Buy Cheap Floyd, IA Auto Insurance (2021)

Floyd, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Floyd, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Floyd, IA, compare Floyd auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Floyd after a DUI is Travelers
  • The most expensive auto insurance company in Floyd is Travelers
  • Average auto insurance rates in Floyd, IA after a DUI are $3,496/year

Finding affordable Floyd, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Floyd, IA auto insurance with confidence is right here. Auto insurance rates in Floyd are affected by local factors as well as personal ones like your driving record.

See how Floyd, IA car insurance rates compare to Davenport auto insurance rates, Cedar Rapids auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Floyd.

Don’t buy Floyd, IA auto insurance until you’ve compared rates. Get free Floyd, Iowa auto insurance quotes when you enter your ZIP code above.

Floyd, IA Minimum Auto Insurance Requirements

The required auto insurance in Floyd, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Floyd, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Floyd, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Floyd, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Floyd, IA. Take a look at Floyd, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Floyd, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,829 $2,814 $2,365
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,568 $2,065 $1,865
State Farm $3,101 $1,919 $1,513
Travelers $5,808 $4,949 $4,712
USAA $2,504 $1,720 $1,490

Buy Cheap Floyd, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Floyd, Iowa auto insurance rates? Find out how car insurance rates in Floyd, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Floyd, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,544 $1,493 $1,274 $1,320 $3,680 $4,155 $1,857 $2,002
State Farm $1,425 $1,425 $1,249 $1,249 $3,813 $4,840 $1,601 $1,821
Travelers $2,378 $2,432 $2,283 $2,297 $10,206 $16,231 $2,467 $2,956
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

Buy Cheap Floyd, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Floyd can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Floyd, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Floyd, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,158 $7,244
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,680 $4,155
State Farm $3,813 $4,840
Travelers $10,206 $16,231
USAA $3,450 $3,663

Buy Cheap Floyd, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Floyd, Iowa by comparing Floyd senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Floyd, IA here.

Annual Auto Insurance Rates for Senior Drivers in Floyd, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,274 $1,320
State Farm $1,249 $1,249
Travelers $2,283 $2,297
USAA $1,166 $1,188

Find Cheap Auto Insurance Rates in Floyd, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Floyd, Iowa auto insurance. Compare Floyd, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Floyd, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,020 $3,170 $2,819
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,049 $2,174 $2,274
State Farm $2,075 $2,190 $2,269
Travelers $4,893 $5,231 $5,345
USAA $1,809 $1,911 $1,995

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Find Cheap Floyd, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Floyd. Compare auto insurance rates in Floyd, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Floyd, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,968 $3,038
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,166 $2,166
State Farm $2,125 $2,230
Travelers $5,156 $5,156
USAA $1,835 $1,974

Find Cheap Floyd, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Floyd, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Floyd, IA, take a look at the average cost for various violations versus rates for a clean driving record in Floyd.

Annual Floyd, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,746 $2,841 $1,892 $2,184
State Farm $2,019 $2,337 $2,178 $2,178
Travelers $3,781 $5,010 $6,684 $5,151
USAA $1,454 $1,954 $2,541 $1,670

Find Cheap Floyd, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Floyd, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Floyd for less when you shop around and compare rates from multiple Floyd, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Floyd, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $4,120
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,892
State Farm $2,178
Travelers $6,684
USAA $2,541

Winners by Category: Where to Buy Cheap Auto Insurance in Floyd, IA

Compare rates from the cheapest auto insurance companies in Floyd, IA for your needs. Take a look at how Floyd, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Floyd, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Floyd, Iowa Auto Insurance Companies

If you’re looking for the cheapest Floyd, IA auto insurance companies overall, you can compare them here. Find the best price for Floyd, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Floyd, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,003
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,166
State Farm $2,178
Travelers $5,156
USAA $1,905

What affects Floyd, Iowa auto insurance rates?

Local factors affect auto insurance rates in Floyd, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Floyd auto insurance rates.

Commute Times in Floyd

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Floyd, IA is 18.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Floyd, IA

You can buy cheap Floyd, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Floyd, Iowa auto insurance quotes from top companies.

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