Buy Cheap Farmington, NY Auto Insurance (2021)

Farmington, NY auto insurance rates average $245 a month. Minimum auto insurance requirements in Farmington, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Farmington, NY, compare Farmington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Farmington after a DUI is Liberty Mutual
  • Average auto insurance rates in Farmington, NY for teens drivers are $5,073/year
  • The most expensive auto insurance company in Farmington is Liberty Mutual

Finding affordable Farmington, New York auto insurance can be challenging, but everything you need to know to buy cheap Farmington, NY auto insurance with confidence is right here. Auto insurance rates in Farmington are affected by local factors as well as personal ones like your driving record.

See how Farmington, NY car insurance rates compare to New York auto insurance rates, Buffalo auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Farmington.

Don’t buy Farmington, NY auto insurance until you’ve compared rates. Get free Farmington, New York auto insurance quotes when you enter your ZIP code above.

Farmington, NY Minimum Auto Insurance Requirements

The required auto insurance in Farmington, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Farmington, New York is outlined here.

Minimum Required Auto Insurance Coverage in Farmington, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Farmington, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Farmington, NY. Take a look at Farmington, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Farmington, New York

Insurance Company Poor Fair Good
Allstate $5,080 $2,970 $2,558
GEICO $1,994 $1,466 $1,315
Liberty Mutual $5,948 $3,904 $2,935
Nationwide $2,608 $2,608 $2,608
Progressive $3,939 $2,052 $1,508
State Farm $4,579 $2,872 $2,279
Travelers $4,254 $2,707 $2,363
USAA $4,102 $2,062 $1,823

Buy Cheap Farmington, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Farmington, New York auto insurance rates? Find out how car insurance rates in Farmington, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmington, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,384 $2,234 $2,247 $2,278 $6,983 $7,507 $2,326 $2,330
GEICO $1,172 $1,130 $1,142 $1,125 $2,446 $3,571 $1,057 $1,088
Liberty Mutual $3,098 $3,098 $2,888 $2,888 $6,011 $9,729 $3,098 $3,287
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,521 $1,433 $1,232 $1,249 $5,052 $5,633 $1,960 $1,915
State Farm $2,044 $2,044 $1,781 $1,781 $5,974 $7,708 $2,244 $2,372
Travelers $2,249 $2,293 $2,044 $2,208 $5,089 $6,078 $2,394 $2,511
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

Buy Cheap Farmington, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Farmington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Farmington, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Farmington, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,507
GEICO $2,446 $3,571
Liberty Mutual $6,011 $9,729
Nationwide $3,472 $5,150
Progressive $5,052 $5,633
State Farm $5,974 $7,708
Travelers $5,089 $6,078
USAA $5,556 $6,624

Buy Cheap Farmington, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Farmington, New York by comparing Farmington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Farmington, NY here.

Annual Auto Insurance Rates for Senior Drivers in Farmington, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,247 $2,278
GEICO $1,142 $1,125
Liberty Mutual $2,888 $2,888
Nationwide $1,880 $1,880
Progressive $1,232 $1,249
State Farm $1,781 $1,781
Travelers $2,044 $2,208
USAA $1,273 $1,277

Find Cheap Auto Insurance Rates in Farmington, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Farmington, New York auto insurance. Compare Farmington, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmington, New York

Insurance Company Low Medium High
Allstate $3,322 $3,523 $3,763
GEICO $1,506 $1,588 $1,680
Liberty Mutual $4,071 $4,246 $4,470
Nationwide $2,466 $2,588 $2,770
Progressive $2,377 $2,486 $2,635
State Farm $3,076 $3,262 $3,392
Travelers $2,946 $3,078 $3,300
USAA $2,588 $2,650 $2,748

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Find Cheap Farmington, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Farmington. Compare auto insurance rates in Farmington, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Farmington, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,489 $3,584
GEICO $1,545 $1,638
Liberty Mutual $4,144 $4,380
Nationwide $2,608 $2,608
Progressive $2,499 $2,499
State Farm $3,129 $3,358
Travelers $3,108 $3,108
USAA $2,636 $2,689

Find Cheap Farmington, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Farmington, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Farmington, NY, take a look at the average cost for various violations versus rates for a clean driving record in Farmington.

Annual Farmington, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,376 $3,778
GEICO $1,256 $1,368 $2,487 $1,256
Liberty Mutual $3,407 $3,407 $6,828 $3,407
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,433 $2,433 $2,684 $2,447
State Farm $3,092 $3,092 $3,395 $3,395
Travelers $2,687 $3,303 $3,348 $3,094
USAA $2,368 $2,406 $3,469 $2,406

Find Cheap Farmington, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Farmington, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Farmington for less when you shop around and compare rates from multiple Farmington, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Farmington, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,376
GEICO $2,487
Liberty Mutual $6,828
Nationwide $4,377
Progressive $2,684
State Farm $3,395
Travelers $3,348
USAA $3,469

Winners by Category: Where to Buy Cheap Auto Insurance in Farmington, NY

Compare rates from the cheapest auto insurance companies in Farmington, NY for your needs. Take a look at how Farmington, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Farmington, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Farmington, New York Auto Insurance Companies

If you’re looking for the cheapest Farmington, NY auto insurance companies overall, you can compare them here. Find the best price for Farmington, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Farmington, New York

Insurance Company Average Annual Rates
Allstate $3,536
GEICO $1,591
Liberty Mutual $4,262
Nationwide $2,608
Progressive $2,499
State Farm $3,243
Travelers $3,108
USAA $2,662

What affects Farmington, New York auto insurance rates?

Local factors affect auto insurance rates in Farmington, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Farmington auto insurance rates.

Traffic in Farmington

How is traffic in Farmington, New York? Inrix data shows that Farmington, NY traffic makes it the 898th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Farmington, NY

You can buy cheap Farmington, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Farmington, New York auto insurance quotes from top companies.

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