Buy Cheap Federal Way, WA Auto Insurance (2022)

Federal Way, WA auto insurance rates average $312 a month. Minimum auto insurance requirements in Federal Way, Washington are 25/50/10 to comply with Washington laws. To buy cheap auto insurance in Federal Way, WA, compare Federal Way auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Federal Way, WA for teens drivers are $7,594/year
  • Average auto insurance rates in Federal Way, WA are $312/month
  • Average auto insurance rates in Federal Way, WA after a DUI are $4,377/year

Finding affordable Federal Way, Washington auto insurance can be challenging, but everything you need to know to buy cheap Federal Way, WA auto insurance with confidence is right here. Auto insurance rates in Federal Way are affected by local factors as well as personal ones like your driving record.

See how Federal Way, WA car insurance rates compare to Tacoma auto insurance rates, Renton auto insurance rates, and Everett auto insurance rates before you read more about the cost of auto insurance in Federal Way.

Don’t buy Federal Way, WA auto insurance until you’ve compared rates. Get free Federal Way, Washington auto insurance quotes when you enter your ZIP code above.

Federal Way, WA Minimum Auto Insurance Requirements

The required auto insurance in Federal Way, WA is 25/50/10 according to the auto insurance laws in Washington. The minimum auto insurance in Federal Way, Washington is outlined here.

Minimum Required Auto Insurance Coverage in Federal Way, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Federal Way, WA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Federal Way, WA. Take a look at Federal Way, Washington auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Federal Way, Washington

Insurance Company Poor Fair Good
Allstate $5,594 $4,305 $3,689
American Family $5,428 $4,438 $3,943
Farmers $4,744 $3,616 $3,366
GEICO $3,788 $3,030 $2,728
Liberty Mutual $6,807 $4,193 $3,285
Nationwide $3,331 $2,599 $2,430
Progressive $4,330 $3,877 $3,616
State Farm $4,618 $2,766 $2,146
USAA $3,608 $2,645 $2,328

Buy Cheap Federal Way, WA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Federal Way, Washington auto insurance rates? Find out how car insurance rates in Federal Way, WA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Federal Way, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,579 $2,548 $2,381 $2,504 $9,542 $11,081 $2,745 $2,855
American Family $2,429 $2,429 $2,221 $2,221 $9,264 $12,600 $2,429 $3,231
Farmers $2,752 $2,827 $2,518 $2,871 $6,380 $6,864 $3,475 $3,580
GEICO $2,150 $2,188 $2,016 $2,016 $4,695 $6,109 $3,644 $2,638
Liberty Mutual $2,099 $2,296 $1,879 $2,216 $11,891 $13,052 $2,235 $2,426
Nationwide $1,768 $1,808 $1,645 $1,712 $4,946 $5,986 $2,131 $2,295
Progressive $1,852 $1,723 $1,676 $1,694 $9,531 $10,664 $2,207 $2,182
State Farm $1,968 $1,968 $1,775 $1,775 $5,790 $7,319 $2,245 $2,574
USAA $1,389 $1,367 $1,346 $1,344 $6,308 $7,425 $1,766 $1,936

Buy Cheap Federal Way, WA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Federal Way can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Federal Way, WA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Federal Way, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,542 $11,081
American Family $9,264 $12,600
Farmers $6,380 $6,864
GEICO $4,695 $6,109
Liberty Mutual $11,891 $13,052
Nationwide $4,946 $5,986
Progressive $9,531 $10,664
State Farm $5,790 $7,319
USAA $6,308 $7,425

Buy Cheap Federal Way, WA Auto Insurance for Seniors

You can save on senior auto insurance rates in Federal Way, Washington by comparing Federal Way senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Federal Way, WA here.

Annual Auto Insurance Rates for Senior Drivers in Federal Way, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,381 $2,504
American Family $2,221 $2,221
Farmers $2,518 $2,871
GEICO $2,016 $2,016
Liberty Mutual $1,879 $2,216
Nationwide $1,645 $1,712
Progressive $1,676 $1,694
State Farm $1,775 $1,775
USAA $1,346 $1,344

Find Cheap Auto Insurance Rates in Federal Way, WA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Federal Way, Washington auto insurance. Compare Federal Way, WA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Federal Way, Washington

Insurance Company Low Medium High
Allstate $4,279 $4,516 $4,793
American Family $4,334 $4,597 $4,878
Farmers $3,615 $3,909 $4,202
GEICO $2,958 $3,183 $3,404
Liberty Mutual $4,451 $4,773 $5,061
Nationwide $2,618 $2,786 $2,956
Progressive $3,517 $3,821 $4,486
State Farm $2,943 $3,194 $3,393
USAA $2,659 $2,860 $3,061

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Federal Way, WA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Federal Way. Compare auto insurance rates in Federal Way, WA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Federal Way, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,529 $4,529
American Family $4,510 $4,696
Farmers $3,908 $3,908
GEICO $3,142 $3,222
Liberty Mutual $4,762 $4,762
Nationwide $2,786 $2,786
Progressive $3,941 $3,941
State Farm $3,087 $3,266
USAA $2,832 $2,888

Find Cheap Federal Way, WA Auto Insurance Rates by ZIP Code

Auto insurance rates in Federal Way, Washington can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Federal Way, WA to see how much where you live in Federal Way affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Federal Way, Washington

ZIP Code Average Annual Rates
98003 $3,733
98023 $3,781

Find Cheap Federal Way, WA Auto Insurance Rates by Driving Record

Auto insurance rates in Federal Way, Washington are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Federal Way, WA, take a look at the average cost for various violations versus rates for a clean driving record in Federal Way.

Annual Federal Way, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,778 $4,772 $5,315 $4,251
American Family $3,687 $4,729 $5,473 $4,525
Farmers $3,239 $4,043 $4,323 $4,028
GEICO $2,465 $3,141 $4,657 $2,465
Liberty Mutual $4,057 $5,125 $5,217 $4,648
Nationwide $2,162 $2,933 $3,686 $2,365
Progressive $3,185 $5,022 $3,712 $3,846
State Farm $2,881 $3,472 $3,177 $3,177
USAA $2,089 $3,045 $3,832 $2,474

Find Cheap Federal Way, WA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Federal Way, Washington is higher than for a clean driving record. You can buy auto insurance after a DUI in Federal Way for less when you shop around and compare rates from multiple Federal Way, WA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Federal Way, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,315
American Family $5,473
Farmers $4,323
GEICO $4,657
Liberty Mutual $5,217
Nationwide $3,686
Progressive $3,712
State Farm $3,177
USAA $3,832

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Federal Way, WA

Compare rates from the cheapest auto insurance companies in Federal Way, WA for your needs. Take a look at how Federal Way, Washington auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Federal Way, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Find Cheap Federal Way, Washington Auto Insurance Companies

If you’re looking for the cheapest Federal Way, WA auto insurance companies overall, you can compare them here. Find the best price for Federal Way, Washington car insurance by company.

Average Annual Auto Insurance Rates by Company in Federal Way, Washington

Insurance Company Average Annual Rates
Allstate $4,529
American Family $4,603
Farmers $3,908
GEICO $3,182
Liberty Mutual $4,762
Nationwide $2,786
Progressive $3,941
State Farm $3,177
USAA $2,860

What affects Federal Way, Washington auto insurance rates?

Local factors affect auto insurance rates in Federal Way, WA, including traffic, theft statistics, and commute length. Take a look at the things that impact Federal Way auto insurance rates.

Auto Theft in Federal Way

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Federal Way, WA auto theft show a total of 770 vehicle thefts annually.

Commute Times in Federal Way

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Federal Way, WA is 35.3 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Federal Way, WA

You can buy cheap Federal Way, WA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Federal Way, Washington auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption