Buy Cheap Fayetteville, NY Auto Insurance (2021)

Fayetteville, NY auto insurance rates average $261 a month. Minimum auto insurance requirements in Fayetteville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Fayetteville, NY, compare Fayetteville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Fayetteville after a DUI is Liberty Mutual
  • Average auto insurance rates in Fayetteville, NY are $261/month
  • Average auto insurance rates in Fayetteville, NY after a DUI are $4,146/year

Finding affordable Fayetteville, New York auto insurance can be challenging, but everything you need to know to buy cheap Fayetteville, NY auto insurance with confidence is right here. Auto insurance rates in Fayetteville are affected by local factors as well as personal ones like your driving record.

See how Fayetteville, NY car insurance rates compare to Albany auto insurance rates, Syracuse auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Fayetteville.

Don’t buy Fayetteville, NY auto insurance until you’ve compared rates. Get free Fayetteville, New York auto insurance quotes when you enter your ZIP code above.

Fayetteville, NY Minimum Auto Insurance Requirements

The required auto insurance in Fayetteville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Fayetteville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Fayetteville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fayetteville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fayetteville, NY. Take a look at Fayetteville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fayetteville, New York

Insurance Company Poor Fair Good
Allstate $5,232 $3,086 $2,670
GEICO $2,289 $1,682 $1,510
Liberty Mutual $6,321 $4,146 $3,114
Nationwide $2,702 $2,702 $2,702
Progressive $4,244 $2,229 $1,646
State Farm $4,665 $2,925 $2,322
Travelers $4,783 $3,035 $2,638
USAA $4,309 $2,210 $1,959

Buy Cheap Fayetteville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fayetteville, New York auto insurance rates? Find out how car insurance rates in Fayetteville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayetteville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,282 $2,278 $2,324 $7,301 $7,901 $2,385 $2,412
GEICO $1,327 $1,280 $1,294 $1,275 $2,831 $4,181 $1,194 $1,233
Liberty Mutual $3,284 $3,284 $3,062 $3,062 $6,397 $10,359 $3,284 $3,483
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,582 $1,468 $1,264 $1,284 $5,666 $6,316 $2,063 $2,011
State Farm $2,049 $2,049 $1,792 $1,792 $6,163 $7,931 $2,260 $2,394
Travelers $2,450 $2,464 $2,264 $2,420 $5,902 $7,064 $2,607 $2,711
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Buy Cheap Fayetteville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fayetteville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fayetteville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fayetteville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,301 $7,901
GEICO $2,831 $4,181
Liberty Mutual $6,397 $10,359
Nationwide $3,642 $5,406
Progressive $5,666 $6,316
State Farm $6,163 $7,931
Travelers $5,902 $7,064
USAA $5,994 $7,111

Buy Cheap Fayetteville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Fayetteville, New York by comparing Fayetteville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fayetteville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Fayetteville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,324
GEICO $1,294 $1,275
Liberty Mutual $3,062 $3,062
Nationwide $1,927 $1,927
Progressive $1,264 $1,284
State Farm $1,792 $1,792
Travelers $2,264 $2,420
USAA $1,341 $1,334

Find Cheap Auto Insurance Rates in Fayetteville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fayetteville, New York auto insurance. Compare Fayetteville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayetteville, New York

Insurance Company Low Medium High
Allstate $3,479 $3,651 $3,857
GEICO $1,736 $1,826 $1,919
Liberty Mutual $4,321 $4,511 $4,749
Nationwide $2,548 $2,683 $2,875
Progressive $2,567 $2,695 $2,858
State Farm $3,121 $3,325 $3,466
Travelers $3,310 $3,455 $3,691
USAA $2,741 $2,813 $2,922

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fayetteville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fayetteville. Compare auto insurance rates in Fayetteville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fayetteville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,613 $3,712
GEICO $1,773 $1,881
Liberty Mutual $4,401 $4,653
Nationwide $2,702 $2,702
Progressive $2,707 $2,707
State Farm $3,188 $3,419
Travelers $3,485 $3,485
USAA $2,798 $2,854

Find Cheap Fayetteville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Fayetteville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fayetteville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Fayetteville.

Annual Fayetteville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $3,082 $4,563 $3,922
GEICO $1,426 $1,554 $2,902 $1,426
Liberty Mutual $3,612 $3,612 $7,273 $3,612
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,631 $2,631 $2,918 $2,647
State Farm $3,142 $3,142 $3,465 $3,465
Travelers $2,959 $3,730 $3,785 $3,468
USAA $2,498 $2,540 $3,724 $2,540

Find Cheap Fayetteville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fayetteville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Fayetteville for less when you shop around and compare rates from multiple Fayetteville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fayetteville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,563
GEICO $2,902
Liberty Mutual $7,273
Nationwide $4,536
Progressive $2,918
State Farm $3,465
Travelers $3,785
USAA $3,724

Winners by Category: Where to Buy Cheap Auto Insurance in Fayetteville, NY

Compare rates from the cheapest auto insurance companies in Fayetteville, NY for your needs. Take a look at how Fayetteville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fayetteville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fayetteville, New York Auto Insurance Companies

If you’re looking for the cheapest Fayetteville, NY auto insurance companies overall, you can compare them here. Find the best price for Fayetteville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Fayetteville, New York

Insurance Company Average Annual Rates
Allstate $3,662
GEICO $1,827
Liberty Mutual $4,527
Nationwide $2,702
Progressive $2,707
State Farm $3,304
Travelers $3,485
USAA $2,826

What affects Fayetteville, New York auto insurance rates?

Local factors affect auto insurance rates in Fayetteville, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Fayetteville auto insurance rates.

Commute Times in Fayetteville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fayetteville, NY is 20.5 minutes according to City-Data.

Traffic in Fayetteville

How is traffic in Fayetteville, New York? Inrix data shows that Fayetteville, NY traffic makes it the 799th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fayetteville, NY

You can buy cheap Fayetteville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fayetteville, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption