Buy Cheap Fayette, AL Auto Insurance (2021)

Fayette, AL auto insurance rates average $297 a month. Minimum auto insurance requirements in Fayette, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Fayette, AL, compare Fayette auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fayette, AL for teens drivers are $7,180/year
  • Average auto insurance rates in Fayette, AL after a DUI are $4,054/year
  • The most expensive auto insurance company in Fayette is Liberty Mutual

Finding affordable Fayette, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Fayette, AL auto insurance with confidence is right here. Auto insurance rates in Fayette are affected by local factors as well as personal ones like your driving record.

See how Fayette, AL car insurance rates compare to Dothan auto insurance rates, Tuscaloosa auto insurance rates, and Birmingham auto insurance rates before you read more about the cost of auto insurance in Fayette.

Don’t buy Fayette, AL auto insurance until you’ve compared rates. Get free Fayette, Alabama auto insurance quotes when you enter your ZIP code above.

Fayette, AL Minimum Auto Insurance Requirements

The required auto insurance in Fayette, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Fayette, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Fayette, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fayette, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fayette, AL. Take a look at Fayette, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fayette, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,543 $3,903 $3,701
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $4,716 $4,022 $3,749
State Farm $7,453 $3,771 $2,561
Travelers $3,657 $3,168 $3,227
USAA $2,881 $1,865 $1,663

Buy Cheap Fayette, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fayette, Alabama auto insurance rates? Find out how car insurance rates in Fayette, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayette, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,285 $2,162 $1,874 $1,984 $9,156 $10,252 $2,693 $2,889
State Farm $2,896 $2,896 $2,585 $2,585 $8,326 $10,453 $3,262 $3,758
Travelers $1,387 $1,410 $1,294 $1,292 $7,225 $11,363 $1,316 $1,520
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Buy Cheap Fayette, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fayette can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fayette, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fayette, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $8,848 $9,111
GEICO $4,918 $4,831
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $9,156 $10,252
State Farm $8,326 $10,453
Travelers $7,225 $11,363
USAA $3,950 $4,385

Buy Cheap Fayette, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Fayette, Alabama by comparing Fayette senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fayette, AL here.

Annual Auto Insurance Rates for Senior Drivers in Fayette, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,096 $2,219
GEICO $1,804 $1,850
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $1,874 $1,984
State Farm $2,585 $2,585
Travelers $1,294 $1,292
USAA $1,239 $1,215

Find Cheap Auto Insurance Rates in Fayette, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fayette, Alabama auto insurance. Compare Fayette, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayette, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $3,840 $4,000 $4,306
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $3,799 $4,144 $4,542
State Farm $4,387 $4,589 $4,810
Travelers $3,182 $3,418 $3,453
USAA $2,066 $2,126 $2,217

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Find Cheap Fayette, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fayette. Compare auto insurance rates in Fayette, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fayette, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,049 $4,049
GEICO $2,587 $2,686
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,162 $4,162
State Farm $4,487 $4,703
Travelers $3,351 $3,351
USAA $2,038 $2,234

Find Cheap Fayette, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Fayette, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fayette, AL, take a look at the average cost for various violations versus rates for a clean driving record in Fayette.

Annual Fayette, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,772 $4,714 $4,022 $4,140
State Farm $4,178 $5,105 $4,549 $4,549
Travelers $2,796 $2,935 $4,269 $3,404
USAA $1,642 $2,059 $3,067 $1,777

Find Cheap Fayette, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fayette, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Fayette for less when you shop around and compare rates from multiple Fayette, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fayette, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,951
Farmers $4,293
GEICO $3,504
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,022
State Farm $4,549
Travelers $4,269
USAA $3,067

Winners by Category: Where to Buy Cheap Auto Insurance in Fayette, AL

Compare rates from the cheapest auto insurance companies in Fayette, AL for your needs. Take a look at how Fayette, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fayette, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fayette, Alabama Auto Insurance Companies

If you’re looking for the cheapest Fayette, AL auto insurance companies overall, you can compare them here. Find the best price for Fayette, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Fayette, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,049
GEICO $2,637
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,162
State Farm $4,595
Travelers $3,351
USAA $2,136

What affects Fayette, Alabama auto insurance rates?

Local factors affect auto insurance rates in Fayette, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Fayette auto insurance rates.

Auto Theft in Fayette

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fayette, AL auto theft show a total of 7 vehicle thefts annually.

Commute Times in Fayette

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fayette, AL is 34.8 minutes according to City-Data.

Traffic in Fayette

How is traffic in Fayette, Alabama? Inrix data shows that Fayette, AL traffic makes it the 799th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fayette, AL

You can buy cheap Fayette, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fayette, Alabama auto insurance quotes from top companies.

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