Buy Cheap Farmington Hills, MI Auto Insurance (2022)

Farmington Hills, MI auto insurance rates average $957 a month. Minimum auto insurance requirements in Farmington Hills, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Farmington Hills, MI, compare Farmington Hills auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Farmington Hills after a DUI is Allstate
  • The most expensive auto insurance company in Farmington Hills is Allstate
  • Average auto insurance rates in Farmington Hills, MI for teens drivers are $21,794/year

Finding affordable Farmington Hills, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Farmington Hills, MI auto insurance with confidence is right here. Auto insurance rates in Farmington Hills are affected by local factors as well as personal ones like your driving record.

See how Farmington Hills, MI car insurance rates compare to Detroit auto insurance rates, Ann Arbor auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Farmington Hills.

Don’t buy Farmington Hills, MI auto insurance until you’ve compared rates. Get free Farmington Hills, Michigan auto insurance quotes when you enter your ZIP code above.

Farmington Hills, MI Minimum Auto Insurance Requirements

The required auto insurance in Farmington Hills, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Farmington Hills, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Farmington Hills, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Farmington Hills, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Farmington Hills, MI. Take a look at Farmington Hills, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Farmington Hills, Michigan

Insurance Company Poor Fair Good
Allstate $38,211 $21,152 $16,232
Farmers $13,815 $7,564 $7,003
GEICO $9,838 $7,215 $5,857
Liberty Mutual $31,823 $18,379 $10,148
Nationwide $8,666 $6,514 $5,523
Progressive $6,889 $5,806 $5,226
State Farm $26,480 $13,354 $9,040
Travelers $8,206 $7,958 $7,858
USAA $5,714 $3,255 $2,480

Buy Cheap Farmington Hills, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Farmington Hills, Michigan auto insurance rates? Find out how car insurance rates in Farmington Hills, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmington Hills, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,280 $18,280 $16,928 $16,928 $46,311 $46,311 $19,274 $19,274
Farmers $7,233 $7,233 $6,686 $6,686 $15,752 $15,752 $8,171 $8,171
GEICO $5,321 $5,321 $5,447 $5,447 $14,708 $14,708 $5,071 $5,071
Liberty Mutual $15,097 $15,097 $14,949 $14,949 $35,324 $35,324 $15,097 $15,097
Nationwide $4,876 $4,876 $4,334 $4,334 $13,034 $13,034 $5,358 $5,358
Progressive $3,457 $3,196 $3,053 $3,418 $13,030 $13,899 $4,031 $3,706
State Farm $9,743 $9,743 $9,080 $9,080 $34,878 $34,878 $11,463 $11,463
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,753 $2,607 $2,590 $2,442 $6,927 $6,599 $3,374 $3,237

Buy Cheap Farmington Hills, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Farmington Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Farmington Hills, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Farmington Hills, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $46,311 $46,311
Farmers $15,752 $15,752
GEICO $14,708 $14,708
Liberty Mutual $35,324 $35,324
Nationwide $13,034 $13,034
Progressive $13,030 $13,899
State Farm $34,878 $34,878
Travelers $16,180 $16,180
USAA $6,927 $6,599

Buy Cheap Farmington Hills, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Farmington Hills, Michigan by comparing Farmington Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Farmington Hills, MI here.

Annual Auto Insurance Rates for Senior Drivers in Farmington Hills, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,928 $16,928
Farmers $6,686 $6,686
GEICO $5,447 $5,447
Liberty Mutual $14,949 $14,949
Nationwide $4,334 $4,334
Progressive $3,053 $3,418
State Farm $9,080 $9,080
Travelers $4,626 $4,626
USAA $2,590 $2,442

Find Cheap Auto Insurance Rates in Farmington Hills, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Farmington Hills, Michigan auto insurance. Compare Farmington Hills, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmington Hills, Michigan

Insurance Company Low Medium High
Allstate $24,661 $25,246 $25,688
Farmers $9,126 $9,426 $9,830
GEICO $7,132 $7,564 $8,214
Liberty Mutual $19,663 $20,073 $20,614
Nationwide $7,203 $6,789 $6,710
Progressive $5,776 $5,981 $6,163
State Farm $15,420 $16,399 $17,054
Travelers $7,920 $8,016 $8,086
USAA $3,689 $3,827 $3,932

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Find Cheap Farmington Hills, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Farmington Hills. Compare auto insurance rates in Farmington Hills, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Farmington Hills, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $25,198 $25,198
Farmers $9,461 $9,461
GEICO $7,463 $7,810
Liberty Mutual $19,429 $20,804
Nationwide $6,901 $6,901
Progressive $5,974 $5,974
State Farm $15,842 $16,740
Travelers $7,961 $8,053
USAA $3,773 $3,859

Find Cheap Farmington Hills, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Farmington Hills, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Farmington Hills, MI to see how much where you live in Farmington Hills affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Farmington Hills, Michigan

ZIP Code Average Annual Rates
48167 $7,262
48331 $8,494
48334 $8,351
48335 $7,910
48336 $8,050

Find Cheap Farmington Hills, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Farmington Hills, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Farmington Hills, MI, take a look at the average cost for various violations versus rates for a clean driving record in Farmington Hills.

Annual Farmington Hills, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,205 $16,284 $55,153 $17,151
Farmers $7,899 $10,184 $10,012 $9,746
GEICO $2,639 $5,670 $17,305 $4,933
Liberty Mutual $13,880 $16,909 $31,773 $17,904
Nationwide $5,890 $7,909 $7,163 $6,642
Progressive $5,049 $6,671 $5,978 $6,196
State Farm $10,221 $12,332 $27,111 $15,499
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,062 $3,834 $5,028 $3,340

Find Cheap Farmington Hills, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Farmington Hills, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Farmington Hills for less when you shop around and compare rates from multiple Farmington Hills, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Farmington Hills, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $55,153
Farmers $10,012
GEICO $17,305
Liberty Mutual $31,773
Nationwide $7,163
Progressive $5,978
State Farm $27,111
Travelers $12,473
USAA $5,028

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Winners by Category: Where to Buy Cheap Auto Insurance in Farmington Hills, MI

Compare rates from the cheapest auto insurance companies in Farmington Hills, MI for your needs. Take a look at how Farmington Hills, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Farmington Hills, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Farmington Hills, Michigan Auto Insurance Companies

If you’re looking for the cheapest Farmington Hills, MI auto insurance companies overall, you can compare them here. Find the best price for Farmington Hills, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Farmington Hills, Michigan

Insurance Company Average Annual Rates
Allstate $25,198
Farmers $9,461
GEICO $7,637
Liberty Mutual $20,117
Nationwide $6,901
Progressive $5,974
State Farm $16,291
Travelers $8,007
USAA $3,816

What affects Farmington Hills, Michigan auto insurance rates?

Local factors affect auto insurance rates in Farmington Hills, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Farmington Hills auto insurance rates.

Auto Theft in Farmington Hills

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Farmington Hills, MI auto theft show a total of 42 vehicle thefts annually.

Commute Times in Farmington Hills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Farmington Hills, MI is 25.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Farmington Hills, MI

You can buy cheap Farmington Hills, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Farmington Hills, Michigan auto insurance quotes from top companies.

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