Buy Cheap Fayetteville, NC Auto Insurance
The cheapest Fayetteville, NC auto insurance rates are offered by Liberty Mutual, but rates will vary for each driver. The minimum mandatory liability insurance of 30/60/25 must be met by drivers in Fayetteville, NC, although more coverage is recommended. To find the best Fayetteville, NC auto insurance quotes, shop around online before you buy.
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UPDATED: Jul 15, 2021
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- The cheapest auto insurance company in Fayetteville, NC is Liberty Mutual
- Fayetteville auto insurance is higher than the North Carolina average
- Traffic and commute times in Fayetteville, NC are pretty low
Fayetteville, NC auto insurance is higher than the average in North Carolina, partially because of Fort Bragg. A large number of young male drivers are in the area, which tends to increase prices.
There are many ways to find cheap Fayetteville, North Carolina auto insurance including shopping around, asking for discounts, and comparing rates. Keep reading to learn how to find the cheapest Fayetteville, NC auto insurance rates, regardless of age, driving record, or credit history.
Enter your ZIP code now to compare Fayetteville, NC auto insurance quotes.
What is the cheapest auto insurance company in Fayetteville, NC?
Liberty Mutual has the lowest auto insurance in Fayetteville, NC based on average rates. These are the top Fayetteville, NC auto insurance companies ranked from cheapest to most expensive:
- Liberty Mutual – $2,815.72
- Progressive – $3,122.13
- GEICO – $3,364.58
- Nationwide – $3,754.57
- State Farm – $3,926.88
- Travelers – $4,040.19
- Allstate – $9,007.01
There are many different factors that affect your auto insurance rates. Your age, gender, marital status, credit score, where you live, and driving history can all be used to determine how much you pay.
Young male drivers tend to pay the most in auto insurance, which contributes to the high rates in Fayetteville with Fort Bragg close by.
Each company will offer different prices, so compare multiple companies to find affordable Fayetteville, NC auto insurance.
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What auto insurance coverage is required in Fayetteville, NC?
In most cases, there is certain minimum auto insurance required by state, and it differs for each one.
In order to drive legally in Fayetteville, North Carolina, drivers have to carry a minimum level of auto insurance. The minimum amount of car insurance NC drivers have to carry is:
- $30,000 per person and $60,000 per incident for bodily injury liability
- $25,000 per incident for property damage
While carrying these amounts of coverage would allow you to drive legally, in a major accident, you can see that you can exceed those limits very quickly.
To keep accident expenses as low as possible, it’s recommended that you carry more than the bare minimum auto insurance.
What affects auto insurance rates in Fayetteville, NC?
Traffic isn’t that bad in Fayetteville. On a regular basis, drivers don’t have long waiting times.
INRIX ranks Fayetteville as the 191st most congested city in the country, which means less time spent sitting in traffic.
The average commute time for Fayetteville drivers is under 20 minutes According to City-Data. Most people drive their own cars even though there is public transportation available.
Auto insurance providers will charge more in cities that experience a large number of thefts. According to the FBI, there were 415 vehicle thefts in Fayetteville, NC.
Fayetteville, NC Auto Insurance: The Bottom Line
Although Fayetteville, NC auto insurance rates are higher than the state average, they are still much lower than normally seen across the country.
Before you buy Fayetteville, NC auto insurance, enter your ZIP code to compare quotes from top local companies.