Buy Cheap Flower Hill, NY Auto Insurance (2021)

Flower Hill, NY auto insurance rates average $537 a month. Minimum auto insurance requirements in Flower Hill, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Flower Hill, NY, compare Flower Hill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Flower Hill, NY for teens drivers are $11,440/year
  • Average auto insurance rates in Flower Hill, NY are $537/month
  • The most expensive auto insurance company in Flower Hill after a DUI is Liberty Mutual

Finding affordable Flower Hill, New York auto insurance can be challenging, but everything you need to know to buy cheap Flower Hill, NY auto insurance with confidence is right here. Auto insurance rates in Flower Hill are affected by local factors as well as personal ones like your driving record.

See how Flower Hill, NY car insurance rates compare to Utica auto insurance rates, Albany auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Flower Hill.

Don’t buy Flower Hill, NY auto insurance until you’ve compared rates. Get free Flower Hill, New York auto insurance quotes when you enter your ZIP code above.

Flower Hill, NY Minimum Auto Insurance Requirements

The required auto insurance in Flower Hill, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Flower Hill, New York is outlined here.

Minimum Required Auto Insurance Coverage in Flower Hill, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Flower Hill, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Flower Hill, NY. Take a look at Flower Hill, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Flower Hill, New York

Insurance Company Poor Fair Good
Allstate $10,505 $5,953 $5,046
GEICO $4,288 $3,148 $2,826
Liberty Mutual $11,720 $7,651 $5,720
Nationwide $6,641 $6,641 $6,641
Progressive $11,111 $5,419 $3,890
State Farm $8,733 $5,476 $4,346
Travelers $10,841 $6,589 $5,620
USAA $8,111 $4,116 $3,630

Buy Cheap Flower Hill, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Flower Hill, New York auto insurance rates? Find out how car insurance rates in Flower Hill, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flower Hill, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,706 $4,353 $4,485 $4,550 $14,648 $15,653 $4,481 $4,466
GEICO $2,457 $2,365 $2,391 $2,356 $5,355 $7,969 $2,207 $2,269
Liberty Mutual $6,243 $6,243 $5,813 $5,813 $12,232 $17,697 $6,243 $6,629
Nationwide $4,871 $4,871 $4,574 $4,574 $9,172 $13,854 $4,871 $6,341
Progressive $4,238 $3,853 $3,312 $3,380 $14,031 $15,310 $5,332 $4,998
State Farm $3,917 $3,917 $3,439 $3,439 $11,604 $14,270 $4,332 $4,564
Travelers $5,358 $5,325 $4,960 $5,253 $13,195 $15,917 $5,648 $5,812
USAA $2,710 $2,657 $2,470 $2,462 $11,286 $13,382 $3,477 $3,842

Buy Cheap Flower Hill, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Flower Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Flower Hill, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Flower Hill, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,648 $15,653
GEICO $5,355 $7,969
Liberty Mutual $12,232 $17,697
Nationwide $9,172 $13,854
Progressive $14,031 $15,310
State Farm $11,604 $14,270
Travelers $13,195 $15,917
USAA $11,286 $13,382

Buy Cheap Flower Hill, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Flower Hill, New York by comparing Flower Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Flower Hill, NY here.

Annual Auto Insurance Rates for Senior Drivers in Flower Hill, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,485 $4,550
GEICO $2,391 $2,356
Liberty Mutual $5,813 $5,813
Nationwide $4,574 $4,574
Progressive $3,312 $3,380
State Farm $3,439 $3,439
Travelers $4,960 $5,253
USAA $2,470 $2,462

Find Cheap Auto Insurance Rates in Flower Hill, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Flower Hill, New York auto insurance. Compare Flower Hill, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flower Hill, New York

Insurance Company Low Medium High
Allstate $6,496 $7,125 $7,883
GEICO $3,207 $3,406 $3,649
Liberty Mutual $7,917 $8,340 $8,834
Nationwide $6,158 $6,573 $7,192
Progressive $6,394 $6,755 $7,271
State Farm $5,786 $6,231 $6,539
Travelers $7,106 $7,559 $8,386
USAA $5,083 $5,249 $5,525

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Find Cheap Flower Hill, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Flower Hill. Compare auto insurance rates in Flower Hill, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Flower Hill, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,065 $7,271
GEICO $3,319 $3,523
Liberty Mutual $8,121 $8,607
Nationwide $6,641 $6,641
Progressive $6,807 $6,807
State Farm $5,958 $6,412
Travelers $7,683 $7,683
USAA $5,232 $5,339

Find Cheap Flower Hill, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Flower Hill, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Flower Hill, NY, take a look at the average cost for various violations versus rates for a clean driving record in Flower Hill.

Annual Flower Hill, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,970 $5,970 $9,026 $7,704
GEICO $2,632 $2,872 $5,548 $2,632
Liberty Mutual $6,595 $6,595 $13,670 $6,595
Nationwide $4,986 $4,986 $11,483 $5,107
Progressive $6,610 $6,610 $7,351 $6,657
State Farm $5,874 $5,874 $6,496 $6,496
Travelers $6,470 $8,252 $8,371 $7,640
USAA $4,687 $4,766 $6,923 $4,766

Find Cheap Flower Hill, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Flower Hill, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Flower Hill for less when you shop around and compare rates from multiple Flower Hill, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Flower Hill, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,026
GEICO $5,548
Liberty Mutual $13,670
Nationwide $11,483
Progressive $7,351
State Farm $6,496
Travelers $8,371
USAA $6,923

Winners by Category: Where to Buy Cheap Auto Insurance in Flower Hill, NY

Compare rates from the cheapest auto insurance companies in Flower Hill, NY for your needs. Take a look at how Flower Hill, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Flower Hill, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Flower Hill, New York Auto Insurance Companies

If you’re looking for the cheapest Flower Hill, NY auto insurance companies overall, you can compare them here. Find the best price for Flower Hill, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Flower Hill, New York

Insurance Company Average Annual Rates
Allstate $7,168
GEICO $3,421
Liberty Mutual $8,364
Nationwide $6,641
Progressive $6,807
State Farm $6,185
Travelers $7,683
USAA $5,286

What affects Flower Hill, New York auto insurance rates?

Local factors affect auto insurance rates in Flower Hill, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Flower Hill auto insurance rates.

Commute Times in Flower Hill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Flower Hill, NY is 43.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Flower Hill, NY

You can buy cheap Flower Hill, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Flower Hill, New York auto insurance quotes from top companies.

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