Buy Cheap Forest City, IA Auto Insurance (2021)

Forest City, IA auto insurance rates average $235 a month. Minimum auto insurance requirements in Forest City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Forest City, IA, compare Forest City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Forest City, IA are $235/month
  • The most expensive auto insurance company in Forest City is Travelers
  • The most expensive auto insurance company in Forest City after a DUI is Travelers

Finding affordable Forest City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Forest City, IA auto insurance with confidence is right here. Auto insurance rates in Forest City are affected by local factors as well as personal ones like your driving record.

See how Forest City, IA car insurance rates compare to Davenport auto insurance rates, West Des Moines auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Forest City.

Don’t buy Forest City, IA auto insurance until you’ve compared rates. Get free Forest City, Iowa auto insurance quotes when you enter your ZIP code above.

Forest City, IA Minimum Auto Insurance Requirements

The required auto insurance in Forest City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Forest City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Forest City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Forest City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Forest City, IA. Take a look at Forest City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Forest City, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,695 $2,717 $2,284
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $3,083 $2,417 $2,117
Progressive $2,368 $1,920 $1,741
State Farm $2,906 $1,798 $1,419
Travelers $5,360 $4,569 $4,351
USAA $2,466 $1,692 $1,465

Buy Cheap Forest City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Forest City, Iowa auto insurance rates? Find out how car insurance rates in Forest City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Forest City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,869 $1,869 $1,673 $1,673 $4,991 $6,995 $1,869 $2,250
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,759 $1,805 $1,568 $1,672 $4,078 $5,269 $1,995 $2,168
Progressive $1,401 $1,344 $1,158 $1,201 $3,512 $3,958 $1,683 $1,819
State Farm $1,326 $1,326 $1,165 $1,165 $3,596 $4,556 $1,491 $1,700
Travelers $2,182 $2,229 $2,107 $2,115 $9,445 $15,044 $2,263 $2,695
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Forest City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Forest City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Forest City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Forest City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,991 $6,995
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $4,078 $5,269
Progressive $3,512 $3,958
State Farm $3,596 $4,556
Travelers $9,445 $15,044
USAA $3,380 $3,592

Buy Cheap Forest City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Forest City, Iowa by comparing Forest City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Forest City, IA here.

Annual Auto Insurance Rates for Senior Drivers in Forest City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,673 $1,673
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,568 $1,672
Progressive $1,158 $1,201
State Farm $1,165 $1,165
Travelers $2,107 $2,115
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Forest City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Forest City, Iowa auto insurance. Compare Forest City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Forest City, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,911 $3,060 $2,725
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,649 $2,527 $2,441
Progressive $1,889 $2,017 $2,122
State Farm $1,943 $2,052 $2,127
Travelers $4,486 $4,832 $4,963
USAA $1,780 $1,880 $1,963

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Find Cheap Forest City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Forest City. Compare auto insurance rates in Forest City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Forest City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,865 $2,932
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,539 $2,539
Progressive $2,010 $2,010
State Farm $1,992 $2,090
Travelers $4,760 $4,760
USAA $1,806 $1,943

Find Cheap Forest City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Forest City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Forest City, IA, take a look at the average cost for various violations versus rates for a clean driving record in Forest City.

Annual Forest City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,092 $3,069 $3,974 $2,459
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,840 $2,640 $3,596 $2,081
Progressive $1,615 $2,652 $1,753 $2,018
State Farm $1,889 $2,193 $2,041 $2,041
Travelers $3,483 $4,621 $6,178 $4,758
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Forest City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Forest City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Forest City for less when you shop around and compare rates from multiple Forest City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Forest City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $3,974
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,596
Progressive $1,753
State Farm $2,041
Travelers $6,178
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Forest City, IA

Compare rates from the cheapest auto insurance companies in Forest City, IA for your needs. Take a look at how Forest City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Forest City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Forest City, Iowa Auto Insurance Companies

If you’re looking for the cheapest Forest City, IA auto insurance companies overall, you can compare them here. Find the best price for Forest City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Forest City, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,899
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,539
Progressive $2,010
State Farm $2,041
Travelers $4,760
USAA $1,874

What affects Forest City, Iowa auto insurance rates?

Local factors affect auto insurance rates in Forest City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Forest City auto insurance rates.

Commute Times in Forest City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Forest City, IA is 15.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Forest City, IA

You can buy cheap Forest City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Forest City, Iowa auto insurance quotes from top companies.

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