Buy Cheap Fort Lupton, CO Auto Insurance (2021)

Fort Lupton, CO auto insurance rates average $320 a month. Minimum auto insurance requirements in Fort Lupton, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fort Lupton, CO, compare Fort Lupton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fort Lupton, CO after a DUI are $4,556/year
  • Average auto insurance rates in Fort Lupton, CO are $320/month
  • The most expensive auto insurance company in Fort Lupton is Farmers

Finding affordable Fort Lupton, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fort Lupton, CO auto insurance with confidence is right here. Auto insurance rates in Fort Lupton are affected by local factors as well as personal ones like your driving record.

See how Fort Lupton, CO car insurance rates compare to Boulder auto insurance rates, Arvada auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Fort Lupton.

Don’t buy Fort Lupton, CO auto insurance until you’ve compared rates. Get free Fort Lupton, Colorado auto insurance quotes when you enter your ZIP code above.

Fort Lupton, CO Minimum Auto Insurance Requirements

The required auto insurance in Fort Lupton, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fort Lupton, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fort Lupton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fort Lupton, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Lupton, CO. Take a look at Fort Lupton, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Lupton, Colorado

Insurance Company Poor Fair Good
Allstate $6,699 $5,163 $3,893
American Family $4,891 $3,482 $2,922
Farmers $6,467 $5,274 $5,009
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,897 $2,393 $1,905
Nationwide $4,426 $3,509 $3,057
Progressive $4,514 $3,858 $3,543
State Farm $4,805 $3,088 $2,490
USAA $4,549 $2,604 $2,090

Buy Cheap Fort Lupton, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Lupton, Colorado auto insurance rates? Find out how car insurance rates in Fort Lupton, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Lupton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,154 $2,937 $2,864 $2,890 $11,386 $11,936 $3,427 $3,422
American Family $2,571 $2,571 $2,318 $2,318 $6,240 $8,379 $2,571 $3,150
Farmers $3,204 $3,174 $2,896 $3,131 $12,538 $12,650 $3,525 $3,550
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,797 $1,735 $1,529 $1,684 $5,485 $5,983 $1,814 $1,827
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,404 $2,248 $2,115 $2,104 $8,307 $9,274 $2,702 $2,622
State Farm $2,130 $2,130 $1,932 $1,932 $6,335 $7,998 $2,392 $2,838
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Buy Cheap Fort Lupton, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Lupton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Lupton, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Lupton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,386 $11,936
American Family $6,240 $8,379
Farmers $12,538 $12,650
GEICO $5,958 $6,295
Liberty Mutual $5,485 $5,983
Nationwide $6,181 $7,890
Progressive $8,307 $9,274
State Farm $6,335 $7,998
USAA $5,179 $5,925

Buy Cheap Fort Lupton, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Lupton, Colorado by comparing Fort Lupton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Lupton, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fort Lupton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $2,890
American Family $2,318 $2,318
Farmers $2,896 $3,131
GEICO $2,034 $2,309
Liberty Mutual $1,529 $1,684
Nationwide $2,185 $2,305
Progressive $2,115 $2,104
State Farm $1,932 $1,932
USAA $1,967 $1,966

Find Cheap Auto Insurance Rates in Fort Lupton, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Lupton, Colorado auto insurance. Compare Fort Lupton, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Lupton, Colorado

Insurance Company Low Medium High
Allstate $4,903 $5,231 $5,622
American Family $3,565 $3,842 $3,887
Farmers $4,859 $5,499 $6,392
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,566 $2,721 $2,908
Nationwide $3,642 $3,667 $3,682
Progressive $3,627 $3,985 $4,304
State Farm $3,207 $3,464 $3,712
USAA $2,936 $3,081 $3,226

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Find Cheap Fort Lupton, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Lupton. Compare auto insurance rates in Fort Lupton, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Lupton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,252 $5,252
American Family $3,684 $3,846
Farmers $5,583 $5,583
GEICO $2,952 $3,081
Liberty Mutual $2,732 $2,732
Nationwide $3,664 $3,664
Progressive $3,972 $3,972
State Farm $3,375 $3,547
USAA $2,994 $3,168

Find Cheap Fort Lupton, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Lupton, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Lupton, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fort Lupton.

Annual Fort Lupton, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,444 $5,148 $6,348 $5,067
American Family $2,784 $3,947 $5,170 $3,158
Farmers $4,710 $6,071 $5,988 $5,564
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,397 $2,804 $2,904 $2,822
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,433 $4,836 $3,622 $3,997
State Farm $3,169 $3,753 $3,461 $3,461
USAA $2,251 $2,747 $4,792 $2,534

Find Cheap Fort Lupton, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Lupton, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Lupton for less when you shop around and compare rates from multiple Fort Lupton, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Lupton, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,348
American Family $5,170
Farmers $5,988
GEICO $3,839
Liberty Mutual $2,904
Nationwide $4,877
Progressive $3,622
State Farm $3,461
USAA $4,792

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Lupton, CO

Compare rates from the cheapest auto insurance companies in Fort Lupton, CO for your needs. Take a look at how Fort Lupton, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Lupton, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Fort Lupton, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fort Lupton, CO auto insurance companies overall, you can compare them here. Find the best price for Fort Lupton, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Lupton, Colorado

Insurance Company Average Annual Rates
Allstate $5,252
American Family $3,765
Farmers $5,583
GEICO $3,017
Liberty Mutual $2,732
Nationwide $3,664
Progressive $3,972
State Farm $3,461
USAA $3,081

What affects Fort Lupton, Colorado auto insurance rates?

Local factors affect auto insurance rates in Fort Lupton, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Lupton auto insurance rates.

Commute Times in Fort Lupton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Lupton, CO is 30.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Lupton, CO

You can buy cheap Fort Lupton, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Lupton, Colorado auto insurance quotes from top companies.

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