Buy Cheap Fayetteville, AR Auto Insurance (2021)

Fayetteville, AR auto insurance rates average $322 a month. Minimum auto insurance requirements in Fayetteville, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Fayetteville, AR, compare Fayetteville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Fayetteville, AR are $322/month
  • Average auto insurance rates in Fayetteville, AR for teens drivers are $8,026/year
  • Average auto insurance rates in Fayetteville, AR after a DUI are $4,635/year

Finding affordable Fayetteville, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Fayetteville, AR auto insurance with confidence is right here. Auto insurance rates in Fayetteville are affected by local factors as well as personal ones like your driving record.

See how Fayetteville, AR car insurance rates compare to Bentonville auto insurance rates, Hot Springs auto insurance rates, and Fayetteville auto insurance rates before you read more about the cost of auto insurance in Fayetteville.

Don’t buy Fayetteville, AR auto insurance until you’ve compared rates. Get free Fayetteville, Arkansas auto insurance quotes when you enter your ZIP code above.

Fayetteville, AR Minimum Auto Insurance Requirements

The required auto insurance in Fayetteville, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Fayetteville, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Fayetteville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fayetteville, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fayetteville, AR. Take a look at Fayetteville, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fayetteville, Arkansas

Insurance Company Poor Fair Good
Allstate $5,953 $4,574 $3,712
Farmers $4,716 $3,978 $3,789
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,622 $4,840 $4,519
State Farm $3,745 $2,256 $1,758
Travelers $6,529 $5,469 $5,116
USAA $2,799 $1,917 $1,636

Buy Cheap Fayetteville, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fayetteville, Arkansas auto insurance rates? Find out how car insurance rates in Fayetteville, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayetteville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,686 $2,391 $2,554 $9,792 $11,750 $2,939 $3,187
Farmers $2,212 $2,194 $1,972 $2,084 $9,654 $9,991 $2,533 $2,648
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,562 $2,401 $2,114 $2,217 $11,436 $12,840 $3,063 $3,314
State Farm $1,590 $1,590 $1,437 $1,437 $4,781 $5,990 $1,795 $2,067
Travelers $2,070 $2,104 $2,073 $2,073 $12,496 $20,048 $2,233 $2,538
USAA $1,300 $1,308 $1,209 $1,212 $4,132 $4,318 $1,668 $1,793

Buy Cheap Fayetteville, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fayetteville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fayetteville, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fayetteville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,792 $11,750
Farmers $9,654 $9,991
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $11,436 $12,840
State Farm $4,781 $5,990
Travelers $12,496 $20,048
USAA $4,132 $4,318

Buy Cheap Fayetteville, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Fayetteville, Arkansas by comparing Fayetteville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fayetteville, AR here.

Annual Auto Insurance Rates for Senior Drivers in Fayetteville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,391 $2,554
Farmers $1,972 $2,084
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,114 $2,217
State Farm $1,437 $1,437
Travelers $2,073 $2,073
USAA $1,209 $1,212

Find Cheap Auto Insurance Rates in Fayetteville, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fayetteville, Arkansas auto insurance. Compare Fayetteville, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayetteville, Arkansas

Insurance Company Low Medium High
Allstate $4,621 $4,743 $4,875
Farmers $3,940 $4,115 $4,429
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,561 $4,912 $5,506
State Farm $2,447 $2,584 $2,728
Travelers $5,432 $5,719 $5,962
USAA $2,029 $2,110 $2,214

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fayetteville, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fayetteville. Compare auto insurance rates in Fayetteville, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fayetteville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
Farmers $4,161 $4,161
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $4,993 $4,993
State Farm $2,524 $2,649
Travelers $5,704 $5,704
USAA $2,058 $2,177

Find Cheap Fayetteville, AR Auto Insurance Rates by ZIP Code

Auto insurance rates in Fayetteville, Arkansas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fayetteville, AR to see how much where you live in Fayetteville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fayetteville, Arkansas

ZIP Code Average Annual Rates
72701 $3,996
72703 $3,992
72704 $3,933

Find Cheap Fayetteville, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Fayetteville, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fayetteville, AR, take a look at the average cost for various violations versus rates for a clean driving record in Fayetteville.

Annual Fayetteville, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,909 $4,920 $5,479 $4,678
Farmers $3,514 $4,513 $4,417 $4,201
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,293 $6,020 $4,517 $5,142
State Farm $2,361 $2,811 $2,586 $2,586
Travelers $4,773 $4,929 $7,260 $5,856
USAA $1,626 $2,064 $2,976 $1,804

Find Cheap Fayetteville, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fayetteville, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fayetteville for less when you shop around and compare rates from multiple Fayetteville, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fayetteville, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,479
Farmers $4,417
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,517
State Farm $2,586
Travelers $7,260
USAA $2,976

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Fayetteville, AR

Compare rates from the cheapest auto insurance companies in Fayetteville, AR for your needs. Take a look at how Fayetteville, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fayetteville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Fayetteville, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Fayetteville, AR auto insurance companies overall, you can compare them here. Find the best price for Fayetteville, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fayetteville, Arkansas

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $4,161
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $4,993
State Farm $2,586
Travelers $5,704
USAA $2,118

What affects Fayetteville, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Fayetteville, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Fayetteville auto insurance rates.

Commute Times in Fayetteville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fayetteville, AR is 19.0 minutes according to City-Data.

Traffic in Fayetteville

How is traffic in Fayetteville, Arkansas? Inrix data shows that Fayetteville, AR traffic makes it the 799th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Fayetteville, AR

You can buy cheap Fayetteville, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fayetteville, Arkansas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption