Buy Cheap Fayette City, PA Auto Insurance (2022)

Fayette City, PA auto insurance rates average $327 a month. Minimum auto insurance requirements in Fayette City, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Fayette City, PA, compare Fayette City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fayette City is Travelers
  • Average auto insurance rates in Fayette City, PA are $327/month
  • The most expensive auto insurance company in Fayette City after a DUI is Travelers

Finding affordable Fayette City, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Fayette City, PA auto insurance with confidence is right here. Auto insurance rates in Fayette City are affected by local factors as well as personal ones like your driving record.

See how Fayette City, PA car insurance rates compare to Erie auto insurance rates, Scranton auto insurance rates, and Altoona auto insurance rates before you read more about the cost of auto insurance in Fayette City.

Don’t buy Fayette City, PA auto insurance until you’ve compared rates. Get free Fayette City, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Fayette City, PA Minimum Auto Insurance Requirements

The required auto insurance in Fayette City, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Fayette City, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Fayette City, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Fayette City, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fayette City, PA. Take a look at Fayette City, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fayette City, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,827 $3,596 $2,897
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $2,823 $2,316 $2,068
Progressive $5,681 $3,984 $3,198
State Farm $3,813 $2,362 $1,864
Travelers $8,190 $7,383 $6,969
USAA $2,414 $1,786 $1,579

Buy Cheap Fayette City, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fayette City, Pennsylvania auto insurance rates? Find out how car insurance rates in Fayette City, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayette City, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,370 $2,370 $2,185 $2,185 $7,929 $7,929 $2,611 $2,611
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,645 $1,645 $1,556 $1,556 $4,568 $4,568 $1,841 $1,841
Progressive $2,681 $2,681 $2,392 $2,392 $8,649 $8,649 $3,428 $3,428
State Farm $1,647 $1,647 $1,449 $1,449 $5,810 $5,810 $1,812 $1,812
Travelers $1,697 $1,697 $1,820 $1,820 $24,490 $24,490 $2,051 $2,051
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

Buy Cheap Fayette City, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fayette City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fayette City, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fayette City, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $7,929
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $4,568 $4,568
Progressive $8,649 $8,649
State Farm $5,810 $5,810
Travelers $24,490 $24,490
USAA $3,737 $3,737

Buy Cheap Fayette City, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fayette City, Pennsylvania by comparing Fayette City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fayette City, PA here.

Annual Auto Insurance Rates for Senior Drivers in Fayette City, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,185
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,556 $1,556
Progressive $2,392 $2,392
State Farm $1,449 $1,449
Travelers $1,820 $1,820
USAA $1,106 $1,106

Find Cheap Auto Insurance Rates in Fayette City, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fayette City, Pennsylvania auto insurance. Compare Fayette City, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayette City, Pennsylvania

Insurance Company Low Medium High
Allstate $3,617 $3,795 $3,909
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,425 $2,432 $2,350
Progressive $3,937 $4,320 $4,606
State Farm $2,532 $2,709 $2,798
Travelers $7,602 $7,505 $7,436
USAA $1,788 $1,944 $2,046

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Find Cheap Fayette City, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fayette City. Compare auto insurance rates in Fayette City, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fayette City, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,697 $3,850
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,402 $2,402
Progressive $4,287 $4,287
State Farm $2,601 $2,758
Travelers $7,514 $7,514
USAA $1,871 $1,981

Find Cheap Fayette City, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Fayette City, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fayette City, PA, take a look at the average cost for various violations versus rates for a clean driving record in Fayette City.

Annual Fayette City, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,613 $4,255 $3,613 $3,613
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,730 $2,317 $3,240 $2,323
Progressive $3,886 $5,372 $3,998 $3,893
State Farm $2,458 $2,902 $2,680 $2,680
Travelers $5,343 $7,583 $9,549 $7,583
USAA $1,547 $2,141 $2,288 $1,729

Find Cheap Fayette City, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fayette City, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Fayette City for less when you shop around and compare rates from multiple Fayette City, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fayette City, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,613
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,240
Progressive $3,998
State Farm $2,680
Travelers $9,549
USAA $2,288

Winners by Category: Where to Buy Cheap Auto Insurance in Fayette City, PA

Compare rates from the cheapest auto insurance companies in Fayette City, PA for your needs. Take a look at how Fayette City, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fayette City, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fayette City, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Fayette City, PA auto insurance companies overall, you can compare them here. Find the best price for Fayette City, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Fayette City, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,774
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,402
Progressive $4,287
State Farm $2,680
Travelers $7,514
USAA $1,926

What affects Fayette City, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Fayette City, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fayette City auto insurance rates.

Commute Times in Fayette City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fayette City, PA is 23.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Fayette City, PA

You can buy cheap Fayette City, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fayette City, Pennsylvania auto insurance quotes from top companies.

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