Buy Cheap Fairmount, IL Auto Insurance (2022)

Fairmount, IL auto insurance rates average $248 a month. Minimum auto insurance requirements in Fairmount, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Fairmount, IL, compare Fairmount auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fairmount after a DUI is Allstate
  • Average auto insurance rates in Fairmount, IL after a DUI are $3,473/year
  • Average auto insurance rates in Fairmount, IL for teens drivers are $5,649/year

Finding affordable Fairmount, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Fairmount, IL auto insurance with confidence is right here. Auto insurance rates in Fairmount are affected by local factors as well as personal ones like your driving record.

See how Fairmount, IL car insurance rates compare to Champaign auto insurance rates, Aurora auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Fairmount.

Don’t buy Fairmount, IL auto insurance until you’ve compared rates. Get free Fairmount, Illinois auto insurance quotes when you enter your ZIP code above.

Fairmount, IL Minimum Auto Insurance Requirements

The required auto insurance in Fairmount, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Fairmount, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Fairmount, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Fairmount, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairmount, IL. Take a look at Fairmount, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairmount, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,795 $3,261 $2,757
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,886 $1,808 $1,441
Nationwide $3,151 $2,545 $2,230
Progressive $3,798 $3,210 $2,962
State Farm $3,069 $1,838 $1,425
Travelers $2,664 $2,129 $1,736
USAA $3,831 $2,620 $2,154

Buy Cheap Fairmount, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairmount, Illinois auto insurance rates? Find out how car insurance rates in Fairmount, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairmount, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,256 $1,354 $1,048 $1,169 $4,189 $4,655 $1,311 $1,380
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,947 $1,842 $1,604 $1,682 $6,928 $7,772 $2,317 $2,496
State Farm $1,340 $1,340 $1,191 $1,191 $3,778 $4,793 $1,513 $1,739
Travelers $1,413 $1,491 $1,278 $1,363 $3,913 $4,873 $1,499 $1,579
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Buy Cheap Fairmount, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairmount can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairmount, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairmount, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,324 $8,770
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,189 $4,655
Nationwide $4,608 $5,912
Progressive $6,928 $7,772
State Farm $3,778 $4,793
Travelers $3,913 $4,873
USAA $5,442 $6,030

Buy Cheap Fairmount, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairmount, Illinois by comparing Fairmount senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairmount, IL here.

Annual Auto Insurance Rates for Senior Drivers in Fairmount, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $2,055 $2,055
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,048 $1,169
Nationwide $1,508 $1,597
Progressive $1,604 $1,682
State Farm $1,191 $1,191
Travelers $1,278 $1,363
USAA $1,598 $1,592

Find Cheap Auto Insurance Rates in Fairmount, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairmount, Illinois auto insurance. Compare Fairmount, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairmount, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,484 $3,736 $3,593
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,929 $2,041 $2,166
Nationwide $2,636 $2,662 $2,629
Progressive $3,053 $3,305 $3,612
State Farm $2,005 $2,114 $2,214
Travelers $2,046 $2,174 $2,309
USAA $2,681 $2,865 $3,059

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Find Cheap Fairmount, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairmount. Compare auto insurance rates in Fairmount, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairmount, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,558 $3,651
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,045 $2,045
Nationwide $2,642 $2,642
Progressive $3,324 $3,324
State Farm $2,058 $2,163
Travelers $2,091 $2,261
USAA $2,787 $2,949

Find Cheap Fairmount, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Fairmount, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairmount, IL, take a look at the average cost for various violations versus rates for a clean driving record in Fairmount.

Annual Fairmount, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,704 $2,418 $2,125 $1,935
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,742 $4,053 $3,036 $3,463
State Farm $1,933 $2,288 $2,111 $2,111
Travelers $1,738 $2,265 $2,526 $2,175
USAA $2,050 $2,931 $4,024 $2,468

Find Cheap Fairmount, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairmount, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairmount for less when you shop around and compare rates from multiple Fairmount, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairmount, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,998
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,125
Nationwide $3,236
Progressive $3,036
State Farm $2,111
Travelers $2,526
USAA $4,024

Winners by Category: Where to Buy Cheap Auto Insurance in Fairmount, IL

Compare rates from the cheapest auto insurance companies in Fairmount, IL for your needs. Take a look at how Fairmount, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairmount, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Fairmount, Illinois Auto Insurance Companies

If you’re looking for the cheapest Fairmount, IL auto insurance companies overall, you can compare them here. Find the best price for Fairmount, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairmount, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,604
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,045
Nationwide $2,642
Progressive $3,324
State Farm $2,111
Travelers $2,176
USAA $2,868

What affects Fairmount, Illinois auto insurance rates?

Local factors affect auto insurance rates in Fairmount, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairmount auto insurance rates.

Commute Times in Fairmount

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairmount, IL is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Fairmount, IL

You can buy cheap Fairmount, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairmount, Illinois auto insurance quotes from top companies.

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