Buy Cheap Fort Morgan, CO Auto Insurance (2021)

Fort Morgan, CO auto insurance rates average $329 a month. Minimum auto insurance requirements in Fort Morgan, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fort Morgan, CO, compare Fort Morgan auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Fort Morgan is Farmers
  • Average auto insurance rates in Fort Morgan, CO for teens drivers are $7,514/year
  • Average auto insurance rates in Fort Morgan, CO after a DUI are $4,693/year

Finding affordable Fort Morgan, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fort Morgan, CO auto insurance with confidence is right here. Auto insurance rates in Fort Morgan are affected by local factors as well as personal ones like your driving record.

See how Fort Morgan, CO car insurance rates compare to Lakewood auto insurance rates, Greeley auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Fort Morgan.

Don’t buy Fort Morgan, CO auto insurance until you’ve compared rates. Get free Fort Morgan, Colorado auto insurance quotes when you enter your ZIP code above.

Fort Morgan, CO Minimum Auto Insurance Requirements

The required auto insurance in Fort Morgan, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fort Morgan, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fort Morgan, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fort Morgan, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Morgan, CO. Take a look at Fort Morgan, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Morgan, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,704 $3,340 $2,802
Farmers $6,267 $5,072 $4,826
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,439 $2,113 $1,684
Nationwide $5,176 $4,081 $3,558
Progressive $5,294 $4,470 $4,072
State Farm $4,173 $2,680 $2,159
USAA $5,230 $2,954 $2,359

Buy Cheap Fort Morgan, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Morgan, Colorado auto insurance rates? Find out how car insurance rates in Fort Morgan, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Morgan, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,239 $3,232 $2,938 $3,140 $11,609 $11,765 $3,554 $3,630
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,603 $1,545 $1,371 $1,507 $4,802 $5,227 $1,616 $1,624
Nationwide $2,847 $2,907 $2,537 $2,693 $7,160 $9,216 $3,269 $3,545
Progressive $2,955 $2,782 $2,507 $2,520 $9,217 $10,307 $3,343 $3,264
State Farm $1,937 $1,937 $1,719 $1,719 $5,282 $6,739 $2,157 $2,541
USAA $2,380 $2,399 $2,247 $2,282 $5,738 $6,613 $3,073 $3,381

Buy Cheap Fort Morgan, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Morgan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Morgan, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Morgan, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,988 $8,011
Farmers $11,609 $11,765
GEICO $6,794 $7,203
Liberty Mutual $4,802 $5,227
Nationwide $7,160 $9,216
Progressive $9,217 $10,307
State Farm $5,282 $6,739
USAA $5,738 $6,613

Buy Cheap Fort Morgan, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Morgan, Colorado by comparing Fort Morgan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Morgan, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fort Morgan, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,230 $2,230
Farmers $2,938 $3,140
GEICO $2,315 $2,572
Liberty Mutual $1,371 $1,507
Nationwide $2,537 $2,693
Progressive $2,507 $2,520
State Farm $1,719 $1,719
USAA $2,247 $2,282

Find Cheap Auto Insurance Rates in Fort Morgan, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Morgan, Colorado auto insurance. Compare Fort Morgan, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Morgan, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,434 $3,690 $3,722
Farmers $4,777 $5,316 $6,072
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,263 $2,401 $2,571
Nationwide $4,310 $4,274 $4,232
Progressive $4,317 $4,623 $4,895
State Farm $2,828 $3,005 $3,180
USAA $3,378 $3,514 $3,651

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fort Morgan, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Morgan. Compare auto insurance rates in Fort Morgan, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Morgan, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,538 $3,692
Farmers $5,388 $5,388
GEICO $3,392 $3,557
Liberty Mutual $2,412 $2,412
Nationwide $4,272 $4,272
Progressive $4,612 $4,612
State Farm $2,930 $3,078
USAA $3,413 $3,615

Find Cheap Fort Morgan, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Morgan, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Morgan, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fort Morgan.

Annual Fort Morgan, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,575 $5,832 $5,746 $5,400
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,117 $2,475 $2,563 $2,493
Nationwide $3,262 $4,492 $5,732 $3,601
Progressive $4,011 $5,490 $4,238 $4,709
State Farm $2,786 $3,222 $3,004 $3,004
USAA $2,584 $3,128 $5,426 $2,919

Find Cheap Fort Morgan, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Morgan, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Morgan for less when you shop around and compare rates from multiple Fort Morgan, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Morgan, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,955
Farmers $5,746
GEICO $4,295
Liberty Mutual $2,563
Nationwide $5,732
Progressive $4,238
State Farm $3,004
USAA $5,426

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Morgan, CO

Compare rates from the cheapest auto insurance companies in Fort Morgan, CO for your needs. Take a look at how Fort Morgan, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Morgan, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fort Morgan, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fort Morgan, CO auto insurance companies overall, you can compare them here. Find the best price for Fort Morgan, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Morgan, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,615
Farmers $5,388
GEICO $3,475
Liberty Mutual $2,412
Nationwide $4,272
Progressive $4,612
State Farm $3,004
USAA $3,514

What affects Fort Morgan, Colorado auto insurance rates?

Local factors affect auto insurance rates in Fort Morgan, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Morgan auto insurance rates.

Commute Times in Fort Morgan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Morgan, CO is 16.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Morgan, CO

You can buy cheap Fort Morgan, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Morgan, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption