Buy Cheap Fairport, NY Auto Insurance (2021)

Fairport, NY auto insurance rates average $243 a month. Minimum auto insurance requirements in Fairport, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Fairport, NY, compare Fairport auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fairport, NY are $243/month
  • The most expensive auto insurance company in Fairport after a DUI is Liberty Mutual
  • Average auto insurance rates in Fairport, NY for teens drivers are $5,104/year

Finding affordable Fairport, New York auto insurance can be challenging, but everything you need to know to buy cheap Fairport, NY auto insurance with confidence is right here. Auto insurance rates in Fairport are affected by local factors as well as personal ones like your driving record.

See how Fairport, NY car insurance rates compare to Rochester auto insurance rates, Yonkers auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Fairport.

Don’t buy Fairport, NY auto insurance until you’ve compared rates. Get free Fairport, New York auto insurance quotes when you enter your ZIP code above.

Fairport, NY Minimum Auto Insurance Requirements

The required auto insurance in Fairport, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Fairport, New York is outlined here.

Minimum Required Auto Insurance Coverage in Fairport, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fairport, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairport, NY. Take a look at Fairport, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairport, New York

Insurance Company Poor Fair Good
Allstate $5,055 $2,955 $2,545
GEICO $1,859 $1,366 $1,226
Liberty Mutual $5,505 $3,618 $2,723
Nationwide $2,634 $2,634 $2,634
Progressive $4,041 $2,125 $1,568
State Farm $4,643 $2,911 $2,311
Travelers $4,237 $2,707 $2,364
USAA $4,163 $2,135 $1,893

Buy Cheap Fairport, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairport, New York auto insurance rates? Find out how car insurance rates in Fairport, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairport, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,374 $2,224 $2,237 $2,268 $6,944 $7,464 $2,315 $2,319
GEICO $1,082 $1,045 $1,057 $1,041 $2,290 $3,373 $974 $1,006
Liberty Mutual $2,869 $2,869 $2,675 $2,675 $5,572 $9,019 $2,869 $3,043
Nationwide $1,990 $1,990 $1,881 $1,881 $3,551 $5,265 $1,990 $2,529
Progressive $1,520 $1,418 $1,220 $1,239 $5,346 $5,967 $1,980 $1,936
State Farm $2,033 $2,033 $1,778 $1,778 $6,137 $7,921 $2,241 $2,385
Travelers $2,189 $2,219 $2,019 $2,170 $5,199 $6,248 $2,336 $2,440
USAA $1,420 $1,391 $1,297 $1,290 $5,789 $6,867 $1,804 $1,984

Buy Cheap Fairport, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairport can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairport, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairport, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,944 $7,464
GEICO $2,290 $3,373
Liberty Mutual $5,572 $9,019
Nationwide $3,551 $5,265
Progressive $5,346 $5,967
State Farm $6,137 $7,921
Travelers $5,199 $6,248
USAA $5,789 $6,867

Buy Cheap Fairport, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairport, New York by comparing Fairport senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairport, NY here.

Annual Auto Insurance Rates for Senior Drivers in Fairport, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,268
GEICO $1,057 $1,041
Liberty Mutual $2,675 $2,675
Nationwide $1,881 $1,881
Progressive $1,220 $1,239
State Farm $1,778 $1,778
Travelers $2,019 $2,170
USAA $1,297 $1,290

Find Cheap Auto Insurance Rates in Fairport, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairport, New York auto insurance. Compare Fairport, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairport, New York

Insurance Company Low Medium High
Allstate $3,304 $3,505 $3,745
GEICO $1,412 $1,485 $1,553
Liberty Mutual $3,758 $3,934 $4,154
Nationwide $2,475 $2,615 $2,814
Progressive $2,449 $2,567 $2,719
State Farm $3,094 $3,311 $3,460
Travelers $2,943 $3,076 $3,289
USAA $2,646 $2,717 $2,828

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Find Cheap Fairport, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairport. Compare auto insurance rates in Fairport, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairport, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $1,440 $1,527
Liberty Mutual $3,839 $4,058
Nationwide $2,634 $2,634
Progressive $2,578 $2,578
State Farm $3,175 $3,402
Travelers $3,102 $3,102
USAA $2,703 $2,757

Find Cheap Fairport, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Fairport, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairport, NY, take a look at the average cost for various violations versus rates for a clean driving record in Fairport.

Annual Fairport, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,981 $2,981 $4,352 $3,759
GEICO $1,163 $1,267 $2,341 $1,163
Liberty Mutual $3,167 $3,167 $6,294 $3,167
Nationwide $2,026 $2,026 $4,416 $2,070
Progressive $2,507 $2,507 $2,776 $2,522
State Farm $3,128 $3,128 $3,449 $3,449
Travelers $2,650 $3,312 $3,359 $3,089
USAA $2,416 $2,456 $3,593 $2,456

Find Cheap Fairport, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairport, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairport for less when you shop around and compare rates from multiple Fairport, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairport, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,352
GEICO $2,341
Liberty Mutual $6,294
Nationwide $4,416
Progressive $2,776
State Farm $3,449
Travelers $3,359
USAA $3,593

Winners by Category: Where to Buy Cheap Auto Insurance in Fairport, NY

Compare rates from the cheapest auto insurance companies in Fairport, NY for your needs. Take a look at how Fairport, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairport, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Fairport, New York Auto Insurance Companies

If you’re looking for the cheapest Fairport, NY auto insurance companies overall, you can compare them here. Find the best price for Fairport, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairport, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $1,484
Liberty Mutual $3,949
Nationwide $2,634
Progressive $2,578
State Farm $3,288
Travelers $3,102
USAA $2,730

What affects Fairport, New York auto insurance rates?

Local factors affect auto insurance rates in Fairport, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairport auto insurance rates.

Commute Times in Fairport

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairport, NY is 20.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Fairport, NY

You can buy cheap Fairport, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairport, New York auto insurance quotes from top companies.

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