Buy Cheap Florence, CO Auto Insurance (2021)

Florence, CO auto insurance rates average $311 a month. Minimum auto insurance requirements in Florence, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Florence, CO, compare Florence auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Florence, CO are $311/month
  • Average auto insurance rates in Florence, CO for teens drivers are $7,204/year
  • The most expensive auto insurance company in Florence is Allstate

Finding affordable Florence, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Florence, CO auto insurance with confidence is right here. Auto insurance rates in Florence are affected by local factors as well as personal ones like your driving record.

See how Florence, CO car insurance rates compare to Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Florence.

Don’t buy Florence, CO auto insurance until you’ve compared rates. Get free Florence, Colorado auto insurance quotes when you enter your ZIP code above.

Florence, CO Minimum Auto Insurance Requirements

The required auto insurance in Florence, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Florence, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Florence, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Florence, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Florence, CO. Take a look at Florence, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Florence, Colorado

Insurance Company Poor Fair Good
Allstate $6,966 $5,347 $4,036
American Family $4,477 $3,193 $2,679
Farmers $6,236 $5,039 $4,786
GEICO $3,893 $3,236 $2,580
Liberty Mutual $4,013 $2,436 $1,945
Nationwide $4,179 $3,306 $2,883
Progressive $4,501 $3,835 $3,512
State Farm $3,544 $2,281 $1,840
USAA $4,990 $2,830 $2,263

Buy Cheap Florence, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Florence, Colorado auto insurance rates? Find out how car insurance rates in Florence, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,396 $3,190 $3,056 $3,088 $11,380 $11,945 $3,756 $3,786
American Family $2,357 $2,357 $2,128 $2,128 $5,710 $7,671 $2,357 $2,888
Farmers $3,135 $3,108 $2,846 $3,092 $11,910 $11,932 $3,407 $3,399
GEICO $2,052 $2,249 $2,222 $2,553 $6,380 $6,695 $1,865 $1,873
Liberty Mutual $1,941 $1,910 $1,646 $1,805 $5,331 $5,806 $1,957 $1,987
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,421 $2,269 $2,126 $2,117 $8,171 $9,128 $2,720 $2,644
State Farm $1,599 $1,599 $1,439 $1,439 $4,617 $5,832 $1,789 $2,124
USAA $2,263 $2,273 $2,146 $2,167 $5,548 $6,383 $2,916 $3,195

Buy Cheap Florence, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Florence can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Florence, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Florence, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,380 $11,945
American Family $5,710 $7,671
Farmers $11,910 $11,932
GEICO $6,380 $6,695
Liberty Mutual $5,331 $5,806
Nationwide $5,787 $7,409
Progressive $8,171 $9,128
State Farm $4,617 $5,832
USAA $5,548 $6,383

Buy Cheap Florence, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Florence, Colorado by comparing Florence senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Florence, CO here.

Annual Auto Insurance Rates for Senior Drivers in Florence, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,056 $3,088
American Family $2,128 $2,128
Farmers $2,846 $3,092
GEICO $2,222 $2,553
Liberty Mutual $1,646 $1,805
Nationwide $2,070 $2,189
Progressive $2,126 $2,117
State Farm $1,439 $1,439
USAA $2,146 $2,167

Find Cheap Auto Insurance Rates in Florence, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Florence, Colorado auto insurance. Compare Florence, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, Colorado

Insurance Company Low Medium High
Allstate $5,140 $5,429 $5,780
American Family $3,270 $3,522 $3,557
Farmers $4,586 $5,263 $6,212
GEICO $2,802 $3,146 $3,760
Liberty Mutual $2,647 $2,787 $2,960
Nationwide $3,455 $3,454 $3,458
Progressive $3,599 $3,962 $4,288
State Farm $2,386 $2,555 $2,724
USAA $3,222 $3,360 $3,502

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Find Cheap Florence, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Florence. Compare auto insurance rates in Florence, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Florence, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,375 $3,524
Farmers $5,354 $5,354
GEICO $3,165 $3,307
Liberty Mutual $2,798 $2,798
Nationwide $3,456 $3,456
Progressive $3,950 $3,950
State Farm $2,493 $2,617
USAA $3,265 $3,457

Find Cheap Florence, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Florence, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Florence, CO, take a look at the average cost for various violations versus rates for a clean driving record in Florence.

Annual Florence, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $5,351 $6,504 $5,271
American Family $2,549 $3,629 $4,730 $2,890
Farmers $4,527 $5,822 $5,742 $5,323
GEICO $2,274 $3,561 $4,139 $2,970
Liberty Mutual $2,438 $2,866 $2,994 $2,894
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,417 $4,794 $3,605 $3,981
State Farm $2,349 $2,761 $2,555 $2,555
USAA $2,462 $2,990 $5,215 $2,778

Find Cheap Florence, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Florence, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Florence for less when you shop around and compare rates from multiple Florence, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Florence, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,504
American Family $4,730
Farmers $5,742
GEICO $4,139
Liberty Mutual $2,994
Nationwide $4,607
Progressive $3,605
State Farm $2,555
USAA $5,215

Winners by Category: Where to Buy Cheap Auto Insurance in Florence, CO

Compare rates from the cheapest auto insurance companies in Florence, CO for your needs. Take a look at how Florence, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Florence, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Florence, Colorado Auto Insurance Companies

If you’re looking for the cheapest Florence, CO auto insurance companies overall, you can compare them here. Find the best price for Florence, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Florence, Colorado

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,449
Farmers $5,354
GEICO $3,236
Liberty Mutual $2,798
Nationwide $3,456
Progressive $3,950
State Farm $2,555
USAA $3,361

What affects Florence, Colorado auto insurance rates?

Local factors affect auto insurance rates in Florence, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Florence auto insurance rates.

Commute Times in Florence

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Florence, CO is 24.1 minutes according to City-Data.

Traffic in Florence

How is traffic in Florence, Colorado? Inrix data shows that Florence, CO traffic makes it the 87th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Florence, CO

You can buy cheap Florence, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Florence, Colorado auto insurance quotes from top companies.

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