Buy Cheap Florence, AL Auto Insurance (2021)

Florence, AL auto insurance rates average $284 a month. Minimum auto insurance requirements in Florence, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Florence, AL, compare Florence auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Florence is Liberty Mutual
  • Average auto insurance rates in Florence, AL are $284/month
  • The most expensive auto insurance company in Florence after a DUI is Liberty Mutual

Finding affordable Florence, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Florence, AL auto insurance with confidence is right here. Auto insurance rates in Florence are affected by local factors as well as personal ones like your driving record.

See how Florence, AL car insurance rates compare to Montgomery auto insurance rates, Birmingham auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Florence.

Don’t buy Florence, AL auto insurance until you’ve compared rates. Get free Florence, Alabama auto insurance quotes when you enter your ZIP code above.

Florence, AL Minimum Auto Insurance Requirements

The required auto insurance in Florence, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Florence, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Florence, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Florence, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Florence, AL. Take a look at Florence, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Florence, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,407 $3,796 $3,597
GEICO $3,353 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,982 $2,332 $2,112
Progressive $4,437 $3,822 $3,575
State Farm $6,821 $3,456 $2,350
Travelers $3,722 $3,231 $3,293
USAA $2,706 $1,763 $1,575

Buy Cheap Florence, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Florence, Alabama auto insurance rates? Find out how car insurance rates in Florence, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,232 $2,218 $1,993 $2,122 $8,746 $9,005 $2,529 $2,620
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,115 $1,972 $1,736 $1,859 $8,883 $9,903 $2,466 $2,620
State Farm $2,551 $2,551 $2,321 $2,321 $7,869 $9,848 $2,885 $3,324
Travelers $1,372 $1,391 $1,295 $1,289 $7,454 $11,751 $1,299 $1,471
USAA $1,251 $1,265 $1,168 $1,137 $3,761 $4,161 $1,626 $1,747

Buy Cheap Florence, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Florence can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Florence, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Florence, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,746 $9,005
GEICO $4,963 $4,863
Liberty Mutual $10,328 $11,482
Nationwide $4,243 $5,451
Progressive $8,883 $9,903
State Farm $7,869 $9,848
Travelers $7,454 $11,751
USAA $3,761 $4,161

Buy Cheap Florence, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Florence, Alabama by comparing Florence senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Florence, AL here.

Annual Auto Insurance Rates for Senior Drivers in Florence, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,993 $2,122
GEICO $1,810 $1,872
Liberty Mutual $2,308 $2,580
Nationwide $1,486 $1,536
Progressive $1,736 $1,859
State Farm $2,321 $2,321
Travelers $1,295 $1,289
USAA $1,168 $1,137

Find Cheap Auto Insurance Rates in Florence, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Florence, Alabama auto insurance. Compare Florence, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,696 $3,876 $4,227
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,449 $2,456 $2,521
Progressive $3,496 $3,923 $4,414
State Farm $3,960 $4,203 $4,463
Travelers $3,227 $3,483 $3,535
USAA $1,943 $2,004 $2,096

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Find Cheap Florence, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Florence. Compare auto insurance rates in Florence, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Florence, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,933 $3,933
GEICO $2,591 $2,683
Liberty Mutual $4,838 $4,838
Nationwide $2,475 $2,475
Progressive $3,944 $3,944
State Farm $4,106 $4,312
Travelers $3,415 $3,415
USAA $1,923 $2,107

Find Cheap Florence, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Florence, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Florence, AL to see how much where you live in Florence affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Florence, Alabama

ZIP Code Average Annual Rates
35630 $3,495
35632 $3,504
35633 $3,519
35634 $3,507

Find Cheap Florence, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Florence, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Florence, AL, take a look at the average cost for various violations versus rates for a clean driving record in Florence.

Annual Florence, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,310 $4,285 $4,181 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,551 $4,485 $3,846 $3,895
State Farm $3,788 $4,723 $4,162 $4,162
Travelers $2,844 $2,984 $4,372 $3,461
USAA $1,550 $1,949 $2,883 $1,676

Find Cheap Florence, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Florence, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Florence for less when you shop around and compare rates from multiple Florence, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Florence, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,757
Farmers $4,181
GEICO $3,548
Liberty Mutual $5,161
Nationwide $3,141
Progressive $3,846
State Farm $4,162
Travelers $4,372
USAA $2,883

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Winners by Category: Where to Buy Cheap Auto Insurance in Florence, AL

Compare rates from the cheapest auto insurance companies in Florence, AL for your needs. Take a look at how Florence, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Florence, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Florence, Alabama Auto Insurance Companies

If you’re looking for the cheapest Florence, AL auto insurance companies overall, you can compare them here. Find the best price for Florence, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Florence, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,933
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,475
Progressive $3,944
State Farm $4,209
Travelers $3,415
USAA $2,015

What affects Florence, Alabama auto insurance rates?

Local factors affect auto insurance rates in Florence, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Florence auto insurance rates.

Auto Theft in Florence

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Florence, AL auto theft show a total of 166 vehicle thefts annually.

Commute Times in Florence

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Florence, AL is 18.9 minutes according to City-Data.

Traffic in Florence

How is traffic in Florence, Alabama? Inrix data shows that Florence, AL traffic makes it the 87th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Florence, AL

You can buy cheap Florence, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Florence, Alabama auto insurance quotes from top companies.

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