Buy Cheap Ferney, SD Auto Insurance (2021)

Ferney, SD auto insurance rates average $317 a month. Minimum auto insurance requirements in Ferney, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Ferney, SD, compare Ferney auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ferney, SD after a DUI are $4,610/year
  • Average auto insurance rates in Ferney, SD for teens drivers are $7,416/year
  • Average auto insurance rates in Ferney, SD are $317/month

Finding affordable Ferney, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Ferney, SD auto insurance with confidence is right here. Auto insurance rates in Ferney are affected by local factors as well as personal ones like your driving record.

See how Ferney, SD car insurance rates compare to Vermillion auto insurance rates, Spearfish auto insurance rates, and Box Elder auto insurance rates before you read more about the cost of auto insurance in Ferney.

Don’t buy Ferney, SD auto insurance until you’ve compared rates. Get free Ferney, South Dakota auto insurance quotes when you enter your ZIP code above.

Ferney, SD Minimum Auto Insurance Requirements

The required auto insurance in Ferney, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Ferney, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Ferney, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ferney, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ferney, SD. Take a look at Ferney, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ferney, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,654 $4,074 $3,451
Farmers $3,834 $3,236 $3,103
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,887 $3,233 $2,984
State Farm $3,023 $1,808 $1,401

Buy Cheap Ferney, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ferney, South Dakota auto insurance rates? Find out how car insurance rates in Ferney, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferney, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,786 $1,790 $1,572 $1,635 $7,954 $8,265 $1,996 $2,129
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,933 $1,905 $1,592 $1,642 $6,986 $7,946 $2,419 $2,523
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

Buy Cheap Ferney, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ferney can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ferney, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ferney, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,503 $9,548
Farmers $7,954 $8,265
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $6,986 $7,946
State Farm $3,556 $4,546

Buy Cheap Ferney, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Ferney, South Dakota by comparing Ferney senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ferney, SD here.

Annual Auto Insurance Rates for Senior Drivers in Ferney, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,812 $2,812
Farmers $1,572 $1,635
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,592 $1,642
State Farm $1,209 $1,209

Find Cheap Auto Insurance Rates in Ferney, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ferney, South Dakota auto insurance. Compare Ferney, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferney, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,448 $4,526 $4,204
Farmers $3,253 $3,357 $3,562
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,278 $3,337 $3,489
State Farm $2,004 $2,079 $2,150

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Find Cheap Ferney, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ferney. Compare auto insurance rates in Ferney, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ferney, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,338 $4,448
Farmers $3,391 $3,391
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,368 $3,368
State Farm $2,027 $2,128

Find Cheap Ferney, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Ferney, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ferney, SD, take a look at the average cost for various violations versus rates for a clean driving record in Ferney.

Annual Ferney, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,890 $3,652 $3,563 $3,458
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,906 $3,933 $3,135 $3,499
State Farm $1,938 $2,218 $2,078 $2,078

Find Cheap Ferney, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ferney, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Ferney for less when you shop around and compare rates from multiple Ferney, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ferney, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
American Family $6,053
Farmers $3,563
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,135
State Farm $2,078

Winners by Category: Where to Buy Cheap Auto Insurance in Ferney, SD

Compare rates from the cheapest auto insurance companies in Ferney, SD for your needs. Take a look at how Ferney, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ferney, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Ferney, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Ferney, SD auto insurance companies overall, you can compare them here. Find the best price for Ferney, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Ferney, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,393
Farmers $3,391
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,368
State Farm $2,078

Compare Auto Insurance Quotes in Ferney, SD

You can buy cheap Ferney, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ferney, South Dakota auto insurance quotes from top companies.

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