Buy Cheap Fairfield, TX Auto Insurance (2021)

Fairfield, TX auto insurance rates average $292 a month. Minimum auto insurance requirements in Fairfield, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fairfield, TX, compare Fairfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fairfield, TX after a DUI are $3,994/year
  • Average auto insurance rates in Fairfield, TX for teens drivers are $6,247/year
  • The most expensive auto insurance company in Fairfield after a DUI is Allstate

Finding affordable Fairfield, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fairfield, TX auto insurance with confidence is right here. Auto insurance rates in Fairfield are affected by local factors as well as personal ones like your driving record.

See how Fairfield, TX car insurance rates compare to San Antonio auto insurance rates, Plano auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Fairfield.

Don’t buy Fairfield, TX auto insurance until you’ve compared rates. Get free Fairfield, Texas auto insurance quotes when you enter your ZIP code above.

Fairfield, TX Minimum Auto Insurance Requirements

The required auto insurance in Fairfield, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fairfield, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fairfield, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fairfield, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fairfield, TX. Take a look at Fairfield, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fairfield, Texas

Insurance Company Poor Fair Good
Allstate $6,239 $4,590 $3,933
American Family $5,669 $3,527 $3,093
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $4,971 $4,298 $3,984
State Farm $4,112 $2,556 $2,034
USAA $3,269 $1,880 $1,511

Buy Cheap Fairfield, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fairfield, Texas auto insurance rates? Find out how car insurance rates in Fairfield, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairfield, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,161 $3,187 $3,118 $3,118 $8,503 $10,267 $3,922 $4,088
American Family $2,516 $2,786 $2,323 $2,647 $6,426 $8,449 $3,563 $4,063
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,359 $2,238 $2,101 $2,142 $9,880 $11,006 $2,790 $2,826
State Farm $2,050 $2,050 $1,818 $1,818 $4,822 $6,131 $2,222 $2,295
USAA $1,425 $1,438 $1,358 $1,353 $3,939 $4,303 $1,898 $2,045

Buy Cheap Fairfield, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fairfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fairfield, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fairfield, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,503 $10,267
American Family $6,426 $8,449
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $9,880 $11,006
State Farm $4,822 $6,131
USAA $3,939 $4,303

Buy Cheap Fairfield, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fairfield, Texas by comparing Fairfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fairfield, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fairfield, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,118 $3,118
American Family $2,323 $2,647
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,101 $2,142
State Farm $1,818 $1,818
USAA $1,358 $1,353

Find Cheap Auto Insurance Rates in Fairfield, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fairfield, Texas auto insurance. Compare Fairfield, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairfield, Texas

Insurance Company Low Medium High
Allstate $4,827 $4,886 $5,049
American Family $3,824 $3,954 $4,513
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $4,207 $4,396 $4,650
State Farm $2,761 $2,891 $3,050
USAA $2,151 $2,212 $2,296

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Find Cheap Fairfield, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fairfield. Compare auto insurance rates in Fairfield, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fairfield, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,803 $5,038
American Family $4,097 $4,097
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,418 $4,418
State Farm $2,901 $2,901
USAA $2,192 $2,248

Find Cheap Fairfield, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fairfield, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fairfield, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fairfield.

Annual Fairfield, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,801 $5,899 $6,180 $3,801
American Family $3,748 $4,731 $4,161 $3,748
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,854 $4,982 $4,498 $4,337
State Farm $2,588 $2,955 $3,473 $2,588
USAA $1,661 $2,438 $2,875 $1,905

Find Cheap Fairfield, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fairfield, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fairfield for less when you shop around and compare rates from multiple Fairfield, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fairfield, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,180
American Family $4,161
GEICO $2,571
Nationwide $4,197
Progressive $4,498
State Farm $3,473
USAA $2,875

Winners by Category: Where to Buy Cheap Auto Insurance in Fairfield, TX

Compare rates from the cheapest auto insurance companies in Fairfield, TX for your needs. Take a look at how Fairfield, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fairfield, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Fairfield, Texas Auto Insurance Companies

If you’re looking for the cheapest Fairfield, TX auto insurance companies overall, you can compare them here. Find the best price for Fairfield, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fairfield, Texas

Insurance Company Average Annual Rates
Allstate $4,921
American Family $4,097
GEICO $2,723
Nationwide $3,270
Progressive $4,418
State Farm $2,901
USAA $2,220

What affects Fairfield, Texas auto insurance rates?

Local factors affect auto insurance rates in Fairfield, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fairfield auto insurance rates.

Commute Times in Fairfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fairfield, TX is 24.6 minutes according to City-Data.

Traffic in Fairfield

How is traffic in Fairfield, Texas? Inrix data shows that Fairfield, TX traffic makes it the 658th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fairfield, TX

You can buy cheap Fairfield, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fairfield, Texas auto insurance quotes from top companies.

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