Buy Cheap Ferndale, CA Auto Insurance (2021)

Ferndale, CA auto insurance rates average $253 a month. Minimum auto insurance requirements in Ferndale, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Ferndale, CA, compare Ferndale auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ferndale, CA are $253/month
  • The most expensive auto insurance company in Ferndale after a DUI is State Farm
  • The most expensive auto insurance company in Ferndale is Farmers

Finding affordable Ferndale, California auto insurance can be challenging, but everything you need to know to buy cheap Ferndale, CA auto insurance with confidence is right here. Auto insurance rates in Ferndale are affected by local factors as well as personal ones like your driving record.

See how Ferndale, CA car insurance rates compare to Sacramento auto insurance rates, Long Beach auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Ferndale.

Don’t buy Ferndale, CA auto insurance until you’ve compared rates. Get free Ferndale, California auto insurance quotes when you enter your ZIP code above.

Ferndale, CA Minimum Auto Insurance Requirements

The required auto insurance in Ferndale, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Ferndale, California is outlined here.

Minimum Required Auto Insurance Coverage in Ferndale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Ferndale, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ferndale, California auto insurance rates? Find out how car insurance rates in Ferndale, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferndale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,363 $2,373 $1,718 $1,753 $6,475 $8,157 $3,083 $3,436
Farmers $2,136 $2,136 $1,912 $1,912 $6,849 $11,333 $2,533 $2,820
GEICO $1,531 $1,533 $1,441 $1,441 $4,675 $4,781 $2,202 $2,263
Liberty Mutual $1,981 $1,886 $1,828 $1,776 $4,316 $4,557 $2,245 $2,254
Nationwide $2,564 $2,455 $2,232 $2,111 $6,404 $7,070 $3,055 $3,031
Progressive $1,569 $1,612 $1,354 $1,595 $4,173 $5,014 $2,279 $2,447
State Farm $2,881 $2,881 $2,572 $2,572 $5,254 $6,511 $3,187 $3,287
Travelers $1,986 $1,930 $1,758 $1,740 $3,963 $4,545 $2,553 $2,509
USAA $1,623 $1,541 $1,584 $1,594 $3,656 $3,689 $2,255 $2,134

Buy Cheap Ferndale, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ferndale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ferndale, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ferndale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,475 $8,157
Farmers $6,849 $11,333
GEICO $4,675 $4,781
Liberty Mutual $4,316 $4,557
Nationwide $6,404 $7,070
Progressive $4,173 $5,014
State Farm $5,254 $6,511
Travelers $3,963 $4,545
USAA $3,656 $3,689

Buy Cheap Ferndale, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ferndale, California by comparing Ferndale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ferndale, CA here.

Annual Auto Insurance Rates for Senior Drivers in Ferndale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,753
Farmers $1,912 $1,912
GEICO $1,441 $1,441
Liberty Mutual $1,828 $1,776
Nationwide $2,232 $2,111
Progressive $1,354 $1,595
State Farm $2,572 $2,572
Travelers $1,758 $1,740
USAA $1,584 $1,594

Find Cheap Auto Insurance Rates in Ferndale, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ferndale, California auto insurance. Compare Ferndale, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferndale, California

Insurance Company Low Medium High
Allstate $3,521 $3,694 $3,795
Farmers $3,725 $3,980 $4,156
GEICO $2,339 $2,504 $2,608
Liberty Mutual $2,453 $2,624 $2,738
Nationwide $3,282 $3,673 $3,890
Progressive $2,210 $2,582 $2,725
State Farm $3,330 $3,695 $3,903
Travelers $2,318 $2,687 $2,863
USAA $2,081 $2,297 $2,400

Find Cheap Ferndale, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ferndale. Compare auto insurance rates in Ferndale, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ferndale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,321 $4,018
Farmers $3,589 $4,319
GEICO $2,257 $2,710
Liberty Mutual $2,392 $2,818
Nationwide $3,199 $4,032
Progressive $2,278 $2,732
State Farm $3,511 $3,775
Travelers $2,367 $2,879
USAA $2,084 $2,435

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Find Cheap Ferndale, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Ferndale, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ferndale, CA, take a look at the average cost for various violations versus rates for a clean driving record in Ferndale.

Annual Ferndale, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,203 $3,753 $5,827 $2,895
Farmers $2,918 $3,977 $4,966 $3,955
GEICO $1,739 $2,674 $3,362 $2,157
Liberty Mutual $2,260 $3,032 $2,734 $2,395
Nationwide $2,528 $3,235 $5,462 $3,235
Progressive $1,636 $2,785 $3,247 $2,354
State Farm $2,595 $3,098 $5,864 $3,014
Travelers $1,786 $2,833 $3,300 $2,573
USAA $1,505 $2,232 $3,654 $1,648

Find Cheap Ferndale, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ferndale, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Ferndale for less when you shop around and compare rates from multiple Ferndale, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ferndale, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,827
Farmers $4,966
GEICO $3,362
Liberty Mutual $2,734
Nationwide $5,462
Progressive $3,247
State Farm $5,864
Travelers $3,300
USAA $3,654

Winners by Category: Where to Buy Cheap Auto Insurance in Ferndale, CA

Compare rates from the cheapest auto insurance companies in Ferndale, CA for your needs. Take a look at how Ferndale, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ferndale, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Ferndale, California Auto Insurance Companies

If you’re looking for the cheapest Ferndale, CA auto insurance companies overall, you can compare them here. Find the best price for Ferndale, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Ferndale, California

Insurance Company Average Annual Rates
Allstate $3,670
Farmers $3,954
GEICO $2,483
Liberty Mutual $2,605
Nationwide $3,615
Progressive $2,505
State Farm $3,643
Travelers $2,623
USAA $2,259

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What affects Ferndale, California auto insurance rates?

Local factors affect auto insurance rates in Ferndale, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ferndale auto insurance rates.

Commute Times in Ferndale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ferndale, CA is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Ferndale, CA

You can buy cheap Ferndale, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ferndale, California auto insurance quotes from top companies.

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