Buy Cheap Fort Sumner, NM Auto Insurance (2021)

Fort Sumner, NM auto insurance rates average $283 a month. Minimum auto insurance requirements in Fort Sumner, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Fort Sumner, NM, compare Fort Sumner auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fort Sumner, NM are $283/month
  • The most expensive auto insurance company in Fort Sumner is GEICO
  • Average auto insurance rates in Fort Sumner, NM for teens drivers are $6,468/year

Finding affordable Fort Sumner, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Fort Sumner, NM auto insurance with confidence is right here. Auto insurance rates in Fort Sumner are affected by local factors as well as personal ones like your driving record.

See how Fort Sumner, NM car insurance rates compare to Hobbs auto insurance rates, Gallup auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in Fort Sumner.

Don’t buy Fort Sumner, NM auto insurance until you’ve compared rates. Get free Fort Sumner, New Mexico auto insurance quotes when you enter your ZIP code above.

Fort Sumner, NM Minimum Auto Insurance Requirements

The required auto insurance in Fort Sumner, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Fort Sumner, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Fort Sumner, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fort Sumner, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Sumner, NM. Take a look at Fort Sumner, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Sumner, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,754 $3,929 $3,738
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,150 $2,802 $2,648
State Farm $3,452 $2,116 $1,669
USAA $2,680 $2,000 $1,731

Buy Cheap Fort Sumner, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Sumner, New Mexico auto insurance rates? Find out how car insurance rates in Fort Sumner, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Sumner, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,343 $2,338 $2,100 $2,231 $9,241 $9,513 $2,630 $2,724
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,550 $1,505 $1,399 $1,407 $6,227 $7,020 $1,877 $1,949
State Farm $1,581 $1,581 $1,427 $1,427 $4,229 $5,332 $1,770 $1,952
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Fort Sumner, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Sumner can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Sumner, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Sumner, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,241 $9,513
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,227 $7,020
State Farm $4,229 $5,332
USAA $3,641 $4,122

Buy Cheap Fort Sumner, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Sumner, New Mexico by comparing Fort Sumner senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Sumner, NM here.

Annual Auto Insurance Rates for Senior Drivers in Fort Sumner, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,100 $2,231
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,399 $1,407
State Farm $1,427 $1,427
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Fort Sumner, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Sumner, New Mexico auto insurance. Compare Fort Sumner, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Sumner, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,798 $4,105 $4,517
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $2,754 $2,865 $2,981
State Farm $2,211 $2,420 $2,606
USAA $1,995 $2,146 $2,271

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Find Cheap Fort Sumner, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Sumner. Compare auto insurance rates in Fort Sumner, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Sumner, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,140 $4,140
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $2,867 $2,867
State Farm $2,352 $2,473
USAA $2,073 $2,201

Find Cheap Fort Sumner, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Sumner, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Sumner, NM, take a look at the average cost for various violations versus rates for a clean driving record in Fort Sumner.

Annual Fort Sumner, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,506 $4,498 $4,392 $4,164
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,482 $3,380 $2,674 $2,931
State Farm $2,269 $2,460 $2,460 $2,460
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Fort Sumner, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Sumner, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Sumner for less when you shop around and compare rates from multiple Fort Sumner, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Sumner, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,763
Farmers $4,392
GEICO $8,009
Nationwide $5,214
Progressive $2,674
State Farm $2,460
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Sumner, NM

Compare rates from the cheapest auto insurance companies in Fort Sumner, NM for your needs. Take a look at how Fort Sumner, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Sumner, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Fort Sumner, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Fort Sumner, NM auto insurance companies overall, you can compare them here. Find the best price for Fort Sumner, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Sumner, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,140
GEICO $4,266
Nationwide $3,817
Progressive $2,867
State Farm $2,412
USAA $2,137

What affects Fort Sumner, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Fort Sumner, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Sumner auto insurance rates.

Commute Times in Fort Sumner

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Sumner, NM is 12.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Sumner, NM

You can buy cheap Fort Sumner, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Sumner, New Mexico auto insurance quotes from top companies.

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