Buy Cheap Flagstaff, AZ Auto Insurance (2021)

Flagstaff, AZ auto insurance rates average $287 a month. Minimum auto insurance requirements in Flagstaff, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Flagstaff, AZ, compare Flagstaff auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Flagstaff, AZ for teens drivers are $6,552/year
  • Average auto insurance rates in Flagstaff, AZ are $287/month
  • The most expensive auto insurance company in Flagstaff is Allstate

Finding affordable Flagstaff, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Flagstaff, AZ auto insurance with confidence is right here. Auto insurance rates in Flagstaff are affected by local factors as well as personal ones like your driving record.

See how Flagstaff, AZ car insurance rates compare to Peoria auto insurance rates, Tucson auto insurance rates, and Mesa auto insurance rates before you read more about the cost of auto insurance in Flagstaff.

Don’t buy Flagstaff, AZ auto insurance until you’ve compared rates. Get free Flagstaff, Arizona auto insurance quotes when you enter your ZIP code above.

Flagstaff, AZ Minimum Auto Insurance Requirements

The required auto insurance in Flagstaff, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Flagstaff, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Flagstaff, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Flagstaff, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Flagstaff, AZ. Take a look at Flagstaff, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Flagstaff, Arizona

Insurance Company Poor Fair Good
Allstate $6,148 $4,366 $3,874
American Family $4,711 $3,505 $3,020
Farmers $4,833 $4,032 $3,835
GEICO $2,881 $1,893 $1,524
Nationwide $3,498 $2,797 $2,454
Progressive $3,561 $3,111 $2,908
State Farm $7,145 $2,764 $1,730
Travelers $3,740 $3,054 $2,423
USAA $4,008 $2,796 $2,325

Buy Cheap Flagstaff, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Flagstaff, Arizona auto insurance rates? Find out how car insurance rates in Flagstaff, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flagstaff, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,378 $3,378 $3,290 $3,290 $7,438 $9,670 $3,793 $4,131
American Family $2,484 $2,484 $2,282 $2,282 $6,531 $8,487 $2,484 $2,928
Farmers $2,305 $2,300 $2,054 $2,180 $9,670 $10,014 $2,619 $2,726
GEICO $1,422 $1,591 $1,186 $1,503 $4,117 $4,369 $1,305 $1,302
Nationwide $1,977 $2,015 $1,772 $1,875 $4,812 $6,148 $2,275 $2,455
Progressive $1,764 $1,555 $1,587 $1,507 $7,231 $8,082 $1,909 $1,912
State Farm $2,352 $2,352 $2,059 $2,059 $7,304 $9,155 $2,534 $3,221
Travelers $1,948 $2,048 $1,795 $1,908 $5,626 $7,014 $2,066 $2,173
USAA $1,655 $1,659 $1,546 $1,563 $6,234 $7,165 $2,180 $2,341

Buy Cheap Flagstaff, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Flagstaff can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Flagstaff, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Flagstaff, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,438 $9,670
American Family $6,531 $8,487
Farmers $9,670 $10,014
GEICO $4,117 $4,369
Nationwide $4,812 $6,148
Progressive $7,231 $8,082
State Farm $7,304 $9,155
Travelers $5,626 $7,014
USAA $6,234 $7,165

Buy Cheap Flagstaff, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Flagstaff, Arizona by comparing Flagstaff senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Flagstaff, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Flagstaff, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,290 $3,290
American Family $2,282 $2,282
Farmers $2,054 $2,180
GEICO $1,186 $1,503
Nationwide $1,772 $1,875
Progressive $1,587 $1,507
State Farm $2,059 $2,059
Travelers $1,795 $1,908
USAA $1,546 $1,563

Find Cheap Auto Insurance Rates in Flagstaff, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Flagstaff, Arizona auto insurance. Compare Flagstaff, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flagstaff, Arizona

Insurance Company Low Medium High
Allstate $4,513 $4,822 $5,054
American Family $3,608 $3,865 $3,763
Farmers $3,673 $4,273 $4,754
GEICO $1,813 $2,127 $2,358
Nationwide $2,829 $2,941 $2,978
Progressive $2,861 $3,247 $3,472
State Farm $3,526 $3,944 $4,168
Travelers $2,782 $3,116 $3,318
USAA $2,818 $3,082 $3,229

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Find Cheap Flagstaff, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Flagstaff. Compare auto insurance rates in Flagstaff, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Flagstaff, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,796 $4,796
American Family $3,709 $3,782
Farmers $4,233 $4,233
GEICO $2,064 $2,134
Nationwide $2,916 $2,916
Progressive $3,193 $3,193
State Farm $3,784 $3,975
Travelers $3,072 $3,072
USAA $3,010 $3,076

Find Cheap Flagstaff, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Flagstaff, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Flagstaff, AZ to see how much where you live in Flagstaff affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Flagstaff, Arizona

ZIP Code Average Annual Rates
86001 $3,288
86004 $3,258
86005 $3,247
86011 $3,705
86024 $3,420
86038 $3,441

Find Cheap Flagstaff, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Flagstaff, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Flagstaff, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Flagstaff.

Annual Flagstaff, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,841 $4,850 $5,517 $4,976
American Family $2,642 $4,162 $5,107 $3,071
Farmers $3,573 $4,607 $4,495 $4,259
GEICO $1,631 $2,193 $2,943 $1,631
Nationwide $2,476 $2,599 $3,826 $2,764
Progressive $2,821 $3,703 $2,977 $3,272
State Farm $3,529 $4,230 $3,880 $3,880
Travelers $2,457 $3,209 $3,552 $3,071
USAA $2,213 $3,172 $4,181 $2,605

Find Cheap Flagstaff, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Flagstaff, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Flagstaff for less when you shop around and compare rates from multiple Flagstaff, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Flagstaff, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,517
American Family $5,107
Farmers $4,495
GEICO $2,943
Nationwide $3,826
Progressive $2,977
State Farm $3,880
Travelers $3,552
USAA $4,181

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Winners by Category: Where to Buy Cheap Auto Insurance in Flagstaff, AZ

Compare rates from the cheapest auto insurance companies in Flagstaff, AZ for your needs. Take a look at how Flagstaff, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Flagstaff, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Flagstaff, Arizona Auto Insurance Companies

If you’re looking for the cheapest Flagstaff, AZ auto insurance companies overall, you can compare them here. Find the best price for Flagstaff, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Flagstaff, Arizona

Insurance Company Average Annual Rates
Allstate $4,796
American Family $3,745
Farmers $4,233
GEICO $2,099
Nationwide $2,916
Progressive $3,193
State Farm $3,880
Travelers $3,072
USAA $3,043

What affects Flagstaff, Arizona auto insurance rates?

Local factors affect auto insurance rates in Flagstaff, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Flagstaff auto insurance rates.

Auto Theft in Flagstaff

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Flagstaff, AZ auto theft show a total of 53 vehicle thefts annually.

Commute Times in Flagstaff

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Flagstaff, AZ is 15.4 minutes according to City-Data.

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Compare Auto Insurance Quotes in Flagstaff, AZ

You can buy cheap Flagstaff, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Flagstaff, Arizona auto insurance quotes from top companies.

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