Buy Cheap Fort Lyon, CO Auto Insurance (2021)

Fort Lyon, CO auto insurance rates average $326 a month. Minimum auto insurance requirements in Fort Lyon, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fort Lyon, CO, compare Fort Lyon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fort Lyon is Farmers
  • Average auto insurance rates in Fort Lyon, CO are $326/month
  • The most expensive auto insurance company in Fort Lyon after a DUI is Allstate

Finding affordable Fort Lyon, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fort Lyon, CO auto insurance with confidence is right here. Auto insurance rates in Fort Lyon are affected by local factors as well as personal ones like your driving record.

See how Fort Lyon, CO car insurance rates compare to Centennial auto insurance rates, Fort Collins auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Fort Lyon.

Don’t buy Fort Lyon, CO auto insurance until you’ve compared rates. Get free Fort Lyon, Colorado auto insurance quotes when you enter your ZIP code above.

Fort Lyon, CO Minimum Auto Insurance Requirements

The required auto insurance in Fort Lyon, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fort Lyon, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fort Lyon, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fort Lyon, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Lyon, CO. Take a look at Fort Lyon, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Lyon, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,140 $4,944 $4,698
GEICO $4,188 $3,479 $2,771
Liberty Mutual $4,009 $2,431 $1,939
Nationwide $4,848 $3,820 $3,334
Progressive $5,355 $4,516 $4,113
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Buy Cheap Fort Lyon, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Lyon, Colorado auto insurance rates? Find out how car insurance rates in Fort Lyon, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Lyon, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,146 $3,119 $2,861 $3,088 $11,472 $11,490 $3,439 $3,470
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,936 $1,913 $1,641 $1,798 $5,324 $5,795 $1,953 $1,985
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,002 $2,827 $2,530 $2,547 $9,269 $10,382 $3,404 $3,329
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Fort Lyon, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Lyon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Lyon, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Lyon, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,472 $11,490
GEICO $6,808 $7,210
Liberty Mutual $5,324 $5,795
Nationwide $6,687 $8,617
Progressive $9,269 $10,382
State Farm $5,211 $6,661
USAA $5,826 $6,723

Buy Cheap Fort Lyon, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Lyon, Colorado by comparing Fort Lyon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Lyon, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fort Lyon, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,861 $3,088
GEICO $2,320 $2,581
Liberty Mutual $1,641 $1,798
Nationwide $2,380 $2,529
Progressive $2,530 $2,547
State Farm $1,717 $1,717
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Fort Lyon, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Lyon, Colorado auto insurance. Compare Fort Lyon, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Lyon, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,604 $5,184 $5,993
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,648 $2,782 $2,950
Nationwide $4,052 $4,001 $3,949
Progressive $4,399 $4,671 $4,914
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Find Cheap Fort Lyon, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Lyon. Compare auto insurance rates in Fort Lyon, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Lyon, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,260 $5,260
GEICO $3,397 $3,562
Liberty Mutual $2,793 $2,793
Nationwide $4,001 $4,001
Progressive $4,661 $4,661
State Farm $2,913 $3,059
USAA $3,485 $3,692

Find Cheap Fort Lyon, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Lyon, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Lyon, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fort Lyon.

Annual Fort Lyon, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,448 $5,704 $5,630 $5,260
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,434 $2,860 $2,988 $2,891
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,060 $5,525 $4,290 $4,770
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Fort Lyon, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Lyon, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Lyon for less when you shop around and compare rates from multiple Fort Lyon, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Lyon, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,630
GEICO $4,302
Liberty Mutual $2,988
Nationwide $5,371
Progressive $4,290
State Farm $2,986
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Lyon, CO

Compare rates from the cheapest auto insurance companies in Fort Lyon, CO for your needs. Take a look at how Fort Lyon, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Lyon, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation American Family

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Find Cheap Fort Lyon, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fort Lyon, CO auto insurance companies overall, you can compare them here. Find the best price for Fort Lyon, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Lyon, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,261
GEICO $3,480
Liberty Mutual $2,793
Nationwide $4,001
Progressive $4,661
State Farm $2,986
USAA $3,589

Compare Auto Insurance Quotes in Fort Lyon, CO

You can buy cheap Fort Lyon, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Lyon, Colorado auto insurance quotes from top companies.

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