Buy Cheap Florence, TX Auto Insurance (2021)

Florence, TX auto insurance rates average $307 a month. Minimum auto insurance requirements in Florence, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Florence, TX, compare Florence auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Florence, TX for teens drivers are $6,624/year
  • The most expensive auto insurance company in Florence is Allstate
  • Average auto insurance rates in Florence, TX are $307/month

Finding affordable Florence, Texas auto insurance can be challenging, but everything you need to know to buy cheap Florence, TX auto insurance with confidence is right here. Auto insurance rates in Florence are affected by local factors as well as personal ones like your driving record.

See how Florence, TX car insurance rates compare to Dallas auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Florence.

Don’t buy Florence, TX auto insurance until you’ve compared rates. Get free Florence, Texas auto insurance quotes when you enter your ZIP code above.

Florence, TX Minimum Auto Insurance Requirements

The required auto insurance in Florence, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Florence, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Florence, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Florence, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Florence, TX. Take a look at Florence, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Florence, Texas

Insurance Company Poor Fair Good
Allstate $6,567 $4,797 $4,101
American Family $6,102 $3,918 $3,413
GEICO $4,724 $2,680 $1,792
Nationwide $3,847 $3,098 $2,697
Progressive $5,392 $4,674 $4,337
State Farm $3,916 $2,437 $1,942
USAA $3,458 $1,992 $1,601

Buy Cheap Florence, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Florence, Texas auto insurance rates? Find out how car insurance rates in Florence, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,395 $3,322 $3,322 $8,766 $10,589 $4,153 $4,330
American Family $2,616 $2,928 $2,493 $2,869 $7,266 $9,474 $3,820 $4,355
GEICO $2,275 $2,454 $2,183 $2,482 $5,020 $5,185 $2,467 $2,459
Nationwide $2,028 $2,062 $1,797 $1,900 $5,689 $7,290 $2,377 $2,568
Progressive $2,528 $2,408 $2,254 $2,295 $10,795 $12,050 $3,012 $3,067
State Farm $1,934 $1,934 $1,721 $1,721 $4,634 $5,905 $2,103 $2,167
USAA $1,502 $1,512 $1,433 $1,423 $4,201 $4,580 $2,001 $2,148

Buy Cheap Florence, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Florence can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Florence, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Florence, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,766 $10,589
American Family $7,266 $9,474
GEICO $5,020 $5,185
Nationwide $5,689 $7,290
Progressive $10,795 $12,050
State Farm $4,634 $5,905
USAA $4,201 $4,580

Buy Cheap Florence, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Florence, Texas by comparing Florence senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Florence, TX here.

Annual Auto Insurance Rates for Senior Drivers in Florence, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,322
American Family $2,493 $2,869
GEICO $2,183 $2,482
Nationwide $1,797 $1,900
Progressive $2,254 $2,295
State Farm $1,721 $1,721
USAA $1,433 $1,423

Find Cheap Auto Insurance Rates in Florence, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Florence, Texas auto insurance. Compare Florence, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, Texas

Insurance Company Low Medium High
Allstate $5,024 $5,106 $5,334
American Family $4,178 $4,319 $4,935
GEICO $2,905 $3,032 $3,260
Nationwide $3,469 $3,080 $3,093
Progressive $4,602 $4,782 $5,019
State Farm $2,624 $2,759 $2,912
USAA $2,275 $2,341 $2,433

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Find Cheap Florence, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Florence. Compare auto insurance rates in Florence, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Florence, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,033 $5,276
American Family $4,478 $4,478
GEICO $3,009 $3,122
Nationwide $3,214 $3,214
Progressive $4,801 $4,801
State Farm $2,765 $2,765
USAA $2,320 $2,380

Find Cheap Florence, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Florence, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Florence, TX, take a look at the average cost for various violations versus rates for a clean driving record in Florence.

Annual Florence, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,022 $6,163 $6,412 $4,022
American Family $4,061 $5,225 $4,563 $4,061
GEICO $2,602 $3,439 $2,872 $3,349
Nationwide $2,793 $2,793 $4,119 $3,150
Progressive $4,184 $5,423 $4,884 $4,714
State Farm $2,457 $2,818 $3,329 $2,457
USAA $1,754 $2,583 $3,049 $2,013

Find Cheap Florence, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Florence, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Florence for less when you shop around and compare rates from multiple Florence, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Florence, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,412
American Family $4,563
GEICO $2,872
Nationwide $4,119
Progressive $4,884
State Farm $3,329
USAA $3,049

Winners by Category: Where to Buy Cheap Auto Insurance in Florence, TX

Compare rates from the cheapest auto insurance companies in Florence, TX for your needs. Take a look at how Florence, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Florence, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Florence, Texas Auto Insurance Companies

If you’re looking for the cheapest Florence, TX auto insurance companies overall, you can compare them here. Find the best price for Florence, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Florence, Texas

Insurance Company Average Annual Rates
Allstate $5,155
American Family $4,478
GEICO $3,065
Nationwide $3,214
Progressive $4,801
State Farm $2,765
USAA $2,350

What affects Florence, Texas auto insurance rates?

Local factors affect auto insurance rates in Florence, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Florence auto insurance rates.

Commute Times in Florence

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Florence, TX is 35.2 minutes according to City-Data.

Traffic in Florence

How is traffic in Florence, Texas? Inrix data shows that Florence, TX traffic makes it the 87th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Florence, TX

You can buy cheap Florence, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Florence, Texas auto insurance quotes from top companies.

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