Buy Cheap Fairport Harbor, OH Auto Insurance (2021)

Fairport Harbor, OH auto insurance rates average $224 a month. Minimum auto insurance requirements in Fairport Harbor, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Fairport Harbor, OH, compare Fairport Harbor auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fairport Harbor, OH for teens drivers are $5,597/year
  • The most expensive auto insurance company in Fairport Harbor after a DUI is Liberty Mutual
  • Average auto insurance rates in Fairport Harbor, OH after a DUI are $3,132/year

Finding affordable Fairport Harbor, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Fairport Harbor, OH auto insurance with confidence is right here. Auto insurance rates in Fairport Harbor are affected by local factors as well as personal ones like your driving record.

See how Fairport Harbor, OH car insurance rates compare to Dayton auto insurance rates, Parma auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Fairport Harbor.

Don’t buy Fairport Harbor, OH auto insurance until you’ve compared rates. Get free Fairport Harbor, Ohio auto insurance quotes when you enter your ZIP code above.

Fairport Harbor, OH Minimum Auto Insurance Requirements

The required auto insurance in Fairport Harbor, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Fairport Harbor, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Fairport Harbor, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fairport Harbor, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairport Harbor, OH. Take a look at Fairport Harbor, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairport Harbor, Ohio

Insurance Company Poor Fair Good
Allstate $4,045 $2,951 $2,457
American Family $1,973 $1,343 $1,135
Farmers $3,850 $3,262 $3,106
GEICO $1,999 $1,669 $1,339
Liberty Mutual $5,709 $3,513 $2,754
Nationwide $3,858 $3,108 $2,625
Progressive $3,539 $3,077 $2,884
State Farm $3,377 $2,087 $1,645
Travelers $3,325 $2,896 $2,707
USAA $1,941 $1,377 $1,175

Buy Cheap Fairport Harbor, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairport Harbor, Ohio auto insurance rates? Find out how car insurance rates in Fairport Harbor, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairport Harbor, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,091 $2,076 $1,896 $2,025 $5,889 $6,733 $2,181 $2,318
American Family $908 $942 $835 $837 $2,898 $3,138 $1,126 $1,185
Farmers $1,769 $1,769 $1,557 $1,648 $8,070 $8,399 $1,980 $2,057
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $1,842 $2,012 $1,413 $1,726 $9,806 $11,075 $1,944 $2,118
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,598 $1,494 $1,331 $1,375 $7,361 $8,281 $1,912 $1,979
State Farm $1,394 $1,394 $1,259 $1,259 $4,508 $5,660 $1,623 $1,860
Travelers $1,361 $1,381 $1,359 $1,350 $5,940 $9,386 $1,421 $1,611
USAA $908 $916 $865 $863 $2,800 $3,116 $1,213 $1,303

Buy Cheap Fairport Harbor, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairport Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairport Harbor, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairport Harbor, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,889 $6,733
American Family $2,898 $3,138
Farmers $8,070 $8,399
GEICO $3,218 $2,990
Liberty Mutual $9,806 $11,075
Nationwide $5,484 $7,058
Progressive $7,361 $8,281
State Farm $4,508 $5,660
Travelers $5,940 $9,386
USAA $2,800 $3,116

Buy Cheap Fairport Harbor, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairport Harbor, Ohio by comparing Fairport Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairport Harbor, OH here.

Annual Auto Insurance Rates for Senior Drivers in Fairport Harbor, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,896 $2,025
American Family $835 $837
Farmers $1,557 $1,648
GEICO $1,136 $1,148
Liberty Mutual $1,413 $1,726
Nationwide $1,920 $1,932
Progressive $1,331 $1,375
State Farm $1,259 $1,259
Travelers $1,359 $1,350
USAA $865 $863

Find Cheap Auto Insurance Rates in Fairport Harbor, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairport Harbor, Ohio auto insurance. Compare Fairport Harbor, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairport Harbor, Ohio

Insurance Company Low Medium High
Allstate $3,037 $3,144 $3,273
American Family $1,457 $1,495 $1,499
Farmers $3,205 $3,345 $3,669
GEICO $1,615 $1,662 $1,730
Liberty Mutual $3,820 $4,016 $4,140
Nationwide $3,527 $3,099 $2,965
Progressive $3,041 $3,140 $3,318
State Farm $2,236 $2,378 $2,495
Travelers $2,890 $3,016 $3,022
USAA $1,425 $1,496 $1,572

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Find Cheap Fairport Harbor, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairport Harbor. Compare auto insurance rates in Fairport Harbor, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairport Harbor, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,151 $3,151
American Family $1,466 $1,502
Farmers $3,406 $3,406
GEICO $1,640 $1,698
Liberty Mutual $3,992 $3,992
Nationwide $3,197 $3,197
Progressive $3,166 $3,166
State Farm $2,309 $2,430
Travelers $2,976 $2,976
USAA $1,440 $1,556

Find Cheap Fairport Harbor, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Fairport Harbor, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairport Harbor, OH, take a look at the average cost for various violations versus rates for a clean driving record in Fairport Harbor.

Annual Fairport Harbor, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $3,201 $3,775 $2,993
American Family $1,421 $1,504 $1,504 $1,504
Farmers $2,810 $3,622 $3,533 $3,661
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,347 $4,315 $4,396 $3,910
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $2,727 $3,725 $2,905 $3,309
State Farm $2,150 $2,589 $2,370 $2,370
Travelers $2,188 $2,857 $4,313 $2,547
USAA $1,147 $1,539 $2,033 $1,272

Find Cheap Fairport Harbor, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairport Harbor, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairport Harbor for less when you shop around and compare rates from multiple Fairport Harbor, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairport Harbor, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,775
American Family $1,504
Farmers $3,533
GEICO $2,367
Liberty Mutual $4,396
Nationwide $4,128
Progressive $2,905
State Farm $2,370
Travelers $4,313
USAA $2,033

Winners by Category: Where to Buy Cheap Auto Insurance in Fairport Harbor, OH

Compare rates from the cheapest auto insurance companies in Fairport Harbor, OH for your needs. Take a look at how Fairport Harbor, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairport Harbor, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Fairport Harbor, Ohio Auto Insurance Companies

If you’re looking for the cheapest Fairport Harbor, OH auto insurance companies overall, you can compare them here. Find the best price for Fairport Harbor, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairport Harbor, Ohio

Insurance Company Average Annual Rates
Allstate $3,151
American Family $1,484
Farmers $3,406
GEICO $1,669
Liberty Mutual $3,992
Nationwide $3,197
Progressive $3,166
State Farm $2,370
Travelers $2,976
USAA $1,498

What affects Fairport Harbor, Ohio auto insurance rates?

Local factors affect auto insurance rates in Fairport Harbor, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairport Harbor auto insurance rates.

Commute Times in Fairport Harbor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairport Harbor, OH is 23.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Fairport Harbor, OH

You can buy cheap Fairport Harbor, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairport Harbor, Ohio auto insurance quotes from top companies.

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