Buy Cheap Fort Dodge, IA Auto Insurance (2021)

Fort Dodge, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Fort Dodge, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Fort Dodge, IA, compare Fort Dodge auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fort Dodge is Travelers
  • Average auto insurance rates in Fort Dodge, IA for teens drivers are $5,669/year
  • Average auto insurance rates in Fort Dodge, IA are $246/month

Finding affordable Fort Dodge, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Fort Dodge, IA auto insurance with confidence is right here. Auto insurance rates in Fort Dodge are affected by local factors as well as personal ones like your driving record.

See how Fort Dodge, IA car insurance rates compare to Cedar Rapids auto insurance rates, Davenport auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Fort Dodge.

Don’t buy Fort Dodge, IA auto insurance until you’ve compared rates. Get free Fort Dodge, Iowa auto insurance quotes when you enter your ZIP code above.

Fort Dodge, IA Minimum Auto Insurance Requirements

The required auto insurance in Fort Dodge, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Fort Dodge, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Fort Dodge, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fort Dodge, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fort Dodge, IA. Take a look at Fort Dodge, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fort Dodge, Iowa

Insurance Company Poor Fair Good
Allstate $3,681 $2,925 $2,636
American Family $3,650 $2,683 $2,261
Farmers $2,736 $2,270 $2,151
GEICO $2,907 $2,418 $1,928
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,972 $2,330 $2,042
Progressive $2,714 $2,199 $1,994
State Farm $2,935 $1,816 $1,433
Travelers $6,571 $5,610 $5,345
USAA $2,307 $1,584 $1,372

Buy Cheap Fort Dodge, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fort Dodge, Iowa auto insurance rates? Find out how car insurance rates in Fort Dodge, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Dodge, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,978 $1,882 $1,774 $1,801 $6,048 $6,859 $2,127 $2,178
American Family $1,834 $1,834 $1,646 $1,646 $4,981 $6,935 $1,834 $2,204
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,940 $1,743 $1,766 $1,632 $4,550 $4,229 $1,814 $1,667
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,699 $1,744 $1,515 $1,616 $3,921 $5,068 $1,925 $2,092
Progressive $1,608 $1,545 $1,328 $1,377 $4,009 $4,522 $1,934 $2,093
State Farm $1,291 $1,291 $1,151 $1,151 $3,752 $4,724 $1,457 $1,674
Travelers $2,640 $2,693 $2,569 $2,572 $11,704 $18,552 $2,751 $3,256
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

Buy Cheap Fort Dodge, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fort Dodge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fort Dodge, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fort Dodge, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,048 $6,859
American Family $4,981 $6,935
Farmers $4,449 $4,739
GEICO $4,550 $4,229
Liberty Mutual $10,137 $11,420
Nationwide $3,921 $5,068
Progressive $4,009 $4,522
State Farm $3,752 $4,724
Travelers $11,704 $18,552
USAA $3,143 $3,342

Buy Cheap Fort Dodge, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fort Dodge, Iowa by comparing Fort Dodge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fort Dodge, IA here.

Annual Auto Insurance Rates for Senior Drivers in Fort Dodge, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,801
American Family $1,646 $1,646
Farmers $1,324 $1,444
GEICO $1,766 $1,632
Liberty Mutual $1,884 $2,291
Nationwide $1,515 $1,616
Progressive $1,328 $1,377
State Farm $1,151 $1,151
Travelers $2,569 $2,572
USAA $1,084 $1,108

Find Cheap Auto Insurance Rates in Fort Dodge, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fort Dodge, Iowa auto insurance. Compare Fort Dodge, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Dodge, Iowa

Insurance Company Low Medium High
Allstate $2,950 $3,086 $3,207
American Family $2,864 $3,025 $2,704
Farmers $2,288 $2,393 $2,476
GEICO $2,281 $2,419 $2,552
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,555 $2,436 $2,352
Progressive $2,168 $2,310 $2,428
State Farm $1,945 $2,075 $2,164
Travelers $5,536 $5,928 $6,063
USAA $1,660 $1,760 $1,843

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Find Cheap Fort Dodge, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fort Dodge. Compare auto insurance rates in Fort Dodge, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fort Dodge, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,007 $3,155
American Family $2,831 $2,898
Farmers $2,386 $2,386
GEICO $2,375 $2,461
Liberty Mutual $4,415 $4,415
Nationwide $2,448 $2,448
Progressive $2,302 $2,302
State Farm $2,012 $2,111
Travelers $5,842 $5,842
USAA $1,691 $1,818

Find Cheap Fort Dodge, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Fort Dodge, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fort Dodge, IA, take a look at the average cost for various violations versus rates for a clean driving record in Fort Dodge.

Annual Fort Dodge, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,167 $3,646 $2,921
American Family $2,067 $3,034 $3,928 $2,429
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,796 $2,560 $3,388 $1,927
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,774 $2,545 $3,466 $2,006
Progressive $1,849 $3,039 $2,007 $2,314
State Farm $1,891 $2,232 $2,061 $2,061
Travelers $4,250 $5,679 $7,606 $5,832
USAA $1,342 $1,799 $2,337 $1,540

Find Cheap Fort Dodge, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fort Dodge, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Fort Dodge for less when you shop around and compare rates from multiple Fort Dodge, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fort Dodge, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,646
American Family $3,928
Farmers $2,558
GEICO $3,388
Liberty Mutual $4,816
Nationwide $3,466
Progressive $2,007
State Farm $2,061
Travelers $7,606
USAA $2,337

Winners by Category: Where to Buy Cheap Auto Insurance in Fort Dodge, IA

Compare rates from the cheapest auto insurance companies in Fort Dodge, IA for your needs. Take a look at how Fort Dodge, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fort Dodge, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Fort Dodge, Iowa Auto Insurance Companies

If you’re looking for the cheapest Fort Dodge, IA auto insurance companies overall, you can compare them here. Find the best price for Fort Dodge, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Fort Dodge, Iowa

Insurance Company Average Annual Rates
Allstate $3,081
American Family $2,864
Farmers $2,386
GEICO $2,418
Liberty Mutual $4,415
Nationwide $2,448
Progressive $2,302
State Farm $2,061
Travelers $5,842
USAA $1,755

What affects Fort Dodge, Iowa auto insurance rates?

Local factors affect auto insurance rates in Fort Dodge, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fort Dodge auto insurance rates.

Commute Times in Fort Dodge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fort Dodge, IA is 14.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Fort Dodge, IA

You can buy cheap Fort Dodge, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fort Dodge, Iowa auto insurance quotes from top companies.

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