Buy Cheap Fort Garland, CO Auto Insurance (2021)

Fort Garland, CO auto insurance rates average $303 a month. Minimum auto insurance requirements in Fort Garland, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fort Garland, CO, compare Fort Garland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fort Garland, CO are $303/month
  • Average auto insurance rates in Fort Garland, CO for teens drivers are $6,976/year
  • Average auto insurance rates in Fort Garland, CO after a DUI are $4,325/year

Finding affordable Fort Garland, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fort Garland, CO auto insurance with confidence is right here. Auto insurance rates in Fort Garland are affected by local factors as well as personal ones like your driving record.

See how Fort Garland, CO car insurance rates compare to Centennial auto insurance rates, Colorado Springs auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Fort Garland.

Don’t buy Fort Garland, CO auto insurance until you’ve compared rates. Get free Fort Garland, Colorado auto insurance quotes when you enter your ZIP code above.

Fort Garland, CO Minimum Auto Insurance Requirements

The required auto insurance in Fort Garland, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fort Garland, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fort Garland, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fort Garland, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Garland, CO. Take a look at Fort Garland, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Garland, Colorado

Insurance Company Poor Fair Good
Allstate $6,382 $4,911 $3,716
American Family $4,613 $3,282 $2,750
Farmers $6,083 $4,946 $4,701
GEICO $3,522 $2,931 $2,339
Liberty Mutual $4,036 $2,443 $1,951
Nationwide $3,990 $3,154 $2,751
Progressive $4,272 $3,640 $3,340
State Farm $4,148 $2,664 $2,146
USAA $4,757 $2,700 $2,160

Buy Cheap Fort Garland, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Garland, Colorado auto insurance rates? Find out how car insurance rates in Fort Garland, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Garland, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,123 $2,934 $2,797 $2,828 $10,430 $10,930 $3,473 $3,509
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $3,084 $3,056 $2,793 $3,004 $11,542 $11,638 $3,392 $3,437
GEICO $1,891 $2,049 $1,966 $2,195 $5,741 $6,088 $1,736 $1,779
Liberty Mutual $1,966 $1,944 $1,663 $1,822 $5,304 $5,777 $1,984 $2,021
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,317 $2,171 $2,010 $2,006 $7,714 $8,629 $2,612 $2,545
State Farm $1,893 $1,893 $1,691 $1,691 $5,333 $6,769 $2,114 $2,503
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Fort Garland, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Garland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Garland, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Garland, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,430 $10,930
American Family $5,878 $7,883
Farmers $11,542 $11,638
GEICO $5,741 $6,088
Liberty Mutual $5,304 $5,777
Nationwide $5,513 $7,064
Progressive $7,714 $8,629
State Farm $5,333 $6,769
USAA $5,325 $6,108

Buy Cheap Fort Garland, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Garland, Colorado by comparing Fort Garland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Garland, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fort Garland, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,797 $2,828
American Family $2,188 $2,188
Farmers $2,793 $3,004
GEICO $1,966 $2,195
Liberty Mutual $1,663 $1,822
Nationwide $1,977 $2,093
Progressive $2,010 $2,006
State Farm $1,691 $1,691
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Fort Garland, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Garland, Colorado auto insurance. Compare Fort Garland, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Garland, Colorado

Insurance Company Low Medium High
Allstate $4,743 $4,986 $5,280
American Family $3,381 $3,622 $3,642
Farmers $4,639 $5,175 $5,915
GEICO $2,673 $2,881 $3,238
Liberty Mutual $2,667 $2,800 $2,964
Nationwide $3,323 $3,295 $3,276
Progressive $3,481 $3,761 $4,010
State Farm $2,804 $2,987 $3,167
USAA $3,077 $3,205 $3,334

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Find Cheap Fort Garland, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Garland. Compare auto insurance rates in Fort Garland, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Garland, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,003 $5,003
American Family $3,472 $3,624
Farmers $5,243 $5,243
GEICO $2,865 $2,996
Liberty Mutual $2,810 $2,810
Nationwide $3,298 $3,298
Progressive $3,751 $3,751
State Farm $2,913 $3,059
USAA $3,115 $3,296

Find Cheap Fort Garland, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Garland, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Garland, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fort Garland.

Annual Fort Garland, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,291 $4,913 $5,968 $4,839
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,431 $5,690 $5,610 $5,242
GEICO $2,092 $3,217 $3,664 $2,749
Liberty Mutual $2,445 $2,876 $3,011 $2,908
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,256 $4,517 $3,435 $3,795
State Farm $2,756 $3,216 $2,986 $2,986
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Fort Garland, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Garland, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Garland for less when you shop around and compare rates from multiple Fort Garland, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Garland, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,968
American Family $4,868
Farmers $5,610
GEICO $3,664
Liberty Mutual $3,011
Nationwide $4,398
Progressive $3,435
State Farm $2,986
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Garland, CO

Compare rates from the cheapest auto insurance companies in Fort Garland, CO for your needs. Take a look at how Fort Garland, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Garland, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Fort Garland, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fort Garland, CO auto insurance companies overall, you can compare them here. Find the best price for Fort Garland, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Garland, Colorado

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,548
Farmers $5,243
GEICO $2,931
Liberty Mutual $2,810
Nationwide $3,298
Progressive $3,751
State Farm $2,986
USAA $3,206

What affects Fort Garland, Colorado auto insurance rates?

Local factors affect auto insurance rates in Fort Garland, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Garland auto insurance rates.

Commute Times in Fort Garland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Garland, CO is 16.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Garland, CO

You can buy cheap Fort Garland, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Garland, Colorado auto insurance quotes from top companies.

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