is traffic in Fort Wayne, Indiana? Inrix data shows that Fort Wayne, IN traffic makes it the 864th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Fort Wayne, IN

You can buy cheap Fort Wayne, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Wayne, Indiana auto insurance quotes from top companies.

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