Buy Cheap Farmington, NM Auto Insurance (2021)

Farmington, NM auto insurance rates average $271 a month. Minimum auto insurance requirements in Farmington, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Farmington, NM, compare Farmington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Farmington, NM for teens drivers are $6,315/year
  • Average auto insurance rates in Farmington, NM after a DUI are $4,176/year
  • Average auto insurance rates in Farmington, NM are $271/month

Finding affordable Farmington, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Farmington, NM auto insurance with confidence is right here. Auto insurance rates in Farmington are affected by local factors as well as personal ones like your driving record.

See how Farmington, NM car insurance rates compare to Rio Rancho auto insurance rates, Farmington auto insurance rates, and Albuquerque auto insurance rates before you read more about the cost of auto insurance in Farmington.

Don’t buy Farmington, NM auto insurance until you’ve compared rates. Get free Farmington, New Mexico auto insurance quotes when you enter your ZIP code above.

Farmington, NM Minimum Auto Insurance Requirements

The required auto insurance in Farmington, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Farmington, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Farmington, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Farmington, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Farmington, NM. Take a look at Farmington, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Farmington, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $3,971 $3,095 $2,683
Progressive $2,987 $2,679 $2,544
State Farm $3,092 $1,920 $1,528
USAA $3,009 $2,255 $1,956

Buy Cheap Farmington, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Farmington, New Mexico auto insurance rates? Find out how car insurance rates in Farmington, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmington, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,227 $2,259 $2,031 $2,123 $5,393 $6,763 $2,515 $2,685
Progressive $1,440 $1,384 $1,321 $1,318 $6,078 $6,842 $1,731 $1,780
State Farm $1,432 $1,432 $1,304 $1,304 $3,821 $4,785 $1,598 $1,765
USAA $1,585 $1,569 $1,515 $1,504 $4,241 $4,786 $1,961 $2,093

Buy Cheap Farmington, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Farmington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Farmington, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Farmington, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,393 $6,763
Progressive $6,078 $6,842
State Farm $3,821 $4,785
USAA $4,241 $4,786

Buy Cheap Farmington, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Farmington, New Mexico by comparing Farmington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Farmington, NM here.

Annual Auto Insurance Rates for Senior Drivers in Farmington, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,031 $2,123
Progressive $1,321 $1,318
State Farm $1,304 $1,304
USAA $1,515 $1,504

Find Cheap Auto Insurance Rates in Farmington, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Farmington, New Mexico auto insurance. Compare Farmington, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmington, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,163 $3,220 $3,365
Progressive $2,591 $2,736 $2,883
State Farm $1,980 $2,186 $2,375
USAA $2,234 $2,419 $2,567

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Find Cheap Farmington, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Farmington. Compare auto insurance rates in Farmington, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Farmington, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,249 $3,249
Progressive $2,737 $2,737
State Farm $2,127 $2,233
USAA $2,335 $2,479

Find Cheap Farmington, NM Auto Insurance Rates by ZIP Code

Auto insurance rates in Farmington, New Mexico can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Farmington, NM to see how much where you live in Farmington affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Farmington, New Mexico

ZIP Code Average Annual Rates
87401 $3,404
87402 $3,452

Find Cheap Farmington, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Farmington, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Farmington, NM, take a look at the average cost for various violations versus rates for a clean driving record in Farmington.

Annual Farmington, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,449 $3,411 $4,374 $2,764
Progressive $2,365 $3,248 $2,547 $2,786
State Farm $2,050 $2,224 $2,224 $2,224
USAA $1,783 $2,490 $3,275 $2,079

Find Cheap Farmington, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Farmington, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Farmington for less when you shop around and compare rates from multiple Farmington, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Farmington, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,374
Progressive $2,547
State Farm $2,224
USAA $3,275

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Winners by Category: Where to Buy Cheap Auto Insurance in Farmington, NM

Compare rates from the cheapest auto insurance companies in Farmington, NM for your needs. Take a look at how Farmington, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Farmington, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Farmington, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Farmington, NM auto insurance companies overall, you can compare them here. Find the best price for Farmington, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Farmington, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,249
Progressive $2,737
State Farm $2,180
USAA $2,407

What affects Farmington, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Farmington, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Farmington auto insurance rates.

Auto Theft in Farmington

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Farmington, NM auto theft show a total of 146 vehicle thefts annually.

Commute Times in Farmington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Farmington, NM is 18.2 minutes according to City-Data.

Traffic in Farmington

How is traffic in Farmington, New Mexico? Inrix data shows that Farmington, NM traffic makes it the 898th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Farmington, NM

You can buy cheap Farmington, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Farmington, New Mexico auto insurance quotes from top companies.

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