Buy Cheap Ferndale, NY Auto Insurance (2021)

Ferndale, NY auto insurance rates average $407 a month. Minimum auto insurance requirements in Ferndale, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Ferndale, NY, compare Ferndale auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Ferndale, NY are $407/month
  • The most expensive auto insurance company in Ferndale is Liberty Mutual
  • The most expensive auto insurance company in Ferndale after a DUI is Liberty Mutual

Finding affordable Ferndale, New York auto insurance can be challenging, but everything you need to know to buy cheap Ferndale, NY auto insurance with confidence is right here. Auto insurance rates in Ferndale are affected by local factors as well as personal ones like your driving record.

See how Ferndale, NY car insurance rates compare to Mount Vernon auto insurance rates, New Rochelle auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Ferndale.

Don’t buy Ferndale, NY auto insurance until you’ve compared rates. Get free Ferndale, New York auto insurance quotes when you enter your ZIP code above.

Ferndale, NY Minimum Auto Insurance Requirements

The required auto insurance in Ferndale, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Ferndale, New York is outlined here.

Minimum Required Auto Insurance Coverage in Ferndale, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ferndale, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ferndale, NY. Take a look at Ferndale, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ferndale, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $3,745 $2,751 $2,469
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,669 $3,342 $2,416
State Farm $7,282 $4,565 $3,623
Travelers $6,455 $4,008 $3,464
USAA $6,458 $3,262 $2,875

Buy Cheap Ferndale, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ferndale, New York auto insurance rates? Find out how car insurance rates in Ferndale, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferndale, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,187 $2,102 $2,121 $2,090 $4,632 $6,783 $1,972 $2,016
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,560 $2,379 $2,037 $2,073 $8,408 $9,285 $3,263 $3,135
State Farm $3,273 $3,273 $2,851 $2,851 $9,481 $12,165 $3,596 $3,763
Travelers $3,402 $3,415 $3,065 $3,279 $7,645 $9,019 $3,590 $3,724
USAA $2,184 $2,147 $1,981 $1,986 $8,851 $10,520 $2,808 $3,111

Buy Cheap Ferndale, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ferndale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ferndale, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ferndale, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $4,632 $6,783
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $8,408 $9,285
State Farm $9,481 $12,165
Travelers $7,645 $9,019
USAA $8,851 $10,520

Buy Cheap Ferndale, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Ferndale, New York by comparing Ferndale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ferndale, NY here.

Annual Auto Insurance Rates for Senior Drivers in Ferndale, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,121 $2,090
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $2,037 $2,073
State Farm $2,851 $2,851
Travelers $3,065 $3,279
USAA $1,981 $1,986

Find Cheap Auto Insurance Rates in Ferndale, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ferndale, New York auto insurance. Compare Ferndale, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferndale, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,820 $2,973 $3,171
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,917 $4,114 $4,397
State Farm $4,915 $5,183 $5,372
Travelers $4,393 $4,590 $4,945
USAA $4,062 $4,175 $4,359

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ferndale, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ferndale. Compare auto insurance rates in Ferndale, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ferndale, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,900 $3,076
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $4,142 $4,142
State Farm $4,969 $5,345
Travelers $4,642 $4,642
USAA $4,156 $4,241

Find Cheap Ferndale, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Ferndale, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ferndale, NY, take a look at the average cost for various violations versus rates for a clean driving record in Ferndale.

Annual Ferndale, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,333 $2,543 $4,742 $2,333
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,028 $4,028 $4,461 $4,053
State Farm $4,914 $4,914 $5,399 $5,399
Travelers $3,991 $4,948 $5,015 $4,616
USAA $3,740 $3,801 $5,451 $3,801

Find Cheap Ferndale, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ferndale, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Ferndale for less when you shop around and compare rates from multiple Ferndale, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ferndale, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,782
GEICO $4,742
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,461
State Farm $5,399
Travelers $5,015
USAA $5,451

Winners by Category: Where to Buy Cheap Auto Insurance in Ferndale, NY

Compare rates from the cheapest auto insurance companies in Ferndale, NY for your needs. Take a look at how Ferndale, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ferndale, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ferndale, New York Auto Insurance Companies

If you’re looking for the cheapest Ferndale, NY auto insurance companies overall, you can compare them here. Find the best price for Ferndale, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Ferndale, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,988
Liberty Mutual $7,688
Nationwide $4,811
Progressive $4,142
State Farm $5,157
Travelers $4,642
USAA $4,198

Compare Auto Insurance Quotes in Ferndale, NY

You can buy cheap Ferndale, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ferndale, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption