Buy Cheap Florida City, FL Auto Insurance (2021)

Florida City, FL auto insurance rates average $573 a month. Minimum auto insurance requirements in Florida City, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Florida City, FL, compare Florida City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Florida City is Allstate
  • Average auto insurance rates in Florida City, FL for teens drivers are $12,246/year
  • The most expensive auto insurance company in Florida City after a DUI is Allstate

Finding affordable Florida City, Florida auto insurance can be challenging, but everything you need to know to buy cheap Florida City, FL auto insurance with confidence is right here. Auto insurance rates in Florida City are affected by local factors as well as personal ones like your driving record.

See how Florida City, FL car insurance rates compare to Hialeah auto insurance rates, St. Petersburg auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Florida City.

Don’t buy Florida City, FL auto insurance until you’ve compared rates. Get free Florida City, Florida auto insurance quotes when you enter your ZIP code above.

Florida City, FL Minimum Auto Insurance Requirements

The required auto insurance in Florida City, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Florida City, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Florida City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Florida City, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Florida City, FL. Take a look at Florida City, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Florida City, Florida

Insurance Company Poor Fair Good
Allstate $14,803 $9,158 $7,298
GEICO $8,226 $4,972 $3,731
Liberty Mutual $10,704 $7,780 $6,257
Nationwide $8,488 $6,133 $5,511
Progressive $10,001 $7,140 $5,923
State Farm $7,372 $4,775 $3,885
USAA $6,609 $3,196 $2,311

Buy Cheap Florida City, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Florida City, Florida auto insurance rates? Find out how car insurance rates in Florida City, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florida City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,778 $6,296 $5,806 $5,795 $22,255 $23,621 $6,423 $6,382
GEICO $4,494 $4,524 $4,173 $4,173 $7,945 $9,855 $4,959 $5,020
Liberty Mutual $5,625 $5,625 $5,132 $5,132 $12,195 $18,929 $5,625 $7,714
Nationwide $4,690 $4,634 $4,155 $4,321 $11,310 $14,005 $5,172 $5,398
Progressive $5,091 $4,813 $4,316 $4,651 $14,503 $15,894 $6,243 $5,994
State Farm $3,516 $3,516 $3,154 $3,154 $9,545 $11,847 $3,919 $4,098
USAA $2,320 $2,288 $2,147 $2,144 $7,970 $9,316 $2,932 $3,190

Buy Cheap Florida City, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Florida City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Florida City, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Florida City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,255 $23,621
GEICO $7,945 $9,855
Liberty Mutual $12,195 $18,929
Nationwide $11,310 $14,005
Progressive $14,503 $15,894
State Farm $9,545 $11,847
USAA $7,970 $9,316

Buy Cheap Florida City, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Florida City, Florida by comparing Florida City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Florida City, FL here.

Annual Auto Insurance Rates for Senior Drivers in Florida City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,806 $5,795
GEICO $4,173 $4,173
Liberty Mutual $5,132 $5,132
Nationwide $4,155 $4,321
Progressive $4,316 $4,651
State Farm $3,154 $3,154
USAA $2,147 $2,144

Find Cheap Auto Insurance Rates in Florida City, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Florida City, Florida auto insurance. Compare Florida City, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florida City, Florida

Insurance Company Low Medium High
Allstate $7,968 $10,979 $12,312
GEICO $4,863 $5,797 $6,269
Liberty Mutual $7,619 $8,365 $8,757
Nationwide $5,303 $6,976 $7,853
Progressive $6,480 $7,859 $8,725
State Farm $4,733 $5,444 $5,854
USAA $3,476 $4,187 $4,452

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Find Cheap Florida City, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Florida City. Compare auto insurance rates in Florida City, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Florida City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,123 $10,716
GEICO $5,615 $5,671
Liberty Mutual $7,972 $8,522
Nationwide $6,711 $6,711
Progressive $7,688 $7,688
State Farm $5,137 $5,551
USAA $3,992 $4,085

Find Cheap Florida City, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Florida City, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Florida City, FL, take a look at the average cost for various violations versus rates for a clean driving record in Florida City.

Annual Florida City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,006 $10,875 $11,844 $9,952
GEICO $3,911 $5,017 $7,499 $6,145
Liberty Mutual $5,986 $7,740 $11,139 $8,123
Nationwide $5,734 $6,292 $8,452 $6,364
Progressive $6,056 $8,988 $7,558 $8,150
State Farm $4,871 $5,817 $5,344 $5,344
USAA $3,175 $3,903 $5,750 $3,325

Find Cheap Florida City, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Florida City, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Florida City for less when you shop around and compare rates from multiple Florida City, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Florida City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,844
GEICO $7,499
Liberty Mutual $11,139
Nationwide $8,452
Progressive $7,558
State Farm $5,344
USAA $5,750

Winners by Category: Where to Buy Cheap Auto Insurance in Florida City, FL

Compare rates from the cheapest auto insurance companies in Florida City, FL for your needs. Take a look at how Florida City, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Florida City, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Florida City, Florida Auto Insurance Companies

If you’re looking for the cheapest Florida City, FL auto insurance companies overall, you can compare them here. Find the best price for Florida City, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Florida City, Florida

Insurance Company Average Annual Rates
Allstate $10,420
GEICO $5,643
Liberty Mutual $8,247
Nationwide $6,711
Progressive $7,688
State Farm $5,344
USAA $4,038

What affects Florida City, Florida auto insurance rates?

Local factors affect auto insurance rates in Florida City, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Florida City auto insurance rates.

Auto Theft in Florida City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Florida City, FL auto theft show a total of 54 vehicle thefts annually.

Commute Times in Florida City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Florida City, FL is 37.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Florida City, FL

You can buy cheap Florida City, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Florida City, Florida auto insurance quotes from top companies.

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