Buy Cheap Fairmount, NY Auto Insurance (2021)

Fairmount, NY auto insurance rates average $265 a month. Minimum auto insurance requirements in Fairmount, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Fairmount, NY, compare Fairmount auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fairmount after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Fairmount is Liberty Mutual
  • Average auto insurance rates in Fairmount, NY for teens drivers are $5,617/year

Finding affordable Fairmount, New York auto insurance can be challenging, but everything you need to know to buy cheap Fairmount, NY auto insurance with confidence is right here. Auto insurance rates in Fairmount are affected by local factors as well as personal ones like your driving record.

See how Fairmount, NY car insurance rates compare to New York auto insurance rates, Buffalo auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Fairmount.

Don’t buy Fairmount, NY auto insurance until you’ve compared rates. Get free Fairmount, New York auto insurance quotes when you enter your ZIP code above.

Fairmount, NY Minimum Auto Insurance Requirements

The required auto insurance in Fairmount, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Fairmount, New York is outlined here.

Minimum Required Auto Insurance Coverage in Fairmount, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fairmount, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairmount, NY. Take a look at Fairmount, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairmount, New York

Insurance Company Poor Fair Good
Allstate $5,839 $3,417 $2,943
GEICO $2,238 $1,644 $1,475
Liberty Mutual $6,321 $4,146 $3,114
Nationwide $2,702 $2,702 $2,702
Progressive $4,738 $2,475 $1,824
State Farm $4,682 $2,936 $2,330
Travelers $4,443 $2,834 $2,471
USAA $4,309 $2,210 $1,959

Buy Cheap Fairmount, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairmount, New York auto insurance rates? Find out how car insurance rates in Fairmount, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairmount, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,674 $2,514 $2,527 $2,576 $8,164 $8,819 $2,617 $2,640
GEICO $1,297 $1,251 $1,265 $1,247 $2,768 $4,088 $1,167 $1,203
Liberty Mutual $3,284 $3,284 $3,062 $3,062 $6,397 $10,359 $3,284 $3,483
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,761 $1,630 $1,403 $1,423 $6,315 $7,039 $2,297 $2,232
State Farm $2,059 $2,059 $1,801 $1,801 $6,183 $7,952 $2,271 $2,404
Travelers $2,300 $2,316 $2,120 $2,268 $5,469 $6,525 $2,448 $2,549
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Buy Cheap Fairmount, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairmount can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairmount, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairmount, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,164 $8,819
GEICO $2,768 $4,088
Liberty Mutual $6,397 $10,359
Nationwide $3,642 $5,406
Progressive $6,315 $7,039
State Farm $6,183 $7,952
Travelers $5,469 $6,525
USAA $5,994 $7,111

Buy Cheap Fairmount, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairmount, New York by comparing Fairmount senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairmount, NY here.

Annual Auto Insurance Rates for Senior Drivers in Fairmount, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,527 $2,576
GEICO $1,265 $1,247
Liberty Mutual $3,062 $3,062
Nationwide $1,927 $1,927
Progressive $1,403 $1,423
State Farm $1,801 $1,801
Travelers $2,120 $2,268
USAA $1,341 $1,334

Find Cheap Auto Insurance Rates in Fairmount, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairmount, New York auto insurance. Compare Fairmount, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairmount, New York

Insurance Company Low Medium High
Allstate $3,833 $4,052 $4,314
GEICO $1,698 $1,785 $1,874
Liberty Mutual $4,321 $4,511 $4,749
Nationwide $2,548 $2,683 $2,875
Progressive $2,871 $3,004 $3,162
State Farm $3,137 $3,337 $3,475
Travelers $3,098 $3,225 $3,425
USAA $2,741 $2,813 $2,922

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Find Cheap Fairmount, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairmount. Compare auto insurance rates in Fairmount, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairmount, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,011 $4,122
GEICO $1,733 $1,838
Liberty Mutual $4,401 $4,653
Nationwide $2,702 $2,702
Progressive $3,012 $3,012
State Farm $3,200 $3,433
Travelers $3,249 $3,249
USAA $2,798 $2,854

Find Cheap Fairmount, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Fairmount, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairmount, NY, take a look at the average cost for various violations versus rates for a clean driving record in Fairmount.

Annual Fairmount, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,412 $3,412 $5,083 $4,360
GEICO $1,392 $1,518 $2,841 $1,392
Liberty Mutual $3,612 $3,612 $7,273 $3,612
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,927 $2,927 $3,248 $2,946
State Farm $3,154 $3,154 $3,478 $3,478
Travelers $2,767 $3,473 $3,525 $3,233
USAA $2,498 $2,540 $3,724 $2,540

Find Cheap Fairmount, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairmount, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairmount for less when you shop around and compare rates from multiple Fairmount, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairmount, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,083
GEICO $2,841
Liberty Mutual $7,273
Nationwide $4,536
Progressive $3,248
State Farm $3,478
Travelers $3,525
USAA $3,724

Winners by Category: Where to Buy Cheap Auto Insurance in Fairmount, NY

Compare rates from the cheapest auto insurance companies in Fairmount, NY for your needs. Take a look at how Fairmount, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairmount, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Fairmount, New York Auto Insurance Companies

If you’re looking for the cheapest Fairmount, NY auto insurance companies overall, you can compare them here. Find the best price for Fairmount, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairmount, New York

Insurance Company Average Annual Rates
Allstate $4,066
GEICO $1,786
Liberty Mutual $4,527
Nationwide $2,702
Progressive $3,012
State Farm $3,316
Travelers $3,249
USAA $2,826

What affects Fairmount, New York auto insurance rates?

Local factors affect auto insurance rates in Fairmount, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairmount auto insurance rates.

Commute Times in Fairmount

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairmount, NY is 19.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Fairmount, NY

You can buy cheap Fairmount, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairmount, New York auto insurance quotes from top companies.

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