Buy Cheap Flora, IL Auto Insurance (2022)

Flora, IL auto insurance rates average $251 a month. Minimum auto insurance requirements in Flora, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Flora, IL, compare Flora auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Flora, IL after a DUI are $3,515/year
  • Average auto insurance rates in Flora, IL for teens drivers are $5,629/year
  • Average auto insurance rates in Flora, IL are $251/month

Finding affordable Flora, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Flora, IL auto insurance with confidence is right here. Auto insurance rates in Flora are affected by local factors as well as personal ones like your driving record.

See how Flora, IL car insurance rates compare to Springfield auto insurance rates, Champaign auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Flora.

Don’t buy Flora, IL auto insurance until you’ve compared rates. Get free Flora, Illinois auto insurance quotes when you enter your ZIP code above.

Flora, IL Minimum Auto Insurance Requirements

The required auto insurance in Flora, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Flora, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Flora, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Flora, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Flora, IL. Take a look at Flora, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Flora, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,687 $3,909 $3,722
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,035 $1,890 $1,509
Nationwide $4,078 $3,280 $2,871
Progressive $3,540 $2,969 $2,728
State Farm $2,899 $1,736 $1,346
Travelers $2,444 $1,940 $1,588
USAA $3,823 $2,623 $2,160

Buy Cheap Flora, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Flora, Illinois auto insurance rates? Find out how car insurance rates in Flora, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flora, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,284 $2,291 $2,036 $2,140 $9,182 $9,573 $2,601 $2,740
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,349 $1,458 $1,123 $1,257 $4,292 $4,779 $1,410 $1,490
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $1,872 $1,791 $1,541 $1,613 $6,218 $6,984 $2,228 $2,386
State Farm $1,310 $1,310 $1,150 $1,150 $3,461 $4,415 $1,474 $1,678
Travelers $1,327 $1,400 $1,188 $1,267 $3,516 $4,333 $1,409 $1,485
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

Buy Cheap Flora, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Flora can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Flora, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Flora, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,182 $9,573
GEICO $4,375 $4,641
Liberty Mutual $4,292 $4,779
Nationwide $5,974 $7,701
Progressive $6,218 $6,984
State Farm $3,461 $4,415
Travelers $3,516 $4,333
USAA $5,528 $6,101

Buy Cheap Flora, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Flora, Illinois by comparing Flora senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Flora, IL here.

Annual Auto Insurance Rates for Senior Drivers in Flora, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,036 $2,140
GEICO $1,364 $1,612
Liberty Mutual $1,123 $1,257
Nationwide $1,920 $2,041
Progressive $1,541 $1,613
State Farm $1,150 $1,150
Travelers $1,188 $1,267
USAA $1,586 $1,562

Find Cheap Auto Insurance Rates in Flora, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Flora, Illinois auto insurance. Compare Flora, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flora, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,931 $4,022 $4,365
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,020 $2,140 $2,274
Nationwide $3,399 $3,437 $3,393
Progressive $2,839 $3,057 $3,341
State Farm $1,904 $1,996 $2,081
Travelers $1,884 $1,988 $2,100
USAA $2,681 $2,866 $3,058

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Find Cheap Flora, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Flora. Compare auto insurance rates in Flora, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Flora, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,106 $4,106
GEICO $2,263 $2,351
Liberty Mutual $2,145 $2,145
Nationwide $3,410 $3,410
Progressive $3,079 $3,079
State Farm $1,944 $2,043
Travelers $1,914 $2,067
USAA $2,788 $2,949

Find Cheap Flora, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Flora, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Flora, IL, take a look at the average cost for various violations versus rates for a clean driving record in Flora.

Annual Flora, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,477 $4,455 $4,345 $4,147
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,793 $2,527 $2,229 $2,030
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $2,552 $3,719 $2,821 $3,224
State Farm $1,842 $2,146 $1,994 $1,994
Travelers $1,597 $2,071 $2,300 $1,994
USAA $2,043 $2,938 $4,028 $2,465

Find Cheap Flora, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Flora, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Flora for less when you shop around and compare rates from multiple Flora, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Flora, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,345
GEICO $3,141
Liberty Mutual $2,229
Nationwide $4,198
Progressive $2,821
State Farm $1,994
Travelers $2,300
USAA $4,028

Winners by Category: Where to Buy Cheap Auto Insurance in Flora, IL

Compare rates from the cheapest auto insurance companies in Flora, IL for your needs. Take a look at how Flora, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Flora, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Flora, Illinois Auto Insurance Companies

If you’re looking for the cheapest Flora, IL auto insurance companies overall, you can compare them here. Find the best price for Flora, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Flora, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,106
GEICO $2,307
Liberty Mutual $2,145
Nationwide $3,410
Progressive $3,079
State Farm $1,994
Travelers $1,991
USAA $2,868

Compare Auto Insurance Quotes in Flora, IL

You can buy cheap Flora, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Flora, Illinois auto insurance quotes from top companies.

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