Buy Cheap Fayette, OH Auto Insurance (2021)

Fayette, OH auto insurance rates average $215 a month. Minimum auto insurance requirements in Fayette, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Fayette, OH, compare Fayette auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fayette, OH for teens drivers are $5,299/year
  • Average auto insurance rates in Fayette, OH are $215/month
  • Average auto insurance rates in Fayette, OH after a DUI are $2,988/year

Finding affordable Fayette, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Fayette, OH auto insurance with confidence is right here. Auto insurance rates in Fayette are affected by local factors as well as personal ones like your driving record.

See how Fayette, OH car insurance rates compare to Akron auto insurance rates, Cincinnati auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Fayette.

Don’t buy Fayette, OH auto insurance until you’ve compared rates. Get free Fayette, Ohio auto insurance quotes when you enter your ZIP code above.

Fayette, OH Minimum Auto Insurance Requirements

The required auto insurance in Fayette, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Fayette, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Fayette, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fayette, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fayette, OH. Take a look at Fayette, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fayette, Ohio

Insurance Company Poor Fair Good
Allstate $3,610 $2,632 $2,204
American Family $1,775 $1,222 $1,038
Farmers $3,402 $2,872 $2,734
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,978 $3,665 $2,873
Nationwide $3,808 $3,069 $2,592
Progressive $3,680 $3,170 $2,955
State Farm $3,281 $2,028 $1,599
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Fayette, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fayette, Ohio auto insurance rates? Find out how car insurance rates in Fayette, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayette, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,893 $1,888 $1,706 $1,823 $5,172 $5,918 $1,992 $2,130
American Family $889 $924 $796 $805 $2,454 $2,670 $1,081 $1,138
Farmers $1,601 $1,594 $1,412 $1,489 $7,002 $7,255 $1,794 $1,874
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,950 $2,126 $1,502 $1,821 $10,157 $11,472 $2,077 $2,271
Nationwide $2,102 $2,111 $1,898 $1,911 $5,405 $6,959 $2,251 $2,616
Progressive $1,710 $1,617 $1,424 $1,472 $7,418 $8,365 $2,034 $2,105
State Farm $1,384 $1,384 $1,239 $1,239 $4,310 $5,419 $1,607 $1,840
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Fayette, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fayette can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fayette, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fayette, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,172 $5,918
American Family $2,454 $2,670
Farmers $7,002 $7,255
GEICO $3,091 $2,874
Liberty Mutual $10,157 $11,472
Nationwide $5,405 $6,959
Progressive $7,418 $8,365
State Farm $4,310 $5,419
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Fayette, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Fayette, Ohio by comparing Fayette senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fayette, OH here.

Annual Auto Insurance Rates for Senior Drivers in Fayette, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,823
American Family $796 $805
Farmers $1,412 $1,489
GEICO $1,096 $1,110
Liberty Mutual $1,502 $1,821
Nationwide $1,898 $1,911
Progressive $1,424 $1,472
State Farm $1,239 $1,239
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Fayette, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fayette, Ohio auto insurance. Compare Fayette, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayette, Ohio

Insurance Company Low Medium High
Allstate $2,730 $2,810 $2,906
American Family $1,325 $1,354 $1,355
Farmers $2,851 $2,960 $3,197
GEICO $1,548 $1,595 $1,665
Liberty Mutual $4,020 $4,189 $4,307
Nationwide $3,479 $3,060 $2,930
Progressive $3,110 $3,234 $3,461
State Farm $2,188 $2,310 $2,411
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Fayette, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fayette. Compare auto insurance rates in Fayette, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fayette, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,815
American Family $1,329 $1,361
Farmers $3,003 $3,003
GEICO $1,575 $1,629
Liberty Mutual $4,172 $4,172
Nationwide $3,156 $3,156
Progressive $3,268 $3,268
State Farm $2,245 $2,360
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Fayette, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Fayette, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fayette, OH, take a look at the average cost for various violations versus rates for a clean driving record in Fayette.

Annual Fayette, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,374 $2,862 $3,345 $2,679
American Family $1,290 $1,363 $1,363 $1,363
Farmers $2,475 $3,188 $3,108 $3,239
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,510 $4,493 $4,595 $4,090
Nationwide $2,533 $3,217 $4,077 $2,799
Progressive $2,821 $3,820 $3,008 $3,424
State Farm $2,099 $2,507 $2,303 $2,303
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Fayette, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fayette, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Fayette for less when you shop around and compare rates from multiple Fayette, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fayette, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,345
American Family $1,363
Farmers $3,108
GEICO $2,282
Liberty Mutual $4,595
Nationwide $4,077
Progressive $3,008
State Farm $2,303
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Fayette, OH

Compare rates from the cheapest auto insurance companies in Fayette, OH for your needs. Take a look at how Fayette, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fayette, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Fayette, Ohio Auto Insurance Companies

If you’re looking for the cheapest Fayette, OH auto insurance companies overall, you can compare them here. Find the best price for Fayette, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Fayette, Ohio

Insurance Company Average Annual Rates
Allstate $2,815
American Family $1,345
Farmers $3,003
GEICO $1,602
Liberty Mutual $4,172
Nationwide $3,156
Progressive $3,268
State Farm $2,303
Travelers $2,726
USAA $1,380

What affects Fayette, Ohio auto insurance rates?

Local factors affect auto insurance rates in Fayette, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Fayette auto insurance rates.

Commute Times in Fayette

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fayette, OH is 40.1 minutes according to City-Data.

Traffic in Fayette

How is traffic in Fayette, Ohio? Inrix data shows that Fayette, OH traffic makes it the 799th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fayette, OH

You can buy cheap Fayette, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fayette, Ohio auto insurance quotes from top companies.

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