Buy Cheap Farmingdale, NY Auto Insurance (2021)

Farmingdale, NY auto insurance rates average $502 a month. Minimum auto insurance requirements in Farmingdale, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Farmingdale, NY, compare Farmingdale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Farmingdale after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Farmingdale is Liberty Mutual
  • Average auto insurance rates in Farmingdale, NY are $502/month

Finding affordable Farmingdale, New York auto insurance can be challenging, but everything you need to know to buy cheap Farmingdale, NY auto insurance with confidence is right here. Auto insurance rates in Farmingdale are affected by local factors as well as personal ones like your driving record.

See how Farmingdale, NY car insurance rates compare to Albany auto insurance rates, Syracuse auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Farmingdale.

Don’t buy Farmingdale, NY auto insurance until you’ve compared rates. Get free Farmingdale, New York auto insurance quotes when you enter your ZIP code above.

Farmingdale, NY Minimum Auto Insurance Requirements

The required auto insurance in Farmingdale, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Farmingdale, New York is outlined here.

Minimum Required Auto Insurance Coverage in Farmingdale, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Farmingdale, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Farmingdale, NY. Take a look at Farmingdale, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Farmingdale, New York

Insurance Company Poor Fair Good
Allstate $8,808 $5,029 $4,279
GEICO $3,989 $2,929 $2,630
Liberty Mutual $11,053 $7,219 $5,399
Nationwide $7,325 $7,325 $7,325
Progressive $9,869 $4,799 $3,446
State Farm $9,081 $5,694 $4,518
Travelers $8,983 $5,468 $4,672
USAA $7,449 $3,811 $3,358

Buy Cheap Farmingdale, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Farmingdale, New York auto insurance rates? Find out how car insurance rates in Farmingdale, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmingdale, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,030 $3,718 $3,820 $3,860 $12,204 $13,036 $3,834 $3,808
GEICO $2,289 $2,203 $2,227 $2,195 $4,978 $7,401 $2,056 $2,113
Liberty Mutual $5,889 $5,889 $5,485 $5,485 $11,552 $16,683 $5,889 $6,249
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $3,721 $3,348 $2,869 $2,945 $12,619 $13,730 $4,689 $4,383
State Farm $4,053 $4,053 $3,560 $3,560 $12,092 $14,905 $4,484 $4,743
Travelers $4,514 $4,453 $4,153 $4,379 $10,882 $13,022 $4,741 $4,851
USAA $2,517 $2,472 $2,298 $2,295 $10,343 $12,243 $3,234 $3,579

Buy Cheap Farmingdale, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Farmingdale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Farmingdale, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Farmingdale, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,204 $13,036
GEICO $4,978 $7,401
Liberty Mutual $11,552 $16,683
Nationwide $10,129 $15,322
Progressive $12,619 $13,730
State Farm $12,092 $14,905
Travelers $10,882 $13,022
USAA $10,343 $12,243

Buy Cheap Farmingdale, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Farmingdale, New York by comparing Farmingdale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Farmingdale, NY here.

Annual Auto Insurance Rates for Senior Drivers in Farmingdale, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,820 $3,860
GEICO $2,227 $2,195
Liberty Mutual $5,485 $5,485
Nationwide $5,034 $5,034
Progressive $2,869 $2,945
State Farm $3,560 $3,560
Travelers $4,153 $4,379
USAA $2,298 $2,295

Find Cheap Auto Insurance Rates in Farmingdale, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Farmingdale, New York auto insurance. Compare Farmingdale, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmingdale, New York

Insurance Company Low Medium High
Allstate $5,553 $6,007 $6,556
GEICO $2,982 $3,169 $3,397
Liberty Mutual $7,458 $7,867 $8,346
Nationwide $6,783 $7,248 $7,945
Progressive $5,653 $5,988 $6,473
State Farm $5,999 $6,481 $6,813
Travelers $5,926 $6,280 $6,917
USAA $4,682 $4,838 $5,098

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Find Cheap Farmingdale, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Farmingdale. Compare auto insurance rates in Farmingdale, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Farmingdale, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,953 $6,124
GEICO $3,088 $3,277
Liberty Mutual $7,662 $8,119
Nationwide $7,325 $7,325
Progressive $6,038 $6,038
State Farm $6,198 $6,664
Travelers $6,374 $6,374
USAA $4,823 $4,922

Find Cheap Farmingdale, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Farmingdale, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Farmingdale, NY, take a look at the average cost for various violations versus rates for a clean driving record in Farmingdale.

Annual Farmingdale, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,064 $5,064 $7,552 $6,475
GEICO $2,451 $2,674 $5,154 $2,451
Liberty Mutual $6,210 $6,210 $12,931 $6,210
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $5,857 $5,857 $6,537 $5,901
State Farm $6,107 $6,107 $6,755 $6,755
Travelers $5,374 $6,845 $6,940 $6,339
USAA $4,332 $4,404 $6,351 $4,404

Find Cheap Farmingdale, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Farmingdale, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Farmingdale for less when you shop around and compare rates from multiple Farmingdale, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Farmingdale, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,552
GEICO $5,154
Liberty Mutual $12,931
Nationwide $12,697
Progressive $6,537
State Farm $6,755
Travelers $6,940
USAA $6,351

Winners by Category: Where to Buy Cheap Auto Insurance in Farmingdale, NY

Compare rates from the cheapest auto insurance companies in Farmingdale, NY for your needs. Take a look at how Farmingdale, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Farmingdale, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Farmingdale, New York Auto Insurance Companies

If you’re looking for the cheapest Farmingdale, NY auto insurance companies overall, you can compare them here. Find the best price for Farmingdale, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Farmingdale, New York

Insurance Company Average Annual Rates
Allstate $6,039
GEICO $3,183
Liberty Mutual $7,890
Nationwide $7,325
Progressive $6,038
State Farm $6,431
Travelers $6,374
USAA $4,873

What affects Farmingdale, New York auto insurance rates?

Local factors affect auto insurance rates in Farmingdale, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Farmingdale auto insurance rates.

Commute Times in Farmingdale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Farmingdale, NY is 30.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Farmingdale, NY

You can buy cheap Farmingdale, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Farmingdale, New York auto insurance quotes from top companies.

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