Buy Cheap Fort Hood, TX Auto Insurance (2021)

Fort Hood, TX auto insurance rates average $286 a month. Minimum auto insurance requirements in Fort Hood, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fort Hood, TX, compare Fort Hood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fort Hood, TX for teens drivers are $6,110/year
  • Average auto insurance rates in Fort Hood, TX after a DUI are $3,914/year
  • The most expensive auto insurance company in Fort Hood is Allstate

Finding affordable Fort Hood, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fort Hood, TX auto insurance with confidence is right here. Auto insurance rates in Fort Hood are affected by local factors as well as personal ones like your driving record.

See how Fort Hood, TX car insurance rates compare to Plano auto insurance rates, Laredo auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Fort Hood.

Don’t buy Fort Hood, TX auto insurance until you’ve compared rates. Get free Fort Hood, Texas auto insurance quotes when you enter your ZIP code above.

Fort Hood, TX Minimum Auto Insurance Requirements

The required auto insurance in Fort Hood, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fort Hood, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fort Hood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fort Hood, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Hood, TX. Take a look at Fort Hood, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Hood, Texas

Insurance Company Poor Fair Good
Allstate $6,265 $4,608 $3,948
American Family $5,340 $3,353 $2,943
GEICO $4,609 $2,618 $1,752
Nationwide $4,247 $3,423 $2,976
Progressive $4,178 $3,632 $3,376
State Farm $3,826 $2,383 $1,900
USAA $3,213 $1,863 $1,501

Buy Cheap Fort Hood, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Hood, Texas auto insurance rates? Find out how car insurance rates in Fort Hood, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Hood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,203 $3,133 $3,133 $8,527 $10,298 $3,941 $4,109
American Family $2,319 $2,576 $2,187 $2,497 $6,186 $8,129 $3,329 $3,804
GEICO $2,222 $2,398 $2,142 $2,426 $4,875 $5,070 $2,406 $2,406
Nationwide $2,210 $2,245 $1,953 $2,066 $6,350 $8,142 $2,605 $2,816
Progressive $1,990 $1,901 $1,781 $1,817 $8,338 $9,247 $2,359 $2,395
State Farm $1,877 $1,877 $1,674 $1,674 $4,554 $5,816 $2,044 $2,108
USAA $1,400 $1,406 $1,340 $1,326 $3,938 $4,282 $1,859 $1,988

Buy Cheap Fort Hood, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Hood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Hood, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Hood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,527 $10,298
American Family $6,186 $8,129
GEICO $4,875 $5,070
Nationwide $6,350 $8,142
Progressive $8,338 $9,247
State Farm $4,554 $5,816
USAA $3,938 $4,282

Buy Cheap Fort Hood, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Hood, Texas by comparing Fort Hood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Hood, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fort Hood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,133 $3,133
American Family $2,187 $2,497
GEICO $2,142 $2,426
Nationwide $1,953 $2,066
Progressive $1,781 $1,817
State Farm $1,674 $1,674
USAA $1,340 $1,326

Find Cheap Auto Insurance Rates in Fort Hood, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Hood, Texas auto insurance. Compare Fort Hood, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Hood, Texas

Insurance Company Low Medium High
Allstate $4,847 $4,905 $5,069
American Family $3,630 $3,750 $4,256
GEICO $2,842 $2,960 $3,177
Nationwide $3,842 $3,401 $3,403
Progressive $3,598 $3,714 $3,874
State Farm $2,568 $2,698 $2,843
USAA $2,118 $2,184 $2,276

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Find Cheap Fort Hood, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Hood. Compare auto insurance rates in Fort Hood, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Hood, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,822 $5,058
American Family $3,878 $3,878
GEICO $2,939 $3,047
Nationwide $3,548 $3,548
Progressive $3,729 $3,729
State Farm $2,703 $2,703
USAA $2,165 $2,220

Find Cheap Fort Hood, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Hood, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Hood, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fort Hood.

Annual Fort Hood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,820 $5,920 $6,201 $3,820
American Family $3,536 $4,497 $3,945 $3,536
GEICO $2,543 $3,361 $2,802 $3,266
Nationwide $3,079 $3,079 $4,560 $3,476
Progressive $3,261 $4,197 $3,786 $3,670
State Farm $2,396 $2,756 $3,264 $2,396
USAA $1,636 $2,414 $2,843 $1,877

Find Cheap Fort Hood, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Hood, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Hood for less when you shop around and compare rates from multiple Fort Hood, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Hood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,201
American Family $3,945
GEICO $2,802
Nationwide $4,560
Progressive $3,786
State Farm $3,264
USAA $2,843

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Hood, TX

Compare rates from the cheapest auto insurance companies in Fort Hood, TX for your needs. Take a look at how Fort Hood, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Hood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Fort Hood, Texas Auto Insurance Companies

If you’re looking for the cheapest Fort Hood, TX auto insurance companies overall, you can compare them here. Find the best price for Fort Hood, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Hood, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $3,878
GEICO $2,993
Nationwide $3,548
Progressive $3,729
State Farm $2,703
USAA $2,193

What affects Fort Hood, Texas auto insurance rates?

Local factors affect auto insurance rates in Fort Hood, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Hood auto insurance rates.

Commute Times in Fort Hood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Hood, TX is 10.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Hood, TX

You can buy cheap Fort Hood, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Hood, Texas auto insurance quotes from top companies.

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