Buy Cheap Ferndale, FL Auto Insurance (2021)

Ferndale, FL auto insurance rates average $327 a month. Minimum auto insurance requirements in Ferndale, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Ferndale, FL, compare Ferndale auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Ferndale after a DUI is Allstate
  • Average auto insurance rates in Ferndale, FL are $327/month
  • Average auto insurance rates in Ferndale, FL for teens drivers are $7,051/year

Finding affordable Ferndale, Florida auto insurance can be challenging, but everything you need to know to buy cheap Ferndale, FL auto insurance with confidence is right here. Auto insurance rates in Ferndale are affected by local factors as well as personal ones like your driving record.

See how Ferndale, FL car insurance rates compare to Port St. Lucie auto insurance rates, Orlando auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Ferndale.

Don’t buy Ferndale, FL auto insurance until you’ve compared rates. Get free Ferndale, Florida auto insurance quotes when you enter your ZIP code above.

Ferndale, FL Minimum Auto Insurance Requirements

The required auto insurance in Ferndale, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Ferndale, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Ferndale, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ferndale, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ferndale, FL. Take a look at Ferndale, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ferndale, Florida

Insurance Company Poor Fair Good
Allstate $9,451 $5,969 $4,838
GEICO $4,793 $2,908 $2,187
Liberty Mutual $4,943 $3,671 $3,008
Nationwide $4,500 $3,317 $3,006
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

Buy Cheap Ferndale, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ferndale, Florida auto insurance rates? Find out how car insurance rates in Ferndale, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferndale, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,204 $4,014 $3,656 $3,710 $14,410 $15,601 $4,184 $4,241
GEICO $2,611 $2,621 $2,448 $2,448 $4,648 $5,813 $2,872 $2,908
Liberty Mutual $2,735 $2,735 $2,520 $2,520 $5,587 $8,515 $2,735 $3,647
Nationwide $2,524 $2,496 $2,257 $2,334 $6,074 $7,495 $2,780 $2,899
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Buy Cheap Ferndale, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ferndale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ferndale, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ferndale, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,410 $15,601
GEICO $4,648 $5,813
Liberty Mutual $5,587 $8,515
Nationwide $6,074 $7,495
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,625 $5,382

Buy Cheap Ferndale, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ferndale, Florida by comparing Ferndale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ferndale, FL here.

Annual Auto Insurance Rates for Senior Drivers in Ferndale, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,656 $3,710
GEICO $2,448 $2,448
Liberty Mutual $2,520 $2,520
Nationwide $2,257 $2,334
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,264 $1,254

Find Cheap Auto Insurance Rates in Ferndale, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ferndale, Florida auto insurance. Compare Ferndale, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferndale, Florida

Insurance Company Low Medium High
Allstate $5,240 $7,096 $7,922
GEICO $2,706 $3,410 $3,772
Liberty Mutual $3,555 $3,927 $4,140
Nationwide $2,861 $3,748 $4,213
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ferndale, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ferndale. Compare auto insurance rates in Ferndale, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ferndale, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,560 $6,945
GEICO $3,280 $3,312
Liberty Mutual $3,754 $3,994
Nationwide $3,607 $3,607
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,315 $2,368

Find Cheap Ferndale, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Ferndale, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ferndale, FL, take a look at the average cost for various violations versus rates for a clean driving record in Ferndale.

Annual Ferndale, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,827 $6,980 $7,739 $6,464
GEICO $2,301 $2,936 $4,363 $3,585
Liberty Mutual $2,839 $3,638 $5,203 $3,817
Nationwide $3,086 $3,380 $4,540 $3,424
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Find Cheap Ferndale, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ferndale, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Ferndale for less when you shop around and compare rates from multiple Ferndale, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ferndale, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,739
GEICO $4,363
Liberty Mutual $5,203
Nationwide $4,540
Progressive $4,982
State Farm $2,499
USAA $3,348

Winners by Category: Where to Buy Cheap Auto Insurance in Ferndale, FL

Compare rates from the cheapest auto insurance companies in Ferndale, FL for your needs. Take a look at how Ferndale, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ferndale, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ferndale, Florida Auto Insurance Companies

If you’re looking for the cheapest Ferndale, FL auto insurance companies overall, you can compare them here. Find the best price for Ferndale, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Ferndale, Florida

Insurance Company Average Annual Rates
Allstate $6,752
GEICO $3,296
Liberty Mutual $3,874
Nationwide $3,607
Progressive $5,068
State Farm $2,499
USAA $2,342

What affects Ferndale, Florida auto insurance rates?

Local factors affect auto insurance rates in Ferndale, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Ferndale auto insurance rates.

Commute Times in Ferndale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ferndale, FL is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Ferndale, FL

You can buy cheap Ferndale, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ferndale, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption