Buy Cheap Fishers, IN Auto Insurance (2022)

Fishers, IN auto insurance rates average $264 a month. Minimum auto insurance requirements in Fishers, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Fishers, IN, compare Fishers auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fishers, IN after a DUI are $3,749/year
  • The most expensive auto insurance company in Fishers is Liberty Mutual
  • Average auto insurance rates in Fishers, IN for teens drivers are $6,320/year

Finding affordable Fishers, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Fishers, IN auto insurance with confidence is right here. Auto insurance rates in Fishers are affected by local factors as well as personal ones like your driving record.

See how Fishers, IN car insurance rates compare to South Bend auto insurance rates, Fishers auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Fishers.

Don’t buy Fishers, IN auto insurance until you’ve compared rates. Get free Fishers, Indiana auto insurance quotes when you enter your ZIP code above.

Fishers, IN Minimum Auto Insurance Requirements

The required auto insurance in Fishers, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Fishers, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Fishers, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fishers, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fishers, IN. Take a look at Fishers, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fishers, Indiana

Insurance Company Poor Fair Good
Allstate $4,614 $3,450 $3,138
American Family $4,926 $3,186 $2,665
Farmers $3,930 $3,216 $2,981
GEICO $2,689 $2,235 $1,782
Liberty Mutual $6,259 $4,076 $3,770
Nationwide $3,198 $2,698 $2,527
Progressive $4,438 $3,948 $3,729
State Farm $3,374 $2,013 $1,560
Travelers $3,596 $3,052 $3,050
USAA $2,248 $1,491 $1,279

Buy Cheap Fishers, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fishers, Indiana auto insurance rates? Find out how car insurance rates in Fishers, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fishers, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,282 $2,330 $2,016 $2,206 $7,174 $9,080 $2,292 $2,490
American Family $2,221 $2,221 $2,005 $2,005 $6,296 $9,057 $2,221 $2,713
Farmers $1,510 $1,492 $1,287 $1,449 $8,260 $8,837 $2,006 $2,165
GEICO $1,511 $1,506 $1,424 $1,480 $4,518 $4,188 $1,736 $1,520
Liberty Mutual $3,239 $3,239 $2,984 $2,984 $6,995 $10,521 $3,239 $4,411
Nationwide $1,712 $1,746 $1,504 $1,600 $5,093 $6,585 $2,020 $2,203
Progressive $1,700 $1,599 $1,546 $1,556 $10,197 $11,423 $2,129 $2,157
State Farm $1,388 $1,388 $1,250 $1,250 $4,385 $5,602 $1,544 $1,718
Travelers $1,153 $1,172 $1,087 $1,085 $7,263 $11,474 $1,224 $1,404
USAA $1,056 $1,036 $989 $989 $3,019 $3,356 $1,424 $1,513

Buy Cheap Fishers, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fishers can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fishers, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fishers, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,174 $9,080
American Family $6,296 $9,057
Farmers $8,260 $8,837
GEICO $4,518 $4,188
Liberty Mutual $6,995 $10,521
Nationwide $5,093 $6,585
Progressive $10,197 $11,423
State Farm $4,385 $5,602
Travelers $7,263 $11,474
USAA $3,019 $3,356

Buy Cheap Fishers, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Fishers, Indiana by comparing Fishers senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fishers, IN here.

Annual Auto Insurance Rates for Senior Drivers in Fishers, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,016 $2,206
American Family $2,005 $2,005
Farmers $1,287 $1,449
GEICO $1,424 $1,480
Liberty Mutual $2,984 $2,984
Nationwide $1,504 $1,600
Progressive $1,546 $1,556
State Farm $1,250 $1,250
Travelers $1,087 $1,085
USAA $989 $989

Find Cheap Auto Insurance Rates in Fishers, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fishers, Indiana auto insurance. Compare Fishers, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fishers, Indiana

Insurance Company Low Medium High
Allstate $3,543 $3,718 $3,940
American Family $3,541 $3,711 $3,526
Farmers $3,265 $3,371 $3,491
GEICO $2,101 $2,229 $2,376
Liberty Mutual $4,517 $4,687 $4,900
Nationwide $2,843 $2,787 $2,794
Progressive $3,808 $3,974 $4,333
State Farm $2,194 $2,315 $2,438
Travelers $3,170 $3,262 $3,266
USAA $1,611 $1,669 $1,738

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Find Cheap Fishers, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fishers. Compare auto insurance rates in Fishers, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fishers, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,734 $3,734
American Family $3,549 $3,636
Farmers $3,376 $3,376
GEICO $2,199 $2,272
Liberty Mutual $4,579 $4,824
Nationwide $2,808 $2,808
Progressive $4,038 $4,038
State Farm $2,250 $2,381
Travelers $3,233 $3,233
USAA $1,651 $1,695

Find Cheap Fishers, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Fishers, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fishers, IN to see how much where you live in Fishers affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fishers, Indiana

ZIP Code Average Annual Rates
46037 $3,061
46038 $3,014
46055 $3,248

Find Cheap Fishers, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Fishers, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fishers, IN, take a look at the average cost for various violations versus rates for a clean driving record in Fishers.

Annual Fishers, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,974 $4,383 $4,039 $3,539
American Family $2,475 $3,947 $4,998 $2,950
Farmers $3,017 $3,526 $3,629 $3,330
GEICO $1,454 $2,313 $3,161 $2,013
Liberty Mutual $3,607 $4,298 $6,905 $3,997
Nationwide $2,419 $3,109 $2,983 $2,720
Progressive $3,020 $5,334 $3,604 $4,196
State Farm $2,258 $2,489 $2,258 $2,258
Travelers $2,748 $3,394 $3,843 $2,946
USAA $1,258 $1,800 $2,069 $1,563

Find Cheap Fishers, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fishers, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Fishers for less when you shop around and compare rates from multiple Fishers, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fishers, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
American Family $4,998
Farmers $3,629
GEICO $3,161
Liberty Mutual $6,905
Nationwide $2,983
Progressive $3,604
State Farm $2,258
Travelers $3,843
USAA $2,069

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Winners by Category: Where to Buy Cheap Auto Insurance in Fishers, IN

Compare rates from the cheapest auto insurance companies in Fishers, IN for your needs. Take a look at how Fishers, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fishers, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Fishers, Indiana Auto Insurance Companies

If you’re looking for the cheapest Fishers, IN auto insurance companies overall, you can compare them here. Find the best price for Fishers, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Fishers, Indiana

Insurance Company Average Annual Rates
Allstate $3,734
American Family $3,592
Farmers $3,376
GEICO $2,235
Liberty Mutual $4,702
Nationwide $2,808
Progressive $4,038
State Farm $2,316
Travelers $3,233
USAA $1,673

What affects Fishers, Indiana auto insurance rates?

Local factors affect auto insurance rates in Fishers, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Fishers auto insurance rates.

Auto Theft in Fishers

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fishers, IN auto theft show a total of 68 vehicle thefts annually.

Commute Times in Fishers

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fishers, IN is 26.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Fishers, IN

You can buy cheap Fishers, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fishers, Indiana auto insurance quotes from top companies.

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