Buy Cheap Floyd, NM Auto Insurance (2021)

Floyd, NM auto insurance rates average $282 a month. Minimum auto insurance requirements in Floyd, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Floyd, NM, compare Floyd auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Floyd, NM after a DUI are $4,305/year
  • The most expensive auto insurance company in Floyd is GEICO
  • Average auto insurance rates in Floyd, NM are $282/month

Finding affordable Floyd, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Floyd, NM auto insurance with confidence is right here. Auto insurance rates in Floyd are affected by local factors as well as personal ones like your driving record.

See how Floyd, NM car insurance rates compare to Hobbs auto insurance rates, Rio Rancho auto insurance rates, and Farmington auto insurance rates before you read more about the cost of auto insurance in Floyd.

Don’t buy Floyd, NM auto insurance until you’ve compared rates. Get free Floyd, New Mexico auto insurance quotes when you enter your ZIP code above.

Floyd, NM Minimum Auto Insurance Requirements

The required auto insurance in Floyd, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Floyd, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Floyd, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Floyd, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Floyd, NM. Take a look at Floyd, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Floyd, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,754 $3,929 $3,738
GEICO $4,787 $4,162 $3,849
Nationwide $4,328 $3,350 $2,912
Progressive $3,290 $2,924 $2,762
State Farm $3,462 $2,123 $1,674
USAA $2,680 $2,000 $1,731

Buy Cheap Floyd, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Floyd, New Mexico auto insurance rates? Find out how car insurance rates in Floyd, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Floyd, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,343 $2,338 $2,100 $2,231 $9,241 $9,513 $2,630 $2,724
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,429 $2,477 $2,200 $2,318 $5,797 $7,350 $2,731 $2,935
Progressive $1,619 $1,573 $1,457 $1,467 $6,493 $7,323 $1,964 $2,041
State Farm $1,580 $1,580 $1,427 $1,427 $4,256 $5,363 $1,769 $1,953
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Floyd, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Floyd can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Floyd, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Floyd, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,241 $9,513
GEICO $7,583 $10,447
Nationwide $5,797 $7,350
Progressive $6,493 $7,323
State Farm $4,256 $5,363
USAA $3,641 $4,122

Buy Cheap Floyd, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Floyd, New Mexico by comparing Floyd senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Floyd, NM here.

Annual Auto Insurance Rates for Senior Drivers in Floyd, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,100 $2,231
GEICO $2,511 $2,511
Nationwide $2,200 $2,318
Progressive $1,457 $1,467
State Farm $1,427 $1,427
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Floyd, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Floyd, New Mexico auto insurance. Compare Floyd, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Floyd, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,798 $4,105 $4,517
GEICO $3,990 $4,256 $4,552
Nationwide $3,514 $3,491 $3,584
Progressive $2,878 $2,992 $3,107
State Farm $2,217 $2,428 $2,614
USAA $1,995 $2,146 $2,271

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Find Cheap Floyd, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Floyd. Compare auto insurance rates in Floyd, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Floyd, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,140 $4,140
GEICO $4,201 $4,331
Nationwide $3,530 $3,530
Progressive $2,992 $2,992
State Farm $2,359 $2,480
USAA $2,073 $2,201

Find Cheap Floyd, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Floyd, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Floyd, NM, take a look at the average cost for various violations versus rates for a clean driving record in Floyd.

Annual Floyd, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,506 $4,498 $4,392 $4,164
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,620 $3,705 $4,814 $2,979
Progressive $2,591 $3,526 $2,790 $3,062
State Farm $2,274 $2,468 $2,468 $2,468
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Floyd, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Floyd, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Floyd for less when you shop around and compare rates from multiple Floyd, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Floyd, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,763
Farmers $4,392
GEICO $8,009
Nationwide $4,814
Progressive $2,790
State Farm $2,468
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Floyd, NM

Compare rates from the cheapest auto insurance companies in Floyd, NM for your needs. Take a look at how Floyd, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Floyd, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Floyd, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Floyd, NM auto insurance companies overall, you can compare them here. Find the best price for Floyd, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Floyd, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,140
GEICO $4,266
Nationwide $3,530
Progressive $2,992
State Farm $2,419
USAA $2,137

What affects Floyd, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Floyd, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Floyd auto insurance rates.

Commute Times in Floyd

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Floyd, NM is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Floyd, NM

You can buy cheap Floyd, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Floyd, New Mexico auto insurance quotes from top companies.

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