Buy Cheap Fort Thomas, AZ Auto Insurance (2021)

Fort Thomas, AZ auto insurance rates average $259 a month. Minimum auto insurance requirements in Fort Thomas, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Fort Thomas, AZ, compare Fort Thomas auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fort Thomas is Farmers
  • The most expensive auto insurance company in Fort Thomas after a DUI is American Family
  • Average auto insurance rates in Fort Thomas, AZ for teens drivers are $5,937/year

Finding affordable Fort Thomas, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Fort Thomas, AZ auto insurance with confidence is right here. Auto insurance rates in Fort Thomas are affected by local factors as well as personal ones like your driving record.

See how Fort Thomas, AZ car insurance rates compare to Phoenix auto insurance rates, Glendale auto insurance rates, and Scottsdale auto insurance rates before you read more about the cost of auto insurance in Fort Thomas.

Don’t buy Fort Thomas, AZ auto insurance until you’ve compared rates. Get free Fort Thomas, Arizona auto insurance quotes when you enter your ZIP code above.

Fort Thomas, AZ Minimum Auto Insurance Requirements

The required auto insurance in Fort Thomas, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Fort Thomas, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Fort Thomas, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fort Thomas, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Thomas, AZ. Take a look at Fort Thomas, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Thomas, Arizona

Insurance Company Poor Fair Good
Allstate $4,494 $3,208 $2,854
American Family $4,315 $3,216 $2,772
Farmers $4,639 $3,883 $3,694
GEICO $2,794 $1,837 $1,479
Nationwide $3,493 $2,789 $2,447
Progressive $3,397 $2,966 $2,772
State Farm $7,113 $2,752 $1,723
Travelers $2,560 $2,100 $1,670
USAA $3,892 $2,715 $2,258

Buy Cheap Fort Thomas, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Thomas, Arizona auto insurance rates? Find out how car insurance rates in Fort Thomas, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Thomas, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,501 $2,439 $2,439 $5,418 $7,014 $2,798 $3,040
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $2,166 $2,178 $1,922 $2,040 $9,412 $9,826 $2,462 $2,568
GEICO $1,399 $1,561 $1,187 $1,511 $3,946 $4,156 $1,276 $1,258
Nationwide $1,981 $2,019 $1,776 $1,880 $4,781 $6,111 $2,275 $2,455
Progressive $1,693 $1,492 $1,523 $1,448 $6,876 $7,674 $1,828 $1,827
State Farm $2,343 $2,343 $2,054 $2,054 $7,266 $9,113 $2,524 $3,204
Travelers $1,365 $1,431 $1,263 $1,337 $3,808 $4,726 $1,440 $1,510
USAA $1,631 $1,639 $1,520 $1,544 $5,987 $6,867 $2,146 $2,305

Buy Cheap Fort Thomas, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Thomas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Thomas, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Thomas, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,418 $7,014
American Family $5,942 $7,712
Farmers $9,412 $9,826
GEICO $3,946 $4,156
Nationwide $4,781 $6,111
Progressive $6,876 $7,674
State Farm $7,266 $9,113
Travelers $3,808 $4,726
USAA $5,987 $6,867

Buy Cheap Fort Thomas, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Thomas, Arizona by comparing Fort Thomas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Thomas, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Fort Thomas, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,439 $2,439
American Family $2,111 $2,111
Farmers $1,922 $2,040
GEICO $1,187 $1,511
Nationwide $1,776 $1,880
Progressive $1,523 $1,448
State Farm $2,054 $2,054
Travelers $1,263 $1,337
USAA $1,520 $1,544

Find Cheap Auto Insurance Rates in Fort Thomas, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Thomas, Arizona auto insurance. Compare Fort Thomas, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Thomas, Arizona

Insurance Company Low Medium High
Allstate $3,277 $3,536 $3,743
American Family $3,307 $3,544 $3,451
Farmers $3,429 $4,112 $4,674
GEICO $1,697 $2,063 $2,349
Nationwide $2,818 $2,934 $2,977
Progressive $2,728 $3,095 $3,312
State Farm $3,505 $3,928 $4,154
Travelers $1,924 $2,138 $2,268
USAA $2,719 $2,996 $3,150

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Find Cheap Fort Thomas, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Thomas. Compare auto insurance rates in Fort Thomas, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Thomas, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,519 $3,519
American Family $3,400 $3,468
Farmers $4,072 $4,072
GEICO $2,001 $2,073
Nationwide $2,910 $2,910
Progressive $3,045 $3,045
State Farm $3,767 $3,958
Travelers $2,110 $2,110
USAA $2,923 $2,987

Find Cheap Fort Thomas, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Thomas, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Thomas, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Fort Thomas.

Annual Fort Thomas, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,829 $3,560 $4,039 $3,647
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,443 $4,433 $4,326 $4,085
GEICO $1,585 $2,136 $2,840 $1,585
Nationwide $2,470 $2,594 $3,817 $2,757
Progressive $2,692 $3,527 $2,841 $3,121
State Farm $3,514 $4,211 $3,862 $3,862
Travelers $1,701 $2,203 $2,426 $2,110
USAA $2,153 $3,074 $4,061 $2,532

Find Cheap Fort Thomas, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Thomas, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Thomas for less when you shop around and compare rates from multiple Fort Thomas, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Thomas, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
American Family $4,663
Farmers $4,326
GEICO $2,840
Nationwide $3,817
Progressive $2,841
State Farm $3,862
Travelers $2,426
USAA $4,061

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Thomas, AZ

Compare rates from the cheapest auto insurance companies in Fort Thomas, AZ for your needs. Take a look at how Fort Thomas, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Thomas, Arizona

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Find Cheap Fort Thomas, Arizona Auto Insurance Companies

If you’re looking for the cheapest Fort Thomas, AZ auto insurance companies overall, you can compare them here. Find the best price for Fort Thomas, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Thomas, Arizona

Insurance Company Average Annual Rates
Allstate $3,519
American Family $3,434
Farmers $4,072
GEICO $2,037
Nationwide $2,910
Progressive $3,045
State Farm $3,862
Travelers $2,110
USAA $2,955

What affects Fort Thomas, Arizona auto insurance rates?

Local factors affect auto insurance rates in Fort Thomas, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Thomas auto insurance rates.

Commute Times in Fort Thomas

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Thomas, AZ is 33.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Thomas, AZ

You can buy cheap Fort Thomas, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Thomas, Arizona auto insurance quotes from top companies.

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