Buy Cheap Fort Loramie, OH Auto Insurance (2021)

Fort Loramie, OH auto insurance rates average $215 a month. Minimum auto insurance requirements in Fort Loramie, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Fort Loramie, OH, compare Fort Loramie auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fort Loramie is Liberty Mutual
  • Average auto insurance rates in Fort Loramie, OH for teens drivers are $5,305/year
  • Average auto insurance rates in Fort Loramie, OH after a DUI are $3,000/year

Finding affordable Fort Loramie, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Fort Loramie, OH auto insurance with confidence is right here. Auto insurance rates in Fort Loramie are affected by local factors as well as personal ones like your driving record.

See how Fort Loramie, OH car insurance rates compare to Cincinnati auto insurance rates, Toledo auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Fort Loramie.

Don’t buy Fort Loramie, OH auto insurance until you’ve compared rates. Get free Fort Loramie, Ohio auto insurance quotes when you enter your ZIP code above.

Fort Loramie, OH Minimum Auto Insurance Requirements

The required auto insurance in Fort Loramie, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Fort Loramie, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Fort Loramie, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fort Loramie, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Loramie, OH. Take a look at Fort Loramie, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Loramie, Ohio

Insurance Company Poor Fair Good
Allstate $3,516 $2,568 $2,151
American Family $1,774 $1,212 $1,027
Farmers $3,369 $2,838 $2,702
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,735 $3,237 $3,028
State Farm $3,239 $2,002 $1,578
Travelers $3,452 $3,004 $2,805
USAA $1,698 $1,203 $1,026

Buy Cheap Fort Loramie, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Loramie, Ohio auto insurance rates? Find out how car insurance rates in Fort Loramie, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Loramie, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,833 $1,658 $1,771 $5,058 $5,796 $1,936 $2,069
American Family $849 $880 $774 $778 $2,534 $2,746 $1,045 $1,098
Farmers $1,592 $1,583 $1,405 $1,484 $6,913 $7,144 $1,780 $1,855
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,703 $1,599 $1,419 $1,466 $7,686 $8,651 $2,037 $2,107
State Farm $1,357 $1,357 $1,217 $1,217 $4,277 $5,367 $1,578 $1,812
Travelers $1,426 $1,447 $1,417 $1,409 $6,138 $9,676 $1,487 $1,698
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Buy Cheap Fort Loramie, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Loramie can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Loramie, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Loramie, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,058 $5,796
American Family $2,534 $2,746
Farmers $6,913 $7,144
GEICO $3,279 $3,053
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $7,686 $8,651
State Farm $4,277 $5,367
Travelers $6,138 $9,676
USAA $2,425 $2,701

Buy Cheap Fort Loramie, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Loramie, Ohio by comparing Fort Loramie senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Loramie, OH here.

Annual Auto Insurance Rates for Senior Drivers in Fort Loramie, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,658 $1,771
American Family $774 $778
Farmers $1,405 $1,484
GEICO $1,153 $1,164
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,419 $1,466
State Farm $1,217 $1,217
Travelers $1,417 $1,409
USAA $760 $761

Find Cheap Auto Insurance Rates in Fort Loramie, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Loramie, Ohio auto insurance. Compare Fort Loramie, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Loramie, Ohio

Insurance Company Low Medium High
Allstate $2,670 $2,741 $2,825
American Family $1,313 $1,348 $1,353
Farmers $2,817 $2,925 $3,166
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $3,202 $3,305 $3,493
State Farm $2,160 $2,280 $2,379
Travelers $3,008 $3,128 $3,127
USAA $1,252 $1,307 $1,367

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Find Cheap Fort Loramie, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Loramie. Compare auto insurance rates in Fort Loramie, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Loramie, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,745
American Family $1,322 $1,354
Farmers $2,969 $2,969
GEICO $1,669 $1,728
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $3,334 $3,334
State Farm $2,217 $2,329
Travelers $3,087 $3,087
USAA $1,259 $1,359

Find Cheap Fort Loramie, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Loramie, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Loramie, OH, take a look at the average cost for various violations versus rates for a clean driving record in Fort Loramie.

Annual Fort Loramie, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,314 $2,787 $3,267 $2,613
American Family $1,284 $1,356 $1,356 $1,356
Farmers $2,447 $3,152 $3,074 $3,204
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,873 $3,914 $3,060 $3,487
State Farm $2,069 $2,477 $2,273 $2,273
Travelers $2,273 $2,963 $4,470 $2,644
USAA $1,008 $1,347 $1,763 $1,116

Find Cheap Fort Loramie, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Loramie, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Loramie for less when you shop around and compare rates from multiple Fort Loramie, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Loramie, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,267
American Family $1,356
Farmers $3,074
GEICO $2,408
Liberty Mutual $4,194
Nationwide $4,131
Progressive $3,060
State Farm $2,273
Travelers $4,470
USAA $1,763

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Loramie, OH

Compare rates from the cheapest auto insurance companies in Fort Loramie, OH for your needs. Take a look at how Fort Loramie, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Loramie, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Fort Loramie, Ohio Auto Insurance Companies

If you’re looking for the cheapest Fort Loramie, OH auto insurance companies overall, you can compare them here. Find the best price for Fort Loramie, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Loramie, Ohio

Insurance Company Average Annual Rates
Allstate $2,745
American Family $1,338
Farmers $2,969
GEICO $1,699
Liberty Mutual $3,809
Nationwide $3,195
Progressive $3,334
State Farm $2,273
Travelers $3,087
USAA $1,309

What affects Fort Loramie, Ohio auto insurance rates?

Local factors affect auto insurance rates in Fort Loramie, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Loramie auto insurance rates.

Commute Times in Fort Loramie

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Loramie, OH is 17.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Loramie, OH

You can buy cheap Fort Loramie, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Loramie, Ohio auto insurance quotes from top companies.

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